RBI Grade B 6 Feb 2011

For the following questions answer them individually

What role do Micro, Small and Medium Enterprises (MSMEs) play in a country's economic and industrial development ?
(A) They have the capacity to absorb skilled and unskilled labour available in the country.
(B) Such institutions help in distribution of income in a wide spectrum and do not allow it to get concentrated
in few hands or in few areas.
(C) They help in eradication of poverty by providing self-employment opportunities.

Which of the following statements about the Indian Economy is correct ?

Which of the following isi are correct about the problems of Indian Agriculture ?
(A) Large agricultural subsidies are hampering productivity-enhancing investments.
(B) Irrigation infrastructure is in bad shape and needs immediate improvement.
(C) Frequent takeovers of fertile land by private companies and multinationals to launch big business
complexes.

As per news in various journals, many banks have failed to achieve agri-loan target xed by the RBI for the
year 2010-11. What was the target xed for the year ?

Which of the following statements about Agro and Allied activities is NOT correct ?

Which of the following schemes launched by the Govt. of India aims at enhancing the livelihood security of
the people in rural areas by guaranteeing hundred days of employment in a nancial year to a rural
household whose adult members volunteer to do unskilled manual work ?

In some parts of India, farmers face acute distress because of heavy burden of debt from non-institutional
lenders. Who can be called a non-institutional lender ?

The South Asian Free Trade Agreement (SAFTA) was introduced with a view of levying how much custom
duty for trading any product within the SAARC zone ?

Which of the following organisation prepares rural credit plans on annual basis for all districts in India, which
in turn form the base for annual credit plans of all rural nancial institutions ?

Which of the following is TRUE about the current population trend(s) in India ?
(A) Every year India adds more people to the world's population than any other country.
(B) Currently India has a young population which will grow somewhat older largely as a result of decline in
fertility.
(C) The National Family Planning Programme did not contribute much in controlling fertility rate

In economic terms, which of the following factors determine the 'Individual's demand' of a
product/commodity ?
(A) Price of a commodity.
(B) Income of the individual.
(C) Utility and quality of a commodity

"Pascal Lamy calls on trade negotiators to move out of their comfort zones towards agreements", was the
headline in some major newspapers. This news is associated with which of the following organizations /
agencies ?

Which of the following is NOT a function of the Planning Commission of India ?

Which of the following periods represents the period of the first Five Year Plan in India ?

which of the following is the name of the process available to common people to seek court's intervention in matters of public interest ?

India's foreign policy is based on several principles, one of which is ______

As we know thousands of tonnes of foodgrain was washed away in the floods in Haryana and Punjab a few
months back. This incident is an example which indicates that there is a scope for improvement in our
machinery controlling our ______

President Barack Obama was on a visit to India a few months back. His visit is said to have forged both the
nations into a new era of relations. India managed to sign a special agreement with US in which of the
following elds/areas as a byproduct of the visit of Obama ?
(A) Energy sector & Nuclear energy as US has lifted sanctions on supply of high tech machines.
(B) Skill Development Programmes in IT sector in which US has super-specialisation.
(C) Training in management of Micro nance Institutions

Many times we read a term 'Tax Haven' in various newspapers. What does it mean ?
(A) It is a country where certain taxes are levied at a very low rate.
(B) It is a country where people can dump their illegal money without any problem.
(C) It is a place where foreigners can work without paying any tax on their income

As per existing law, what is the minimum per day wages paid to a worker from unorgansied sector in India ?

Who amongst the following was awarded the "Indira Gandhi Peace Prize" for 2010 ?

Which of the following is NOT a Poverty Eradication Programme launched by the Govt. of India ?

According to the World Bank estimate about 40% Indians are living below International Poverty line of US $
_____

The 10th Trilateral Ministerial Meeting of RIC group was organized in November 2010. Who are the
members of the RIC ?

India and Syria recently decided to double their trade in next 2 years. Indian Govt. has decided to export
which of the following commodities to Syria ?

India has sanctioned a 26 million grant to which of the following countries for development of tube wells ?

Which of the following is the name of the scheme launched by the Government of India for adolescent girls ? (Launched in November 2010)

Many times we see in financial journals/bulletins a term M3. What is M3 ?

As per news in various newspapers, Govt. has allocated a huge sum of 31,000 crore for 'RTE'. What is full form of RTE ?

Which of the following is NOT a major function of the RBI in India ?

The RBI has regional offices at various places. At which of the following places it does not have an office ?

Which of the following organizations/agencies has given a US $ 407 billion loan to India to boost up its micro finance services in unbanked areas ?

The Prime Minister's Economic Advisory Council (PMEAC) has projected that the Indian Exports will grow
by what percentage during 2010-11 ?

Which of the following organizations / agencies has given the estimate that the India will be third largest FDI
recipient in 2010-12 ?

The performance of which of the following industries is considered performance of a core industry ?

Who amongst the following is NOT a recipient of Nobel Prize in economics ?

Basel Committee has given its recommendations on which of the following aspects of banking operations ?

Which of the following is the rank of India in Human Development Report 2010 prepared by the UNO ?

Which of the following was/ were the key objectives of the RBI's review of Monetary and Credit Policy
2010-11 which was reviewed again on 2nd November 2010 ?
(A) To sustain the anti in ationary thrust.
(B) To maintain an interest rate regime consistent with price.
(C) To provide extra tax incentives to exporters who were in stress due to market uctuations.

Which of the following is / are the preconditions, the IMF has put to provide bail out package to Ireland ?
(A) It should gradually lower down unemployment bene ts.
(B) It should bring down the minimum wages in order to boost employment.
(C) It should import some of the crucial commodities from non euro countries as an immediate measure to
improve shortage of the same.

India is self sufficient in production of which of the following commodities ?

Which of the following States has taken up the job of improving Dams with the help of the World Bank's Dam Rehabilitation and Improvement project ?

Nitish Kumar led National Democratic Alliance won how many seats in recently held assembly elections in Bihar ?

Who amongst the following is the author of the book "Development as Freedom" ?

Which of the following terms is used in Finance and Banking ?

Who amongst the following is a famous economist ?

Who amongst the following has never held post of the Governor of the RBI ?

In the following passage there are blanks, each of which has been numbered. These
numbers are printed below the passage and against each, ve words are suggested, one of which ts
the blank appropriately. Find out the appropriate word in each case.

The continuing economic crisis has put central banks and governments the world over into ___1____ waters. For the industrialized West, the question seems to be a choice between economic stimulus and jobs, in the hope of creating a softer landing, or a swift shock at the hands of the free markets, in the hope of getting through the ___2___ more quickly. In emerging markets, the question is how to deal with being the focal point for investors looking to maximise returns.

Specifically, for the Federal Reserve in the United States, that means ___3___ hundreds of billions of dollars into the markets - buying Treasury bills to increase liquidity. In Europe the concern is that monetary union may be at risk due to the strains posed by eurozone countries that are ___3___ in ___5___. In Asia, on the other hand, economies are surging, but the prospect of hot money owing into the region could potentially spell ___6___ due to overheating.

Fears that the Fed's second round of quantitative easing may lead to a faster pace of ___7___ may be ___8___. US unemployment remains persistently high at around 10 per cent, while in ation remains astoundingly low at 1 per cent or less, the slowest on record. That's despite the Fed's earlier injection of $ 1.7 trillion into the nancial system to avert an economic depression in the wake of the global nancial crisis.

In contrast to the Fed's quantitative easing, the European Central Bank has reduced liquidity in the European banking system by some 350 billion euros during the past ve months. This reflects the central bank's ___9___ in the improved stability of the banking system and easier ___10___ to capital.

Read the following passage based on an Interview to answer the given
questions based on it. Certain words are printed in bold to help you locate them while answering some of the questions.

A spate of farmer suicides linked to harassment by recovery agents employed by micro finance institutions (MFLs) in Andhra Pradesh spurned the state government to bring in regulation to protect consumer interests. But, while the Bill has brought into sharp focus the need for consumer protection, it tries to micro-manage MFI operations and in the process it could scuttle some of the crucial bene ts that MFIs bring to farmers, says the author of Micro nance India, State Of The Sec-for Report 2010. In an interview he points out that prudent regulation can ensure the original goal of the MFIs - social uplift of the poor. Do you feel the AP Bill to regulate Mils is well thought out? Does it ensure fairness to the borrowers and the long-term health of the sector?
The AP Bill has brought into sharp focus the need for customer protection in four critical areas. First is pricing. Second is lender's liability whether the lender can give too much loan without assessing the customer's ability to pay. Third is the structure of loan repayment - whether you can ask money on a weekly basis from people who don't produce weekly incomes. Fourth is the practices that attend to how you deal with defaults. But the Act should have looked at the positive bene ts that institutions could bring in, and where they need to be regulated in the interests of the customers. It should have brought only those features in. Say, you want the recovery practices to be consistent with what the customers can really manage. If the customer is aggrieved and complains that somebody is harassing him, then those complaints should be investigated by the District Rural Development Authority.

Instead what the Bill says is that MF1s cannot go to the customer's premises to ask for recovery and that all transactions will be done in the Panchayat of ce. With great dif culty, MFIs brought services to the door of people. It is such a relief for the customers not to be spending time out going to banks or Panchayat of ces, which could be 10 km away in some cases. A facility which has brought some relief to people is being shut. Moreover, you are practically telling the MFI where it should do business and how it should do it.
Social responsibilities were inbuilt when the MIrls were rst conceived. If kills go for profit with loose regulations, how are they different from moneylenders?
Even among moneylenders there are very good people who take care of the customer's circumstance, and there are really bad ones. A large number of the MF1s are good and there are some who are coercive because of the kind of prices and processes they have adopted. But Moneylenders never got this organised. They did not have such a large footprint. An MFI brought in organisation, it mobilized the equity, it brought in commercial funding. It invested in systems. It appointed a large number of people. But some of them exacted a much higher price than they should have. They wanted to break even very fast and greed did take over in some cases.

Are the for-profit 'Ms the only ones harassing people for recoveries?
Some not-for-profit out ts have also adopted the same kind of recovery methods. That may be because you have to show that you are very ef cient in your recovery methods and that your portfolio is of a very high quality if you want to get commercial funding from a bank.
In fact, among for-profits there are many who have sensible recovery practices. Some have fortnightly recovery, some have monthly recovery. So we have differing practices. We just describe a few dominant ones and assume every for-profit MFI operates like that.
How can you introduce regulations to ensure social upliftment in a sector that is moving towards for-profit models? I am not really concerned whether someone wants to make a profit or not The bottom-line for me is customer protection. The rst area is fair practices. Are you telling your customers how the loan is structured ? Are you being transparent about your performance? There should also be a lender's liability attached to what you do. Suppose you lend excessively to a customer without assessing their ability to service the loan, you have to take the hit.
Then there's the question of limiting returns. You can say that an MFI cannot have a return on assets more than X, a return on equity of more than Y. Then suppose there is a privately promoted MFI, there should be a regulation to ensure the MFI cannot access equity markets till a certain amount of time. MFIs went to markets perhaps because of the need to grow too big too fast. The government thought they were making profit off the poor, and that's an indirect reason why they decided to clamp down on MF1s. If you say an MFI won't go to capital market, then it will keep political compulsions under rein.

Which of the following best explains "structure of loan repayment" in this context of the rst question asked to the author ?

The author is of the view that ______.

One of the distinct positive feature of MFIs is that_______.

What is the difference between MFIs and moneylenders?

Which of the following is positive outcome of the AP Bill to regulate MFIs ?

The author is recommending

Why did MFIs go to the equity markers?

Which of the following has not been indicated as one of the features of fair practices for customer protection?

Which of the following could possibly be most plausible reason for banning recovery by going to customer's premises?

Choose the word which is most nearly the same in meaning as the word/group of words printed in bold.

Choose the word or group of words which is most opposite in meaning of the word printed in bold.

Rearrange the following six sentences (A), (B), (C), (D), (E) and (F) in the
proper sequence to form a meaningful paragraph; then answer the questions given below them.
(A) Two of the best-performing major economies in 2010 were China and Brazil, with growth estimated at 7.5% and 10.5% respectively.
(B) Despite that limp growth, major US stock market indexes are up between 11 0/0 and 20% for the year.
(C) Even knowing where economies are headed sometimes is of no help to an investor.
(D) It is hard to anticipate the direction of nancial markets.
(E) But as of December, stock markets of both nations were in the red for the year.
(F) By contrast, the US economy is likely to have expanded at only about 2.6% for the year.

Rearrange the following ve sentences (A), (B), (C), (D) and (E) in the proper
sequence to form a meaningful paragraph; then answer the questions given below them.
(A) Add the incremental loans to the basic metals and metal product industry, which account for another 14.5% of loans to industry and over 80% of the increase in loans to industry this scal is accounted for.
(B) RBI decision to publish data on sectoral deployment of bank credit every month will provide much needed detail.
(C) Of the total increase in nonfood credit, infrastructure loans accounted for 37%.
(D) For instance, the data show that while bank credit to industry increased by 11.7% this year, as much as two-thirds of that increase is on account of lending to infrastructure.
(E) This will help us to gauge which sector of the economy are doing well.

Read each sentence to nd out whether there is any grammatical error in it or a wrong word has been used. The error, if any, will be in one part of the sentence which has been printed in bold and has been numbered a:, b:, c: or d:. The number of that part is the answer. If there is no error, the answer is e: i.e. 'No error'. (Ignore the errors of punctuation, if any.)

The convergence of a:/ Indian accounting standards with International Financial Reporting Standards (IFRS) beginning b:/ in April is expecting to c:/ see power companies struggling with d:/ signi cant rst-time adoption impact. No error e:

Researchers at a:/ the Indian Institute of Science (IISc), Bangalore, are mapping b:/ India's solar hot spots-where round-the-year c:/ sunlight makes it viable of d:/companies to set up solar power plants. No error e:

Though their quali cations span a diverse (a)/ range, there is an equal b:/ number of graduates and those who have just completed School, each set c:/making up d:/ close to 30% of these households. No error e:

As if a:/ the most dangerous moment for any dictatorship is when b:/ it starts to c:/ reform, North Korea looks ready to turn that truism on its head. d:/No error e:

It so happens a:/ that this happy campy ritual is their way of life b:/ and one into which c:/ they don't particularly welcome d:/ voyeuristic intrusions. No error e:

What should come in place of the question mark (?) in the following questions?

In the following number series only one number is wrong. Find out the wrong number.

For the following questions answer them individually

In a college, the ratio of boys to girls is 31 : 23 respectively. When 75 more girls join the college, this ratio becomes 124 : 107. How many more girls should join the college to make the number of boys and girls equal?

The compound interest accrued on an amount at the end of two years at the rate of 12 p.c.p.a is Rs. 2,862. What is the amount ?

A 280 metres long train, travelling at a uniform speed, crosses a platform in 60 seconds and a man standing on the platform in 20 seconds. What is the length of the platform ?

A triangle has two of its angles in the ratio of 1 : 2. If the measure of one of its angles is 30 degrees, what is the measure of the largest angle of the triangle in degrees ?

In how many different ways can the numbers ‘256974’ be arranged, using each digit only once in each arrangement, such that the digits 6 and 5 are at the extreme ends in each arrangement ?

Study the given information carefully and answer the questions that follow:
An urn contains 3 red, 6 blue, 2 green and 4 yellow marbles.

If three marbles are picked at random, what is the probability that two are blue and one is yellow ?

If four marbles are picked at random, what is the probability that at least one is yellow ?

If two marbles are picked at random, what is the probability that either both are red or both are green ?

If four marbles are picked at random, what is the probability that one is green, two are blue and one is red ?

Each of the questions given below consists of a question and two statements numbered I and II given below it. You have to decide whether the data provided in the statements is sufficient to answer the question. Read both the statements.
Give answer a: if the data in statement I alone is sufficient to answer the question, while the data in statement II alone is not sufficient to answer the question.
Give answer b: if the data in statement II alone is sufficient to answer the question, while the data in statement I alone is not sufficient to answer the question.
Give answer c: if the data in statement I alone or in statement II alone is sufficientto answer the question.
Give answer d: if the data in both the statements I and II is not sufficient to answer the question.
Give answer e: if the data in both the statements I and II together is necessary to answer the question.

What is the two digit positive number?
I. Sum of the two digits of the number is 8.
II. Sum of the two digits is 3 more than the higher digit.

The symbol 00 represents one of the following operations: addition, subtraction, multiplication or division. What is the value of 6 ∞ 4 ?
I. 0 ∞ 5 = 5
II 5 ∞ 0 = 5

At what time did Poonam finish the job ?
I. Poonam started working without a break on the job at exactly 9 a.m. and by noon she had utilised exactly half the time that it took her to finish the job.
II. Poonam took exactly 6 hours to finish the job.

Last year an employee received an annual salary of Rs.6,18,000, which was paid in equal paycheques throughout the year.
What was the salary received in each of the paycheques ?
I. The employee received a total of 24 paycheques during the year.
II. The employee received a paycheque twice a month each month during the year.

Is the sum of integers x and y greater than 85 ?
I. The product of x and y is greater than 85.
II. One of the variables is greater than 83.

Study the following pie charts carefully to answer the questions Degree-wise breakup of employees working in various departments of an organization and the ratio of Men to Women


Dept. = Department
Respective ration of men to Women in Each Department


What is the respective ratio of the number of women working in the HR department and the number of men working in the IT department ?

The number of men working in the Production department of the organization forms what percent of the total number of employees working in that department ?

The number of women working in the IT department of the organization forms what percent of the total number of employees in the organization from all departments together ?

In the following questions two equations numbered I and II are given. You have to solve both the equations and
Give Answer If
a: x > y
b: x ≥ y
c: x < y
d: x ≤ y
e: x = y or the relationship can not be established

I.$$ x^{2} + 5 x + 6 = 0$$
II. $$y^{2} + 3 y + 2 = 0$$

I. $$x^{2} - 10x + 24 = 0$$
II. $$y^{2} - 9y + 20 = 0$$

I. $$x^{2} - 463 = 321$$
II. $$y^{2} - 421 = 308$$

Study the following tables carefully and answer the questions given below:

Number of people taking fresh loans from different Banks over the years and the percentage of defaulters amongst them each year

Number of people taking fresh loans from different banks over the year
NUMBER

Approximate Percentage of defaulters amongst them each year
PERCENTAGE

Approximately what was the difference between the number of defaulters of Bank Q in the year 2004 and 2005 ?

In which of the following years was the number of defaulters of Bank R, the maximum among the given years ?

In which of the following years was the difference in number of people taking loan from Bank P from the previous year the highest ?

Approximately what was the total number of defaulters of Bank T in the years 2007 and 2008 together ?

For the following questions answer them individually

The positions of the first and the fourth letters of the word PLANET are interchanged, similarly, the positions of the second and fifth letters and third and sixth letters are interchanged. In the new arrangement thus formed, how many letters are there between the letter which is second from the right and the letter which is fourth from the left according to the English alphabetical order ?

The positions of how many alphabets will remain unchanged if each of the alphabets in the word WORTHY is arranged in alphabetical order from left to right ?

How many such pairs of letters are there in the word REASON, each of which has as many letters between them in the word (in both forward and backward as they have between them in the English alphabetical series ?

'Writing' is related to 'Pen' in the same way as _______?

If it is possible to make only one meaningful word with the second, third, eighth and ninth letters of the word 'CONFLICTED', which would be the second letter of the word from the left? If more than one such word can be formed, give 'A' as the answer. If no such word can be formed, give 'Z' as your answer.

In which of the following expressions will the expression P < M be definitely true?

In a class of 42 children, Joseph's rank is sixteenth from the top. Kevin is seven ranks below Joseph. What is Kevin's rank from the bottom ?

The following questions are based on the alphabetical series given below:
C L R T B Q S M A P D I N F J K G Y X

Four of the following five are alike in a certain way and so form a group. Which is the one that does not belong to the group?

If 'CT' is related to 'RQ' and 'AI' is related to 'DF' in a certain way, to which of the following is 'SP' related to, following the same pattern ?

Each of the questions below consists of a question and two statements numbered I and II given below it. You have to decide whether the data provided in the statements are sufficient to answer the question. Read both the statements and -

Give answer a: If the data in statement I alone are sufficient to answer the question, while the data in
statement II alone are not sufficient to answer the question
Give answer b: If the data in statement II alone are sufficient to answer the question, while the data in
statement I alone are not sufficient to answer the question
Give answer c: If the data either in statement I alone or in statement II alone are sufficient to answer the
question
Give answer d: If the data even in both statements I and II together are not sufficient to answer the question
Give answer e: If the data in both statements I and II together are necessary to answer the question

How is 'party' coded in the language?
I. 'going to a party' is coded as 'la fa qu tu' and 'for a party' is coded as 'fa me tu'.
II. 'start the party' is coded as `tu co ra' and 'going to start' is coded as 'qu co la'.

On which day of the week is Priya definitely travelling?
I. Amita correctly remembers that Priya is travelling after Tuesday but before Saturday. Rohit correctly remembers that Priya is travelling before Friday but after Monday.
II. Priya does not travel on a Friday.

How is P related to A ?
I. A is the daughter of M and the sister of S.
II. K is the son of P and the husband of M.

Four movies are screened from Monday to Thursday, (one on each day starting on Monday and ending on
Thursday) viz Crash, Social Network, Ice Age and Notting Hill. On which day is the movie Crash screened ?
I. Social Network is screened on the last day.
II. Neither Ice Age nor Notting Hill are screened on Monday.

Who sits to the immediate right of Ayesha ?
I. Four friends- Shraddha, Tania, Vilma and Ayesha are sitting around a circular table facing the centre.
II. Shraddha sits second to the right of Tania. Vilma is an immediate neighbour of Shraddha

Study the following information to answer the given questions:
A word and number arrangement machine when given an input line of words and numbers rearranges them following a particular rule. The following is an illustration of input and rearrangement. (Single digit numbers are preceded by a zero. All other numbers are two digit numbers)
Input : good 18 to raise 02 12 money 28 for 57 charity 09.
Step I : to good 18 raise 02 12 money 28 for charity 09 57.
Step II : to raise good 18 02 12 money for charity 09 28 57.
Step III : to raise money good 02 12 for charity 09 18 28 57.
Step IV : to raise money good 02 for charity 09 12 18 28 57.
Step V : to raise money good for charity 02 09 12 18 28 57.
Step V is the last Step of the arrangement of the above input as the intended arrangement is obtained.
These questions are based on the following input:
Input : always 19 give 21 84 for 62 14 worthy cause.

Which of the following would be step III for the above input?

The following stands for which step of the arrangement? young tips stay 50 on how can 42 17 forever 03 62 67 89.

Which of the words/numbers below would be at the fth position (from the right end) in Step V of the input?

Which of the following would be the last step for the input?

Study the following information and answer the questions given below :
Eight people - S, R, N, L, M, T, O and P are sitting in a circle facing the centre. All eight belong to different professions - reporter, doctor, cricketer, teacher, accountant, shopkeeper, painter and supervisor. They are not necessarily seated in the mentioned order. M is sitting third to the left of O. The doctor is to the immediate right of M and M is not a reporter. R is sitting fourth to the right of P. Neither R nor P is an immediate neighbour of M. T is a teacher and is sitting third to the right of the doctor. The shopkeeper is sitting second to the left of the teacher. The painter is sitting second to the left of M. S the cricketer is sitting exactly between T and P. The accountant is sitting second to the right of the cricketer. N is sitting third to the left of T.

What is S's position with respect to R ?

Four of the following five pairs are alike in a certain way based on their positions in the above arrangement and so form a group. Which of the following does not belong to the group ?

Which one of the following statements is false according to the above mentioned arrangement?

Study the following information and answer the questions that follow :
In a certain code language, 'hope to see you' is coded as 're so na di', 'please come to see the party' is coded as ' fi ge na di ke zo', 'hope to come' is coded as `di so ge' and 'see you the party' is coded as 're fi zo na'.

How is 'party' coded in the given code language?

Which one of the following will be coded as 'so di re' in the given code language?

In each question below a statement is given followed by two courses of action numbered I and II. A course of action is a practicable and feasible step or administrative decision to be taken for follow- up, improvement or further action in regard to the problem, policy, etc. On the basis of the information given in the statement, you have to assume everything in the statement to be true, and decide which of the suggested courses of action logically follow(s) for pursuing.
Give answer a: if only I follows.
Give answer b: if only II follows.
Give answer c: if either I or II follows.
Give answer d: if neither I nor II follows.
Give answer e: if both I and II follow.

Statement : Four cases of pick pocketing were reported at one of the most renowned five star hotels last evening. Courses of action :
I. The hotel staff should be instructed to be vigilant and report any suspicious person or activity.
II. More CCTV cameras should be installed near the dining and reception areas of the hotel where these incidents took place.

Statement : Despite repeated warnings to students and parents from the college, some students have not fulfilled the mandatory criteria of 75% attendance in order to appear for exams. Courses of action :
I. The college should stop adhering to this particular criteria.
II. Either the parents or guardians of the defaulters should be called for a meeting.

Statement : The students residing at the hostel of a university had to stay without electricity and water for 48 hours not because of shortages but because of negligence by the hostel staff. Courses of action :
I. The management of the university should look into the matter and take strict action against such negligence.
II. The students should leave the hostel and find some alternate accommodation.

Statement : Local villagers have reported that instances of illegal cutting of trees have increased over the last few months in the forest area.
Courses of action :
I. The locals should be encouraged to report any such activities in the future as well.
II. Authorities should immediately look into the matter and put a stop to such illegal activities.

Statement : The packets of many of the packaged eatables convey incorrect information about the ingredients and nutrient content.
Courses of action :
I. All such products should be banned from the market if after a warning also correct information is not provided.
II. The issue should be ignored as long as the eatables are popular among the public.

Study the following information and answer the questions that follow:
Six friends — Deepak, Varun, Anit, Nilesh, Rajesh and Siddharth are studying six different specialisations of
engineering which are — metallurgy, telecommunication, software, mechanical, electrical and hardware not
necessarily in the same order. Each one likes a different sport - hockey, cricket, swimming, football,
badminton and tennis again not in the same order.
Nilesh is not studying hardware. Rajesh is studying software and likes hockey. Anit likes swimming and is not studying hardware. The one who likes football is studying electrical. Siddharth is studying mechanical and does not like tennis. The one who likes badminton is studying telecommunication. Deepak and Varun do not like badminton. Deepak does not like tennis.

Which of the following person-specialisation combination is correct according to the given information?

If all six friends are asked sit in a straight line facing north, in an alphabetical order (according to their names). from left to right, then Who will be to the immediate left of the one studying electrical?

If all six friends are asked sit in a straight line facing north, in an alphabetical order (according to their names). from left to right, then Which of the following combinations will represent the favourite sport of the immediate neighbours of Rajesh?

Six friends A, B, C, D, E and F working in the same of ce take different time to reach of ce. All of them take time in the multiples of ten in such a manner that the one who reaches of ce the earliest, reaches in 10 minutes and the one who takes maximum time reaches of ce in 60 minutes. D takes more time than E but less time than A. A reaches in 30 minutes. B takes less time than only F.

In each question below is given a statement followed by two assumptions / inferences numbered I and II. An assumption is something supposed or taken for granted and an inference is something which can be directly inferred from the given facts. You have to consider the statement and the following assumptions/ inferences and decide which of those is/are inplicit in the statement.
Give answer a: if only I is implicit.
Give answer b: if only II is implicit.
Give answer c: if either I or II is implicit
Give answer d: if neither I nor II is implicit.
Give answer e: if both I and II are implicit.

Statement : Using calculator for simpler calculations adversely affects mathematical abilities of children.
I. Using calculator for complex calculations may not affect mathematical abilities adversely.
II. Complex calculations cannot be done manually without the help of a calculator.

Statement : For underwater battles only weaponry X should be used.
I. Not all weaponry can function well under water.
II. There are different kinds of weaponry available for battles on ground and under water.

Statement : An advertisement by Easy Air, a private airliner Travel to Meerut by our airlines and get a chance to win an all expenses paid holiday to Bangkok'
I. Easy Air Flights are available for Bangkok.
II. The city of Meerut has an airport.

Statement : As the prices of petrol and diesel shoot up more and more people are resorting to the use of electric cars.
I. Using electricity for powering cars is less expensive than using petrol or diesel.
II. Many people cannot afford the raised prices of petrol and diesel.

Statement : Book your railway tickets at least three months in advance to ensure a con rmed reservation.
I. No booking is taken by the railways before three months of the date of journey.
II. Air tickets need to be booked as much in advance as train tickets.

Read the following information carefully and answer the questions which follow : Ruling governments in the west are being punished by the voters for ever rising unemployment rates. Their parliament is abuzz with compaigns marked by criticism of India as an outsourcing hub. India is seen by many in the west as a land of call centres and back of ces with cheap labour that costs people in the west, their jobs.

Which of the following statements would weaken the argument given in the passage?

Which of the following can be a possible repercussion of the opposition to outsourcing in the west?

Which of the following can be inferred? (An inference is something which is not directly stated but can be inferred from the given facts)

Read the following information carefully and answer the questions which follow:
P is son of Q. Q is mother of R. R is wife of T. T is father of V. V is brother of W. Y is mother of T.

Which of the following is true based upon the relationships given above?

Which of the following is/are required to establish that W is the daughter of R ?

In these questions, relationship between different elements is shown in the statements.
These statements are followed by two conclusions.
Mark answer a: if Only conclusion I follows
Mark answerb: if Only conclusion II follows
Mark answer c: if Either conclusion I or II follows
Mark answer d: if Neither conclusion I nor II follows
Mark answer e: if Both conclusions I and II follow

Statement :
A ≥ B≤ C, C < D, D > F
Conclusions :
I. F > B
II. A > D

Statement :
X > Y ≥ Z, Q = Y, P > X
Conclusions :
I. Z < P
II. P > Q

Statement :
L ≥ I, H > I ≥ J, K < J
Conclusions :
I. H > L
II. L> K

Statement :
O ≥ P = Q, R < P, S < Q
Conclusions :
I. R < S
II. O > 3

Statement :
D ≥ E > F = G, E = H < J
Conclusions :
I. J > D
II. G

Statement :
J ≥ R > Z , R > F < W , B > J
Conclusions :
I . J > F
II. B > W

K, L, M, P, Q, R, S and T are sitting around a square table in such a way that four of them sit at four corners of the square while four sit in the middle of each of the four sides. The ones who sit at the four corners face outside while those who sit in the middle of the sides face the centre of the table. P sits third to the right of S. S faces the centre. Q sits third to the left of M. M does not sit in the middle of the sides. Only one person sits between Q and R. R is not an immediate neighbour of M. T faces the centre. K is not an immediate neighbour of R.

What is position of M with respect to L ?

Which of the following pairs represents the persons seated in the middle of the sides who face each other?

Who amongst the following sit between R and K when counted in anti-clockwise direction from K ?

Four of the following five are alike in a certain way and so form a group. Which is the one that does not belong to that group?

Read the following information and five statements given below it carefully and answer the questions which follow. Exodus from rural areas to the urban hubs in search of job opportunities has now declined to nearly twenty-six percent of what it was at the turn of 21st century.
(A) Since the last decade, the rural economy has transformed itself into a bankable, profit making and commercially viable venture
(B) Job opportunities differ in urban and rural areas
(C) The load on infrastructure and resources in the urban areas which had remained unmanageable for a long time has been eased a little since the last decade.
(D) This trend of reverse migration which was seen only in developed countries till now has entered the scenes of developing nations as well
(E) According to a recent report more than eighty percent of the professionals having roots in rural areas prefer to work in urban cities rather than their home villages.

Which of the statements numbered (A), (B), (C), (D) and (E) mentioned above represents an effect of the given information most appropriately?

Which of the statements numbered (A), (B), (C), (D) and (E) mentioned above represents a cause of the given information most appropriately?

Which of the statements numbered (A), (B), (C), (D) and (E) mentioned above represents an assumption most appropriately? (An assumption is something supposed or taken for granted)

Which of the statements numbered (A), (B), (C). (D) and (E) mentioned above would weaken/contradict the facts presented in the paragraph?

Study the following information and answer the questions given below :
Twelve friends A, B, C, D, E, F, G, H. 1, J, K and L were born in different months of the same year. A was born in the month of April and G was born in the month of August. J was born in the month immediately preceding the month in which K was born and immediately succeeding the month in which C was born. J was not born in the month of October nor in February. There is a gap of two months between the birthdays of L and B.
There were 30 days in the month in which L was born. D was born in the month immediately after the month in which I was born. There were 31 days in the month in which D was born. There is a gap of one month between the birthdays of B and F. E and H were born in that months which had 31 days each.

Four of the following ve are alike in a certain way and hence form a group. Which one of the following does not belong to that group?

If I is related A and B is related to J on the basis of months in which they were born, then with which of the following L is related on the same basis?

Study the following information and answer the questions that follow:
Twelve persons are sitting in two parallel lines in such a way that there are six persons in each row at equidistance. A, B, C, D, E and F are sitting in row-1 and they face towards east. P, Q, R, S, T and V are sitting in row-2 and they face towards west. One person of one row faces the other person of the other row. P, who is sitting at one of the ends of the row, is second to the right of T. A does not face P or T. A is third to the left of F. There are two persons between Q and V. There is only one person between C and D. C and D do not face P. B is neighbour of C. S, who does not face D, is not the neighbour of Q.

Which of the following statements is true about B?

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