IBPS Clerk 01-Dec-2013

For the following questions answer them individually

Which of the following rates is not controlled by the Reserve Bank of India?

Who at present, is the Chairman of the Unique Identification Authority of India (U ID-AI)?

Which secure system was introduced by the Reserve Bank of India in 2005 for facilitating one-to-one funds transfer requirements of individuals / corporates?

What is the term for the pivcess of stopping the flow of the physical cheque issued by a drawer at some point with the presenting bank en-route to the drawee bank branch?

What is the term for the rate at which the RBI borrows money from commercial banks in India?

Who, among the following renowned authors, released his book, titled ‘Joseph Anton’ recently?

What does NPA stand for?

The President of France recently visited India. Who is he/ she’?

Who among the following own the Indian Grand Prix 2013?

On which of the following dates is the World Diabetes Day celebrated?

Which of the following refers to a deposit received by the Bank, which is withdrawable on demand?

Who among the following has directed the movie, titled ‘Gravity,’ which recently won several Oscar Awards?

In the context of ATM cards, which of the following terms expresses a situation in which one person or program successfully masquerades as another for illegally withdrawing money from accounts?

The “Three Pillar Approach” of Risk Management does not include

According to the Micro, Small and Medium Enterprises Development (MSMED) Act. 2006 micro enterprise is an enterprise where investment in plant and machinery does not exceed

Which of the following bank-customer relationship does not come under the Code of Fair Banking Practice?

Which of the following bodies is responsible for maintaining the Cash Reserve Ratio?

Which of the following has the authority to appoint Banking Ombudsman in India?

What is the name of a path-breaking initiative by the Government and the Indian Banks’ Association which promises to bring basic banking services to 73,000 un - banked villages with a population of 2.000 and above?

The full form of IFSC is……

Which derivative instrument is used by foreign investors who wish to invest in India?

Every commercial bank in India have to maintain liquid assets such as precious metals (gold) or other approved securities as reserves other than the cash. This is known as

Who has authored the famous novel, titled ‘Casual Vacancy’?

Who among the following was conferred the Indira Gandhi Award for National Integration 2013?

A note of which a portion is missing or which is composed of more than two pieces is known as

Which of the following schemes aims to provide good all-weather road connectivity to unconnected villages?

Higher CASA ratio of a bank indicates that

In which of the following cities is the Kempa Gowda International Airport located?

In the context of Indian banking sector, what does ECB stand for?

Biometrics ATM offer ATM type interface along with at-least one Biometrics capture device. Which ,of the following is/are those devices?

The initial capital of Bharatiya Mahila Bank is

For which of the following purposes is the Repo Rate used by Reserve Bank of India?

Future Commodity Market in India is regulated by the

Two or more computers con fleeted to each other for sharing information form a ……………

Each cell in a microsoil office Excel document is referred to by its cell address, which is the……………..

The subsystem of the kernel and hardware that cooperates to translate virtual to cal addresses comprise’

Which of the following computer languages is a mathematically oriented languages used for scientific problems?

Device drivers are

Which of the following can handle most system Itinctioi that aren’t handled directly by the operating system?

What is name of the logic circuit which can add two binary digits

Something which has easily-understood instructions is said to he

Which of the following tools is not normally used during system analysis ?

‘MICR’ technology used for clearance of cheques by banks refers to……………

Which of the following best explains e-governance ?

To make a notebook act as a desktop model, the notebook can be connected to a ………… which is connected to a monitor and other devices.

To save an existing file with a new name or to a new location, you should use the ______ command.

A(n) …………….is a combination of hardware and software that facilitates the sharing of information between computing devices,

What are the two types of output devices?

A flaw in a program that causes it to produce incorrect or in appropriate results is called a…….

The ability to easily add additional users means that a net work is

To delete an incorrect character in a document. ……..to erase to the right of the insertion point.

The type of software that controls the internal operations in the computer, and controls how the computer works with all its parts is which of the following ?

Whenever we have to give space between the two words while typing on a PC we have to press a key known as-

A (n) ……………is a device that electronically processes data. converting it to information.

A hard copy of a document is

The process of a computer receiving information from a server on the Internet is known as

A compiler translates higher-level programs into a machine language program, which is called

In windows, by default the files when deleted are sent to…………………

In a spreadsheet, a cell is defined as the_

Which key is used in combination with another key to perform a specific task ?

Which one of the following software applications would be the most appropriate for performing numerical and statistical calculations ?

Which of the phrases at places a:, b:, c: and d: given below
each sentence should replace the phrases printed in bold in the following sentences to make the sentence grammatically correct. if the sentence is correct as it is and No correction is required’. mark e: as the answer.

Studies in the past have shown that those who limit their activity span during the day in winters are the more likely to suffer from depression.

In some cases, factors like low salary, lack of growth pros-peels and lack of motivation compel all employee to look for a change.

Living with compassion and contributing to others’ lives would helping us add happiness to our lives as well.

The easiest way for prevent stress caused by work or home pressure is to indulge in high levels of physical activity.

lie failed to reaching the required standard, and did not quality for the race.

Read each sentence to heal out is any grammatical error in it. The error if any, will be in one part of the sentence. the number of that part is the answer. II there is no er ror, mark e:. (Ignore errors of purl( tuation. if any)

A red and sore tongue (a)/is an indicator from (b)/ lack of iron or vitamin 1312 (c)/in the body. (d)/ No error (e)

In the high strung life (a)/of over- crowded metros (b)/ there is a constantly tug of war (c)/ over space and resources. (d)/ No error (e)

For all of sadness. poverty and distress (a)/in the world, every one of us (b)/possess unlimited ways of (c)/ making a positive difference. (d)/ No error (e)

Excess weight is the result of (a)/unhealthy eating habits (b)/which are inherent risk factors (c)/responsible Inc many diseases. (d) /No error (e)

The therapeutic benefits (a) / at helping others (b)/have long been (c)/recognised by people. (d)/ No error (e)

Rearrange the following five sentences (A), (B), (C), (D), and (E) in the proper sequence to form a meaningful paragraph; then answer the questions given below them.


(A) With so many products and opportunities available in t I lc market. It is very easy to get this planning wrong.
(B) Planning, therefore, is imperative and should begin as early as possible.
(C) What amount will we need and when will we need it ?
(D) Most of us would put our children’s education above any other priority in life including; our own retirement.
(E) So, let’s try to find the best solution by asking two important questions.

Read the following passage carefully and answer the questions given below it. Certain words/phrases have been printed in bold to help you locate them while answering some of the questions.

A majority of Indians prefer to use the internet for accessing banking and other financial services than shopping online, shows a new survey. Almost 57 percent of Indian respondents using the Internet prefer to bank online and use other financial services due to hassle-free access and time saving feature of online banking, according to survey.

Checking information on products and services online come a close second at 53% while 50% shop for product online. The fourth on the list around 42 percent of respondents in India surfed online to look for jobs, the survey said. Online banking has made things much easier for the people and it saves a lot of time. It has eliminated the problems associated with traditional way of banking where one had to stand in a queue and fill up several forms. Most of the banks in India have introduced cal stor mer – friendly online banking tactility with advanced security lea – tures to protect customers against cvbercrime.

The easy registration process for net banking has improved customer’s access to several banking products, increased customer loyalty, facilitated money transfer to any bank across India and has helped banks attract new customers. The Indian results closely track the global trend as well. Conducted among 19216 people from 24 countries, the survey showed that banking and keeping track of finances and searching for jobs are the main tasks of internet users around the globe.

Overall 60 percent of people surveyed used the web to check their bank account and other financial assets in the past 90 days, making it most popular use of internet. Globally shopping was not too far behind at 48 percent, the survey showed and 41 percent went online in search of a job. In terms of country preferences, almost 90% of respondents in Sweden use e-banking. Online banking has also caught on in a big way in nations like France, Canada, Australia, Poland, South Africa and Belgium, the survey showed. The Germans and British come on top for using online shopping with 74% of respondents in both countries having bought something online in the past three months. They are followed by 68% of respondents in Sweden, 65%in the US and 62% in South Korea.

If the given sentences were to be arranged in the order of their popularity (from most popular to least popular), which one of the following would represent the correct sequence as given in the passage in context of India ?
(A) Use of internet to gain information about products and services.
(B) Use of internet to Search for jobs.
(C) Use of internet for online banking

Which of the following is NO TRUE in the context of the passage?

According to the passage, banks are successful in attracting more customers due to
(A) better training to sales stall
(B)opening more branches at various locations
(C)easy registration process for net banking.

According to the passage online banking has become a pop ular way of tracking finances as —.
(A) It is less complicated than the traditional way of banking.
(B) It doesn’t require consumers to stand in queues to till forms.
(C) Many banks in India have taken adequate security measures to protect their
consumers against cyber crimes.

Which of the following is most nearly the SAME as the word ‘HASSLE-FREE’ as used in the passage ?

Based on the passage. what can be said about internet in a nutshell ?

Which of the following can be an appropriate title for the passage ?

Which of the following is/are TRUE in the context of the passage ?
(A) More than 50 percent Indians using Internet prefer online banking.
(B) Many banks in India have introduced facilities to suit the needs of customers
(customer friendly).
(C) More people shop online in South Korea as compared to those in Sweden.

Which of the following is most nearly the SAME in meaning as the word Eliminated as used in the passage?

According to the passage, globally the most popular use of internet is —-.

In the following questions two sentences (i) and (ii) are given. Each sentence (i) and (ii) has a blank in it. Against each five options are suggested out of these, only one fits at both places in the context of each sentence. Mark that as your answer.

Eating a excess meat in the night when the body is I.slowing down is a bad idea as it is …….. for the digestive system.
II. Some medicines are life saving yet they are very ………..for the body.

I. In today’s world parents usually………… that their children do not talk to them as they are more involved in electronic gadgets and social media.
II. He would……….. about every other child on the playground and his parents would tight with other parents so as to protect him.

I. He was good at mathematics so he could not fathom why other people cribbed about such an ………………subject.
II. In a world so riddled with greed and corruption, where every man seems to be
Out to get another, it is not very……………. to trust others.

I. The area under our eyes is connected to our kidneys. so any…………. change in the dark circles, could indicate dehydration or accumulat ing toxins.
II. Many Indian adults are struggling with weight. thti-; indulging in weight loss programmes that require …………….changes in their currertt lifestyle.

I. Usually fundraising events and charity auctions raise a large amount of money as people from all sections of the society get an opportunay to……………. for a cause.
II. Today, a person needs to ……………. very hard for surviving in the corporate race.

In the fol lowing passage there are blanks. each of which has been numbered. These numbers are printed below the passage and against each. five words are suggested. one of which fits the blank appropriately. Find out We appropriate word in each case.


Sotris Trust is the basic tente for all relationships , so building an enviroment or trust is one of the (1) important things one can do to (2) a positive work environment. It is a philosophy that must be demonstrated in everything you and your staff do. Trust is about doing what you say you are going to do and be ing who you say you (3). It is about showing your staff in everything you do that you are reliable. responsible and accountable and that they can (4) on you for consistency. Also letting them know you (5) the same for them. When your’words and behaviour are congruent you (6) trust. It will take some time for your staff members to learn that you are a person of your word. If they see that you are consistent you will build trust, but if they see that your words don’t match your behaviour their trust in you will be (7). The unfortunate thing about trust is that it takes a long time to build, but is very fragile and breaks easily. Once broken, it takes an (8) longer time to regain, and it may never be fully rebuilt. Therefore it is of primary importance that you are (9) of all your words and behaviour and ensure that they are worthy of your employee’s trust. Even while dealing with uncomfortable situations if you are honest and upfront it will make things (10), for everyone.

For the following questions answer them individually

The average score of a cricketer for 13 matches is 42 runs. If his average score for the, first 5 matches is 54 runs, then what was his average score for the last 8 matches ?

In the following table, the number of pages printed by six printers in five different weeks has been given. Study the following table carefully and answer the given questions.

What is the respective ratio between the number of pages printed by Printer B in the 2nd week and the number of pages printed by Printer F in the 5th week ?

Which of the following printers printed maximum number of pages in all the given weeks ?

The number of pages printed by Printer A in 3rd week is what per cent of the total number of pages printed by Printer D in all the given weeks ?

What is the difference between the total number of pages printed by Printer E in 1st. 2nd and 4th weeks together and total number of pages printed by Printer C in all the given weeks together?

For the following questions answer them individually

The respective ratio of salaries of A and B is 8 : 7. If the salary of B increases by 10% and the salary of A increases by 20%, the new ratio becomes 96 : 77 respectively. What is A’s salary ?

A, B and C started a business by investing Rs. 12,800, Rs. 16,800, and Rs. 9600 respectively. If after 8 months B received Rs. 13125 as his share in the profit, what amount did C get as his share of profit ?

Simple interest on a sum for 4 years at 7 p.c.p.a. is Rs. 3584. What would be the compound interest compounded annually on the same amount of money for 2 years at 4 p.c.p.a. ?

One-third of the diagonal of square is $$3\sqrt{2}$$ metre. What is the measure of the side of the square ?

What will come in place of the question mark (?) in the following questions ?

$$4\frac{1}{2}+(1\div 2\frac{8}{9})-3\frac{1}{13}=?$$

$$((441)^{\frac{1}{2}}\times207\times(343)^{\frac{1}{3}})\div((14)^{2}\times(529)^{\frac{1}{2}})=?$$

$$\frac{3}{8}$$ of $$((4624 \div (564-428))=?$$

$$(3\frac{6}{17}+2\frac{7}{34}-1\frac{9}{25})= (1) (?)^{2}$$

For the following questions answer them individually

12 years ago the ratio between the ages of A and B was 3 : 4 respectively. The present age of B is 3 3/4 times of C’s present age. If C’s present agcy is 16 years then what is A’s present age ? (in years),

A certain number of capsules were purchased for Rs. 216. Fifteen more capsules could have been purchased in the same amount if each capsule was cheaper by Rs.10 What, was the original number of capsules purchased ?

M, N. O and P divided Rs. 44352 among themselves. M took 3/8 th of the money. N took 1/6th of the remaining amount, and the rest was divided among 0 and P in the ratio of 3, 4 respectively.  How much money did O receive?

Pure milk costs Rs. 16 per litre. After adding water the milkman sells the mixture at the rate of Rs. 15 per litre and thereby makes a profit. of 25%. In what respective ratio does he mix milk with water ?

What will come in place of question mark (?) in the following number series ?

For the following questions answer them individually

Two pipes can fill a tank in 10 hours and 16 hours respectively. A third pipe can empty the tank in 32 hours. If all the three pipes are opened simultaneously then in how much time the tank will be full ? (in hours)

A merchant bought some goods worth Rs. 6000 and sold half of them at 12% profit. At what profit per cent should he sell the remaining goods so as to make an overall profit of 18%?

A and B are two numbers. six times the square of B is 540 more than the square of A. If the respective ratio between A and B is 3 : 2, what is the value of B?

The perimeter of a rectangle whose length is 6rn more than its breadth is 84 m. What would be the area of a triangle whose base is equal to the diagonal of the rectangle and whose height is equal to the length of the rectangle ? (in m )

56 workers are finish a piece of work in 14 days. If the work is to be completed in 8 days, how many extra workers are required?

A train 210m long takes 6 seconds to cross a man running at 9 km/hr in a direction opposite to that of the train. What is the speed of the train? (in kmph).

How many such pairs of letters are there in the word SOUTHERN each of which has as many letters between them in the word as in the English alphabet ?

If the letters in the word COMPARE are rearranged in such a way that first the vowels within the word are rearranged alphabetically followed by the consonants arranged alphabetically, which of the following will be the fifth letter from the right end after the rearrangement?

If every alternate letter in the word SOLITARY starting from the first letter is replaced by the previous letter in the English alphabet and each of the remaining letters is replaced by the next letter in the English alphabet, which of the following will be the third letter from the right end after the substitution ?

How many such pairs of digits are there in the number 53146827 each of which has as many digits between them in the number as when the digits are arranged in ascending order within the number ?

In a certain code CLIMATE is written as BUFLJNID. How is ORDERLY written in that code ?

1n a certain code BEAN is written as ABNE and SALE is written as LSEA. How is NEWS written in that code ?

Four of the following five are alike in a certain way and so form a group. Which is the one that does not belong to that group ?

Following questions are based on the information given
below:
(i) ‘P × Q’ means ‘P is mother of Q’.
(ii) ‘P ÷ Q’ means ‘P is sister of Q.
(iii) ‘ P+ Q’ means ‘P is brother of Q.
(iv) `P – Q’ means p is father of Q,.

Study the following information carefully and answer the questions given below:
P, Q, R, S, T, V and J are sitting around a circle facing at the centre. S is not an immediate neighbour of V. S is second to the right of T who is second to the right of Q. R is third to the right of J and second to the left to P.

What is J’s position with respect of to P ?

Study the following arrangement carefully and answer the questions given below:
M J % 4 T E K I 9 # P A S Q 3 8 N 5 U 7 W * B @ D F © 1 Z 6 H

How many such symbols are there in the above arrangement, each of which is immediately preceded by a number and immediately followed by a consonant ?

How many such consonants are there in the above arrangement, each of which is immediately preceded by a number and also immediately followed by a number ?

If all the symbols are removed from the above arrangement, which of the following will be the sixth to the right of the thirteenth from the right end?

Four of the following five are alike in a certain way based on their positions in the above arrangement and so form a group. Which is the one that does not belong to that group?

What should come in place of the question mark (?) in the following series based on the above arrangement ?
J 4 E I # A Q 8 5 7 * @ ?

Each Of the questions below consists of question and two statements numbered I and II given below it. You have to decide whether the data provided in the statements are sufficient to answer the question. Read both the statements and—

Give answer a: if the data in statement I alone are sufficient to answer the
question, while the data in statement 11 alone are not sufficient to answer the question.
Give answer b: if the data in statement II alone are sufficient to answer the
question, while the data in statement I alone are not sullicient to answer the question.
Give answer c: if the data either in statement I alone or in statement II alone are sufficient to answer the question.
Give answer d: if the data given in both the statements I & II together are not sufficient to answer the question. and
Give answer e: if the data in both the statements I & II together are necessary to answer the question

Who among M, N, P, T and R is the youngest ?
I. N and T are younger than P.
II. M is older than R and P.

How many children are there in the row ?
I. Manoj is twelfth from the left end and fourth to the left of Hari in that row.
II. Hari is eighth from the right end of that row.

How is ‘red’ written in a code language ?
I. ‘red and blue’ is written as ‘ho po da’ in that code language.
II. ‘spread red carpet’ is written as ‘na da ka’ in that code language.

Village R is towards which direction of Village M ?
I. Village M is to the West of Village T which is to the South of Village R.
II. Village M is to the South of Village B which is to the West of Village R.

How many sisters does D have?
I. D’s mother has four children.
II. K and T are brothers of E.

In each of the questions below are given four statements followed by four conclusions numbered I, II, Ill and IV. You have to take the given statements to be true even if they seem to be at variance from
commonly known facts. Read all the condo sions and then decide which of the given conclusions logically from the given statements disregard ing commonly known facts.

Statements :
All dolls are toys. Some toys are gems. Some gems are boxes. All boxes are sticks.
Conclusions :
I. Some sticks are gems.
II. Some gems are dolls.
III. Some sticks are dolls.
IV. Some toys are dolls.

Statements :
Some days are nights. Some nights are weeks. All weeks are months. All months are years. 

Conclusions :
I. Some years are nights.
II Some years are days.
III. Some months are nights.
IV. Some years are weeks.

Statements :
Some doors are handles. All handles are pins. Some pins are threads. All threads are clothes. 

Conclusions :
I. Some clothes are pins.
II. Some pins are doors.
III. Some clothes are handles.
IV. Some clothes are doors.

Statements :
Some papers are lamps. Some lamps are bulbs. Some bulbs are tubes. Some tubes are walls. 

Conclusions :
I. Some walls are lamps.
II. Some bulbs are papers.
III. Some tubes are lamps.
IV. Some walls are papers.

Statements :
All roads are cars. No car is tree. Some trees are jungles. All jungles are rivers.
Conclusions :
I. Some rivers are roads.
II. Some jungles are roads.
III. Some cars are roads.
IV. No jungle is road.

In the following questions, the symbols *, $, #, δ and % are
used with the following meaning as illustrated below :
‘P $ Q’ means “P is neither greater than nor smaller than Q’.
`P δ Q’ means ‘P is neither greater than nor equal to Q’.
‘P % Q’ means P is neither smaller than nor equal to Q’.
P * Q’ means ‘P is not smaller than Q’.
‘P # Q’ means ‘P is not greater than Q’.


Now in each of the following questions assuming the given statements to be true, find which of the conclusions I, II, III and IV given below them is/are definitely true and give your answer accordingly.

Statements :
D * K, K % T, T δ R, R # M
Conclusions :
I. M %T
II. D % T
III. R % K
IV. M # D

Statements :
F δ W, W $ V, V % B, B * D
Conclusions :
I. F δ B
II. D δ V
III. V % F
IV. W % D

Statements :
Z % N, N # K, K $ M, M δ R
Conclusions :
I. M $ N
II. M % N
III. R % N
IV. Z % M

Statements :
F # K , K $ T , D % T ,V * D
Conclusions :
I. T * F
II. D % K
III. D % F
IV. V % K

Statements :
H $ J, J δ Y, Y * K. K # W
Conclusions :
I. W % Y
II, K δ J
III. K # H
IV. H δ W

In each question below is given a statement followed by
two assumptions numbered I and H. An assumption is something supposed or taken for granted. You have to consider the statement and the following assumptions and decide which of the assumptions is implicit in the statement.

Give answer a: if only Assumption I is implicit.
Give answer b: if only Assumption 11 is implicit.
Give answer c: if either Assumption I or II is implicit.
Give answer d: if neither Assumption I nor II is implicit.
Give answer e: if both Assumption I and II are implicit.

Statement :
Mohan requested his mother to arrange for food for about thirty persons as he invited all his friends to celebrate his birthday.
Assumptions :
I. Most of Mohan’s friends may come to his house on his birthday.
II. There may not be more than thirty who may attend Mohan’s birthday party.

Statement : A very large number of aspiring students applied for admission to the professional courses run by the renowned college town.
Assumptions :
I. All the applicants may be able to get admission to the col lege.
II The admission process adopted by the renowned college may be fair to all the applicants.

Statement :
The stale administration banned gathering of more than fifty people at any place during the visit of foreign dignitaries to the city.
Assumptions :
I. People may avoid gathering at any place in the city during the period of visit of foreign dignitaries.
II. Many people may ignore the prohibitory orders and gather to get a glimpse of the dignitaries.

Statement : The government decided to levy toll tax of Rs. 100/ for every vehicle using the super highway connecting the two big cities of the state.
Assumptions :
I. Majority of the vehicles travelling between these two cities may not use the
super highway.
II. Government may not be able to recover the cost incurred for constructing the super highway from the toll tax collection.

Statement :
The teachers of all the degree colleges went on an indefinite strike in protest against the Government decision for postponing pay revision to next year.
Assumptions :
I The Government may suspend all the striking teachers.
II. The Government may revise the pay of the college teachers in the current year.

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