What is the full form of the term ‘NPA’ as used in banking environment ?
SBI PO 2010
For the following questions answer them individually
As per recent reports many countries are planning to introduce ‘Tobin Tax’ the idea of which was given by a Nobel prize winner economist James Tobin in 1978.Tobin Tax, if implemented will be levied on which of the following
As per news reports the Indian Economy is poised to hit high growth once again. It is estimated that the Gross Domestic Product may be somewhere in the range of 6.25%-7.75% in the current fiscal But at the same time the economy has to face certain challenges also what could these challenges be ?
(A)Maintaining balance between price stability and exchange rate
(B)Capital flow may not be adequate as many Flls are still not comfortable with Indian Markets
(c)Industrial sector is still under pressure and not showing much improvement
Which of the following countries has decided that from October 2018 no cheques should be issued or honoured there and all the payments should be made and accepted in electronic form only ?
In commodity exchanges in India Index Futures are not permitted as some of the provisions of the FCRA ?
As per the findings of the expert group headed by Dr Suresh Tendulkar a substantial number of people in India still live Below Poverty Line What is that number in terms of percentage ?
As per the findings of the World Bank which of the following recent developments in rural areas has doubled the income of rural households raised literacy rate by 10% and appreciated land prices by up to 80% ?
As decided by the Reserve Bank of India all the villages with a population of 2000 will have access to financial services by the end of
As reported in various newspapers the Reserve Bank of India is planning to allow more and more banks to function as ‘Local Area Banks’.This will help RBI in the implementation of which of the following of its plans/drives ?
(A)Financial Inclusion
(B)Rural Banking
(C)Mobile and e-Banking
During his visit to Trinidad in November 2009 the Indian Prime Minister signed a Nuclear deal between India and ?
Which of the following is/are the objectives of the new industrial policy of the Govt of India ?
(A)To transform India into a major partner and player in the global trade
(B)To maintain a sustained growth in productivity
(C)To become the biggest exporter of horticultural products in South East Asia
The Chief Executive Officers of the APEC held an important summit in Singapore in November 2009 what is the form of APEC ?
Which of the following Gulf countries has decided recently that despite the objections raised by certain countries it will construct 10 more Uranium enrichment plants to strengthen its position in the world ?
Which of the following countries was the winner of the Asia Cup Hockey Tournament for women held in November 2009 ?
The leaders of the European Union named Herman Van Rompuy as the first President of the EU Rompuy is the present
Which of the following is not one of the Monitorable Targets of the 11th Five Year Plan 2007-12 ?
Cryogenic Engines are used in which of the following areas of technology ?
The National Rural Employment Guarantee Act is now known by Which of the following names ?
Which of the following initiatives is/are taken by the Govt of India to boost the development of agriculture ?
(A)Accelerated Irrigation Benefit Programme
(B)Fertiliser Subsidy Scheme
(C)Public Distribution System PDS
Which of the following is/are true about the indo-US Economic and Financial partnership deal made in November 2009 ?
(A)The objective of the deal is to strengthen bilateral engagements and understanding
(B)Work jointly on some financial and infrastructure related projects
(C)The deal was signed during the visit of the Foreign Ministers of both the countries to South Africa for Global Economic Summit 2009
Which of the following countries has signed a deal to supply a fleet of 150 J-10 Fighter Jets to Pakistan ?
Which of the following terms/names is not associated with banking/financial trade in India ?
The standard protocol of the Internet is ______
Digital photos and scanned images are typically stored as ________graphics with extensions such as bmp png ,tif or gif
A______ is a computer attached to the Internet that runs a special Web server software and can send Web pages out to other computers over the Internet
After a user has saved and deleted many files many scattered areas of stored data remain that are too small to be used efficiently causing ______
Which of the following books has been written by VS Naipaul ?
Which of the following is the communications protocol that sets the standard used by every computer that accesses Web-based information ?
Which of the following converts all the statements in a program in a single batch and the resulting collection of instructions is placed in a new file ?
A program that generally has more user friendly interface than a DBMS is called a
When you instal a new program on your computer it is typically added to the ____menu
Which of the following contains information about a single ‘entity’ in the database like a person,place,event or thing ?
Which of the following is a key function of a firewall ?
_____are a type of inexpensive digital camera that remains tethered to a computer and are used for video conferencing video chatting and live Web broadcast.
Who amongst the following is the author of the book The Rediscovery of India ?
Some banks which were not able to meet their priority sector lending targets are now allowed to do so by purchasing Priority Sector Lending Certificates PSLC Which of the following agencies/organizations is/are authorized to issue these certificates ?
(A)Micro finance Institutions
(B)Non Banking Finance Companies
(C)NABARD
Market Research is useful for
A call means
Conversion means
Customisation means
Modern styles of marketing include
The acronym HTML stands for
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e-Marketing is the same as
value added services means
Aggressive Marketing is necessitated due to
Computers connected to LAN can
Efficient marketing style requires
The performance of a salesperson depends on
The sole aim of marketing is to
Lead generation means
If ‘R’ denotes ‘-’; Q denotes ‘x’; ’W’ denotes ‘$$\div$$’ and ‘A’ denotes ‘+’, then 42 W 7 R 8 A 6 Q 4= ?
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Mohan walked 30 meters towards South, took a left turn and walked 15 meters. He then took a right turn and walked 20 meters. He again took a right turn and walked 15 meters.How far is he from the starting point ?
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What should come next in the following letter series based on English alphabet ?
CEA IKG OQM ?
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The positions of how many digits in the number 59164823 will remain unchanged after the digits are rearranged in descending order within the number ?
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What should come next in the following letter series ?
PQRSTABCDEPQRSABCDEPQRSABCDPQ
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In a certain code language ‘how can you go’ is written as ‘ja da ka pa’ ‘can you come here’ is written as ‘na ka sa ja’ and ‘come and go’ is written as ‘ra pa sa’. How is ‘here’ written i that code language ?
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How many such pairs of letters are there in the word TRIBUNAL each of which has many letters between them in the word as in the English alphabet ?
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In a certain code DOWN is written as ‘5@9#’ and NAME is written as ‘#6%3’. How is MODE written in that code ?
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How many meaningful English words can be formed with the letters LGEU using each letter only once in each word ?
In a certain code THRIVES is written as UGSHWDT. How is SOULFUL written in that code ?
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In each of the questions below are given four statements followed by four conclusions numbered I II III & IV You have to the given statements to be true even if they seem to be at variance with commonly known facts. Read all the conclusions and then decide which of the given conclusion logically follows from the given statements disregarding commonly known facts.
Statements: Some trains are cars.
All cars are branches.
All branches are nets.
Some nets are dresses.
Conclusions:I.Some dresses are cars.
II.Some nets are trains.
III.Some branches are trains.
IV.Some dresses are trains.
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Statements:Some pencils are Kites.
Some Kites are desks.
All desks are jungles.
All jungles are mountains.
Conclusions:I.Some mountains are pencils
II.Some jungles are pencils
III.Some mountains are desks
IV.Some jungles are Kites
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Statements:All papers are clips.
Some clips are boards.
Some boards are lanes.
All lanes are roads.
Conclusions:I.Some roads are boards.
II.Some lanes are clips
III.Some boards are papers
IV.Some roads are clips.
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Statements:All pens are clocks
Some clocks are tyres
Some tyres are wheels
Some wheels are buses
Conclusions:I.Some buses are tyres
II.Some wheels are clocks
III.Some wheels are pens
IV.Some buses are clocks
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Statements:All stones are hammers
No hammers is a ring
Some rings are doors
All doors are windows.
Conclusions:I. Some windows are stones
II.Some windows are rings
III.No window is a stone
IV.Some rings are stones.
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Study the following information carefully and answer the questions given below:
A,B,C,D,E,F,G,H and K are sitting around a circle facing the centre. F is fourth to the right of A, who is third to the right of B. K is fourth to the left of B and third to the right of D. C is third to the right of H. E is second to the left of G.
Who is fourth to the left of G ?
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What is E’s position with respect to B ?
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Who is third to the right of K ?
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Who is on the immediate right of F ?
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In which of the following combinations is the third person sitting between the first and the second person ?
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In the following questions the symbols $$\delta$$, @ © ,% and $$\bigstar$$ are used with the following meaning a illustrated below:
‘P © Q’ means ‘P is not smaller than Q’
‘P%Q’ means ‘P is neither smaller than nor equal toQ’
‘P $$\bigstar$$ Q’ ‘P is neither greater than nor equal to Q’
‘P$$\delta$$Q’ means ‘P is not greater than Q’
‘P@Q’ means ‘P is neither greater than nor smaller than Q’
Now in each of the following question assuming the given statements to be true find which of the three conclusions I, II III and IV given below them is\are definitely true and give your answer accordingly.
Statements: R $$\bigstar$$ K, K % D, D @ V, V δ M
Conclusions:
I. R $$\bigstar$$ D
II. V $$\bigstar$$ R
III. D @ M
IV. M % D
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Statements: F % N, N © W, W $$\delta$$ Y, Y $$\bigstar$$ T
Conclusions:
I. F % W
II. T % N
III. N % Y
IV. T % W
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Statements: B © T, T ★ R, R % F, F @ K
Conclusions:
I. B % R
II. F ★ T
III. R % K
IV. K ★ T
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Statement: J @ F, F δ N, N % H, H © G
Conclusions:
I. G ★ N
II. N © J
III. F ★ J
IV. J δ G
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Statements: D δ T, T @ R, R © M, M % K
Conclusions:
I. R @ D
II. R % D
III. K ★ T
IV. M δ T
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In a making decisions about important questions it is desirable to be able to distinguish between ‘strong’ arguments and ‘weak’ arguments. ‘strong’ arguments are those which are both important and directly related to the question ‘Weak’ argument are those which are of minor importance and also may not be directly related to the question or may be related to a trivial aspect of the question
Each question below is followed by three arguments numbered (A), (B) and (C).You have to decide which of the argument is a ‘strong’ argument and which is a ‘Weak’ argument.
Statement:Should there be a cap on drawing ground water for irrigation purpose in India ?
Arguments:(A) No, irrigation is of prime importance for food production in India and it is heavily dependent on groundwater in many parts of the country.
(B)Yes, water tables have gone down to alarmingly low levels in some parts of the country where irrigation is primarily dependent on groundwater which may lead to serious environmental consequences
(C)Yes India just cannot afford to draw groundwater any further as the international agencies have cautioned India against it
Statements:Should there be a complete ban on setting up thermal power plants in India ?
Arguments:(A)Yes this is the only way to arrest further addition to environmental pollution
(B)No, there is a huge shortage of electricity in most parts of the country and hence generation of electricity needs to be augmented
(C)No, many developed countries continue to set up thermal power plants in their countries
Statement:Should there be a restriction on the construction of high-rise buildings in big cities in India ?
Arguments:(A)No, big cities in India do not have adequate open land plots to accommodate the growing population
(B)Yes, only the builders and developers benefit from the construction of high-rise buildings
(C)Yes the Govt should first provide adequate infrastructural facilities to the existing buildings before allowing the construction of new high rise buildings
Statement:Should road repair work in big cities be carried out only late at night ?
Arguments:(A) No, this way the work will never get completed.
(B)No there will be unnecessary use of electricity
(C)Yes the commuters will face a lot of problems due to repair work during the day
Statement:Should all the deemed universities be derecognised and attached to any of the Central or State universities in India ?
Arguments:(A)Yes,many of these deemed universities do not conform to the required standards of a full-fledged universities and hence the level of education is compromised with
(B)No these deemed universities have been able to introduce innovative courses suitable to the requirement of various industries as they are free from strict Govt controls
(C)Yes many such universities are basically money-spinning activities and education takes a backseat in these institutions
In each question below is given a statement followed by three assumptions (A),(B),(C).An assumptions is something supposed or taken for granted. You have to consider the statement and the following assumptions and decide which of the assumptions is implicit in the statement
Statement:The police authority cordoned off the entire locality for the entire day and stopped all vehicular movement for the visit of a top functionary of the government in view of the threat perception and advised all the residents in the area to limit their movement outside their dwellings.
Which of the following assumptions is/are implicit in the above statement ?
(A)The police personnel may not be able to control the vehicular movement in the locality and may seek help from the armed forces
(B)People living in the locality may move out of their houses for the day to avoid inconvenience.
(C)The Govt functionary may request the police authority to lift the ban on the movement of residents of the locality outside their dwellings.
Statement:The apex body controlling universities in the country has decided to revise the syllabus of all the technical courses to make them focused towards the present needs of the industry thereby making the technical graduates more employable than they are at present
Which of the following assumptions is/are implicit in the above statement ?
(A)Technical colleges affiliated to different universities may not welcome the apex body’s decision and may continue with the same syllabus as at present ?
(B)The industry may welcome the decision of the apex body and scale up their hiring from these colleges
(C)The Govt may not allow the apex body to implement its decision in all the colleges as it may lead to chaos.
Statement:Govt has urged all the citizens to use electronic media for carrying out their daily activities whenever possible,instead of using paper as the manufacture of paper requires the cutting down of a large number of trees causing severe damage to the ecosystem
Which of the following assumptions is/are implicit in the above statement ?
(A)Most people may be capable of using electronic media to carry out various routines
(B)Most people may have access to electronic media for carrying out their daily routine activities
(C)People at large may reject the govt’s appeal and continue using paper as before
Statement:The Govt has decided to auction construction of highways to private entities in several blocks across the country on build-operate-transfer basis
Which of the following assumptions is/are implicit in the above statement ?
(A)An adequate number of private entities may not respond to the Government auction notification
(B)Many private entities in the country are capable for constructing highways within a reasonable time
(C)The Govt’s proposal of build operate transfer may financially benefit the private entities
Statement:The airlines have requested all their bonafide passengers to check the status of flight operations before leaving their homes as heavy fog is causing immense problems to normal flight operations
Which of the following assumptions is/are implicit in the above statement
(A)Majority of the air passengers may check the flight status before starting their journey to the airport
(B)The Govt may may take serious objection to the notice issued by the airline company
(C)Majority of the passengers may cancel their tickets and postpone their journey till the situation becomes normal.
Below is given a passage followed by several possible inferences which can be drawn from the facts stated in the passage. You have to examine each inference separately in the context of the passage and decide upon its degree of truth or falsity.
The deterioration in the overall asset quality of banks gross Non-performing Assets (NPAs) are reportedly 27% higher at the end of December 2009 than at the end of December 2008 is not surprising Any slowdown in growth is bound to trigger a rise in NPAs as more and more companies default on loan repayments. The effect would be pronounced when the slowdown coincides with a severe global recession.But for the restructuring of loans permitted by the Central Bank on fairly generous terms NPAs would have been still higher prudent banks that took care while sanctioning loans and then monitored the post sanction disbursement diligently should be able to weather the crisis.But it is one thing to have NPAs rise because of a policy makers And this is what we need to guard against Excessively low interest rates skew the risk-reward equation by making projects it is actually not viable appear viable till interest rates reverse and the same projects cease to be viable it now well established that long periods of unduly low interest rates encourage banks to take more risks.A low interest rate regime driven by an easy money policy rather than macroeconomic fundamentals leads to excessive expansion of credit.It incentivises banks to take on more risk in search of higher returens and to misprice risk
Higher NPAs indicate shortcomings in disbursement and follow-up of credit given by banks
The Central Bank always allows banks to restructure their loans in the event of rise in NPAs
Lower interest rate cycle projects commercially unviable projects as viable
Lower interest rate on credit reduces the capacity to absorb various unaccounted risk factors.
Bank’s NPAs occur only due to economic factors
Study the following information carefully and answer the question given below:
Following are the conditions for selecting Senior Manager-General Banking in a bank:
The candidate must
(i) have secured at least 60 per cent marks in std XII.
(ii)have secured at least 55 per cent marks in Graduation in any discipline
(iii)have secured at least 60 per cent marks in Postgraduate degree/diploma in Management/Economics/statistics
(iv)be at least 25 years and not more than 35 years as on 01-03-2010
(v)have post qualification work experience of at least 2 years as General Banking Officer in a bank
(vi)have secured at least 40 per cent marks in the Personal interview
In the case of a candidate who satisfies all the above conditions except
(a)at (iii)above but has secured at least 60 per cent marks in CA or ICWA the case is to be referred to VP-Recruitment
(b)at (vi)above but has secured at least 65 per cent marks in the written examination and at least 35 per cent marks in the personal interview the case is to be referred to president-Recruitment
In each question below are given details of the one candidate You have to take one of the following course of action based on the information provided and the conditions and sub conditions given above and mark the number of that course of action as your answer You are not to assume anything other than the information provided in each question All these are given to you as on 01-03-2010
Kesav Vora was born on 8th November 1978.He has secured 65 per cent marks in std XII and 60 per cent marks in Graduation He has secured 58 per cent marks in MA Economics and 60 per cent in ICWA He has been working in a bank as a generalist officer for the past two years after completing his education he has also secured 50 per cent marks in the written examination and 45 per cent marks in the personal interview
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Arindam Ghosh has been working in a bank as a generalist officer for the past four years after completing his post graduate diploma in management with 60 per cent marks He has secured 50 per cent marks in the written examination and 40 per cent marks in the personal interview He has also secured 70 per cent marks in std XII. He was born on 25th February 1975.
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Sohan Majhi has secured 65 per cent marks in Bsc and 70 per cent marks in MSc Statistics. He has been working in a bank as generalist officer for the past three years after completing his post graduation He has secured 55 per cent marks in the written examination and 50 per cent marks in the personal interview.He was born on 8th July 1982.
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Neha Salve has been working in a bank as a generalist officer for the past four years after completing her post graduate degree in Economics with 60 per cent marks She has secured 60 per cent marks in both graduation and std XIII. She was born on 24th August 1979 She has secured 70 per cent marks in the written examination and 38 per cent marks in the personal interview.
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Neeta Jaiswal was born on 2nd June 1980 She has been working in a bank as a generalist officer for the past three years after completing her post graduation degree in Economics with 60 per cent marks she has secured 68 per cent marks in hsc and 58 per cent marks in BCom She has also secured 50 per cent marks in both the written examination and personal interview.
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In each of the questions given below which one of the five answer figure should come after the problem figure, if the sequence were continued ?
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Study the following table carefully to answer the question that follow
Number (N) of six types of Electronic Products Sold by Six different stores in a month and the price per the product (P) (Price in Rs 000) charged by each Store.
The number of L type products sold by Store F is what per cent of the number of the same type of products sold by store E ?
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What is the ratio of the total number of N and L type products together sold by store D and that of same products sold by Store A ?
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What is the average price per product charged by all the Stores together for Product Q ?
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What is the difference in the amount earned by Store A through the sale of P type products and that earned by Store B through the sale of Q type products ?
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What is the total amount earned by Store C through the sale of M and O type products together ?
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Study the given information carefully to answer the question that follow:
An organisation consists of 2400 employees working in different departments viz HR, Marketing, IT Production and Accounts The ratio of male to female employees in the organisation is 5:3 Twelve per cent of the males work in the HR department Twentyfour per cent of the females work in the Accounts department.The ratio of males to females working in the HR department is 6:11 One-ninth of the females work in the IT department.Fortytwo per cent of the males work in the production department the number of females work in the production department is ten per cent of the males working in the same The remaining females works in the Marketing Department The total number of employees working in the IT department is 285 Twenty two per cent of the male working in the Marketing department and remaining work in the Accounts department
The number of males working in the IT department forms approximately what per cent of the total number of males in the organisation ?
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How many males work in the Accounts department ?
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The total number of employees working in the Accounts department forms what per cent of the total number of employees in the organisation ?(rounded off to two digits after decimal)
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The number of females working in the Production department forms what per cent of the total number of females in the organisation ?
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What is the total number of females working in the HR and Marketing department together ?
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Study the graphs carefully to answer the question that follows:
Total number of children in 6 different schools and the percentage of girls in them
What is the total percentage of boys in schools R and U together ? (rounded off to two digits after decimal)
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What is the total number of boys in School T ?
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The total number of students in school R is approximately what per cent of the total number of students in School S?
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What is the average number of boys in schools P and Q together ?
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What is the ratio of the number of girls in school P to the number of girls in school Q ?
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Study the given information carefully and answer the question that follow:
A basket contains 4 red 5 blue and 3 green marbles.
If three marbles are picked at random what is the probability that either all are green or all are red ?
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If two marbles are drawn at random what is the probability that both are red ?
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If the three marbles are picked at random what is the probability that at least one is blue ?
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Study the given information carefully and answer the question that follow:
A committee of five members is to be formed out of 3 trainees 4 professors and 6 research associates In how many different ways can this be done if____
The committee should have all 4 professors and 1 research associate or all 3 trainees and 2 professors ?
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The committee should have 2 trainees and 3 research associates ?
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Number of candidates (in lakhs) appearing in an entrance examination from six different cities and the ratio of candidates passing and failing the same
Ratio of candidates passing and failing within the city
What is the ratio of the number of candidates failing the exam from City D to that of those failing the exam from City A ?
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The number of candidates appearing for the exam from City C is what per cent of the number of candidates appearing for the exam from City B ? (rounded off to the nearest integer )
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The number of candidates passing in the exam from City F is what per cent of the total number of candidates appearing from all the cities together ?(rounded off to two digits after the decimal )
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Which city has the highest number of students failing the entrance exam ?
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What is the number of candidates passing the exam from City E ?
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Study the graph carefully to answer the questions that follow:
Per cent profit made by two companies over the years
Per cent profit=$$\frac{Income-Expenditure}{Expenditure}\times 100$$
If in the year 2004 the expenditures incurred by Company A and B were the same what was the ratio of the income of Company A to that company B in that year ?
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If the amount of profit earned by Company A in the year 2007 was Rs 1.5 lakhs what was its expenditure in that year ?
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What is the average per cent profit earned by Company B over all the years together ?
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If in the year 2008 the incomes of both the companies A and B were the same what was the ratio of the expenditure of Company B in that year ?
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What is the ratio of the amount of profit earned by Company A to that by company B in the year 2009?
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Study the given table carefully to answer the question that follow:
percentage of marks obtained by five students in five different subjects in a school
What is the average marks obtained by all the students together in English ?
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What is varun’s overall percentage in the examination ?
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What is the ratio of the total marks obtained by Veena and Shreya together in Mathematics to the marks obtained by Rahul in the same subject ?
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If in order to pass the exam a minimum of 95 marks is needed in Science how many students pass the exam ?
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What is the total marks obtained by Soham in all the subjects together ?
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Study the given graph carefully to answer the questions that follow:
Number of people (in thousand) using three different types of mobile services over the years
What is the average number of people using mobile service M for all the years together ?
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The total number of people using all the three mobile services in the year 2007 is what per cent of the total number of people using all the three mobile services in the year 2008 ?
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The number of people using mobile service L in the year 2006 forms approximately what per cent of the total number of people using all the three mobile services in that year ?
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What is the ratio of the number of people using mobile service L in the year 2005 to that of those using the same service in the year 2004 ?
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What is the total number of people using mobile service M in the year 2008 and 2009 together ?
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Study the table carefully to answer the question that follow:
Distance (in km) travelled by six trucks on six different days of the week
What is the average distance travelled by Truck S on all the days together ?
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If the speed of Truck P on Monday was 19.2 km/hr what was the time taken by it to cover the given distance ?
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If to travel the given distance the time taken by truck Q on Friday was 8 hours what was its speed on that day ?
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What is the total distance travelled by all the trucks together on saturday ?
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If on Tuesday Truck R and Truck T travelled at the same speed what was the ratio of the time taken by Truck R and that taken by truck T to cover their respective distances ?
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Study the following pie-chart carefully and answer the question given below:
Total Number of Candidates Appeared in the Interview =25780
Percentage Distribution of Number of candidates appeared in Interview
Discipline-wise Break-up of Number of Candidates selected after interview by the organization. Titak number of students selected = 7400
What was the ratio of the number of candidates appeared in interview from other disciplines and the number of candidates selected from Engineering discipline respectively (rounded off to the nearest integer ) ?
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The total number of candidates appeared in interview from Management and other discipline was what percentage of number of candidates appeared from Engineering discipline ?
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Approximately what was the difference between the number of candidates selected from Agriculture discipline and number of candidates selected from Engineering discipline ?
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For which discipline was the difference in number of candidates selected to number of candidates appeared in interview the maximum ?
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Approximately what was the total number of candidates selected from Commerce and Agricultural discipline together ?
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Read the following passages carefully and answer the question given below them Certain words/phrases have been printed in bold to help you to locate them while answering some of the question.
Despite the economic crunch worldwide that saw pulverization of some of the largest banking and finance giants Indian banking houses have managed to show positive growth this quarter. Some of India’s leading national banks have posted a net profit rise of more than 40% over the last quarter amid global turmoil This would come as a “big short in the arm” for the investors and consumers of these banking even though apprehension is mounting on other banking and broking firms worldwide One of the main reason behind the success of these banks this quarter would be their direct backing by the Government of India. People take solace in their investments in public sector watching the bailout packages being cashed out by governments all over the world to save big business houses
Other privates banks in India have also reported a substantial net profit over last quarter Given the international and domestic scenario one cannot put this down as a mundane achievement While others are on a cost cutting spree and firing employees Indian companies are actually working on boosting staffing in banking and broking sectors This can be seen as a big boon in the days to come when the current recession eases and the economy gradually comes back on to the fast track The finance minister has assured Indian public about the second.This could also be evident from the fact that their have been no mergers and takeover in Indian banking sector in a contrast to world scenario where finance houses are looking for mergers and takeovers India banking sector in a contrast to world scenario where finance houses are looking for mergers to cut costs on operation We definitely are not looking to thrive rather we are looking for growth It is just that the pace of growth is a little slow now as compared to a year or two before These are hard times to test the hard The weak in business and career will be weeded out and it is sometimes very beneficial for business in the long run
What according to the author is the reason for the success of Indian national banks in this quarter ?
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What does the phrase ‘short in the arm’ as used in the passage mean ?
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How according to author is the current recession beneficial ?
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What according to the author will be a big boon in the days to come ?
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Which of the following statements is/are definitely true in the context of the passage ?
(A)India has not been affected by the economy slowdown
(B)India banks are showing growth in the quarter despite the recession
(C)While banking industry in the west was severely affected by recession in the past it is now gradually recovering and showing a positive growth
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Which of the following strengthens the finance minister’s statement about the sound health of Indian banks with respect to the passage ?
(A)There have been no acquisitions and mergers of Indian banks
(B)The Indian banks are recording a positive growth
(C)Layoffs have been observed worldwide
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Choose the word that is most synonymous to the meaning of the word printed in bold as used in the passage: TURMOIL
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Choose the word which is most similiar in the meaning of the word printed in bold as used in the passage: PULVERIZATION
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Choose the word which is most opposite in the meaning of the word printed in bold as used in the passage: THRIVE
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Choose the word which is most opposite in the meaning of the word printed in bold as used in the passage: MUNDANE
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Modern bio-technology especially the creation of genetically modified crops is often presented as a magic solution or universal panacea for the problems of poverty inadequate nutrition and even environmental degradation across the world Conversely there are people who present the picture of tech-generated monsters and major human health hazards being created by science Many of the technological changes currently in the process of being utilised in agriculture can have unforeseen consequences and their safety and future viability are far from secure.
The reality as always is far more complex than either of these two extremes Even today the total food production in the world is adequate to feed the hungry of the world the problem is rather one of feed the hungry of the world the problem is rather one of unequal distribution which deprives a large part of the population of even their minimal nutritional requirements
Similarly farmers especially in developing countries face many problems such as lack of infrastructure poor or unstable marketing access volatile input and output prices etc that biotechnology does not address much less solve.
It is true that transgenic plants can offer a range of benefits which are above and beyond those which emerged from more traditional innovations in cultivation It is suggested that such new technology offers more effective pest resistance of seeds and crops through genetic control mechanisms which also reduces the need for pesticide use and leads to improved yield A basic question of course is whether the new GM technology is safe and whether this is absolutely crucial since the effects may only be known much later The jury is still very much out on this matter and the controversy does not appear to be resolved quickly
The trouble is that most governments in developing countries have relatively low food and beverage regulatory standards and public system for monitoring and surveillance of such items are poor or non-existent.This leaves them open for entry and even dumping of a range of agricultural products of the new technology which may not pass regulatory standards in the more developed countries
Which of the following is true in the context of the passage ?
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Choose the word/group of words which is most similar in meaning to OPEN printed in bold as used in the passage
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Choose the word/group of the words which is most opposite in the meaning to VOLATILE printed in bold as used in the passage
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The author of the given passage seems to be definitely
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Why according to the author is genetic modification of crops not an answer to the problem of hunger in the world ?
(A)People being highly doubtful of the long term effects of genetically modified crops do not buy the products grown by such methods
(B)The problems of hunger in the world is not due to inadequate production of food but due to unequal distribution of it
(C)Many developing countries have banned genetically modified products as developed countries have been using these countries as dumping grounds for new genetically modified products
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Each question below has two blanks each blank indicating that something has been omitted Choose the set of Words for each blank that best fits the meaning of the sentence as a whole
A controversial plan to build an immense dam in Brazil’s rainforest was stalled when it _________a formidable block of ______in encologists and indigenous tribes alike
According to a recent survey sales figures of high end cars have seen an _____growth in the past year which shows that Indian consumer have ________the impact of recession
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The National Knowledge Commission has said that India will have to bring ____in education if it has to emerge as the most _____worktorce of the world
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Norway has stolen a march over other developed countries by_______that it would reduce 40% of its greenhouse gas emissions by 2020 and ____carbonneutral by 2030
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According to the language experts, children should begin talking in their mother tongue rather than a foreign language which can _____affect their comprehension abilities leading to serious language based ____later in their lives
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In each of the following question four words are given of which two words are most nearly the same or opposite in the meaning Find the two words which are most nearly the same or opposite in meaning and indicate the number of the correct letter combination by darkening the appropriate oval in your answer sheet
(A)instigate (B) enquire (C)construe (D)interpret
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(A)superficial (B)superfluos (C)enlightened (D)surplus
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(A)appalling (B)sinister (C)perturbed (D)astonishing
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(A)imprison (B)torture (C)excruciate (D)extract
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(A)pertinent (B)impolite (C)irrelevant (D)insecure
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Rearrange the following sentence (A),(B),(C),(D),(E) and (F) to make a meaningful paragraph and then answer the question which follow :
(A)According to it organised retail stores are not wolves at the doors of friendly neighbourhood grocery stores as there is room for expansion of both.
(B) Many have been crying foul over the entry of organised retail stores expressing concern over their impact on small store owners.
(C)The final winner in the competition however is the common man who gets to choose between the most suitable options and in turn fights with the runway inflation in prices of essential commodities
(D)In spite of this potential for expansion it is doubtless that the small store owners face a decline in profit in initial years if organised retailers set up stores in the vicinity
(E)But a study conducted over a period of two years goes a long way towards allaying these fears
(F)This impact however wears off once they learn to take on the competition which in turn enhances efficiency all around
Which of the following sentence should be the FIRST after rearrangement ?
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Which of the following sentence should be the THIRD after rearrangement ?
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Which of the following should be the SIXTH (LAST) after rearrangement ?
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Which of the following should be the SECOND after rearrangement ?
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Which of the following should be the FIFTH after rearrangement ?
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In the following passage there are blanks each of the which has been numbered These numbers are printed below the passage and against each five words phrases are suggested one of which best fits the blank appropriately Find out the appropriate word/phrase in each case
Economic growth figures for the first quarter of this financial year seem to support the claim that the worst may be over for the Indian economy The gradual revival is also an indication that the government’s economic stimulus package is (181) What could however upset the positive outlook is the drought which (182) large parts of the country and its impact on overall growth Even though the monsoon had picked up (183) the rains received were grossly (184) There are clear (185) that farm output particularly cereals will fall drastically Insufficient rain is bound to shoot up the (186) of agriculture commodities and that would impact the economy as a whole The drought would also (187) a drastic reduction in rural employment and consumption besides inflation in the prices of food articles
Food prices have been (188) since the past few months and lower agriculture production is likely to (189) the situation The government has said that food grain from the buffer stocks will be used to keep prices (190) Subsidised food grain is necessary in these times but its effectiveness will depend a lot on the distribution system
181
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182
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183
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184
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185
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186
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187
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188
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189
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190
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Which of the phrases (a) (b) (c) (d) given below each statement should be placed in the blank space provided so as to make a meaningful and grammatically correct sentence? If none of the sentence is appropriate marks (e) as the answer.
Although information technology has entered the homes offices and hearts of many citizens of India,______
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While the environment friendly nuclear energy could make a large addition to the energy resoures______
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____experts proposed the idea of a common school system
____the soil today is nowhere as rich in native minerals as it used to be some centuries ago
As allegations of crores of rupees changing hands to permit illegal mining began to fly thick and fast ______
In each of the given sentence select the sentence which would either follow or precede the given sentence in grammatically and conceptually appropriate manner. The instruction is given at the end of every statement
Unfortunately however these slum dwellers are looked upon by the society as an appendix causing ills in the urban society
Which of the following sentence would immediately precede the above sentence ?
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However since the beginning of the nineties free market forces have been allowed to play for ensuring all round development in India markets as well
Which of the following sentence would be immediately precede the above sentence ?
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That was mainly because only two per cent of the total farmers could actually comprehend the lengthy procedures to obtain the loan and be benefited from it
Which of the following sentence would immediately precede the above sentence ?
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The foreign embassy has put forward a demand to the government that prosecution may be carried out on a foreign land and not in the country to which the terrorists belong
Which of the following sentence would immediately follow the above sentence ?
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This is because most of the institutes for higher learning lack the basic infrastructure trained staff and equipment necessary for the physically challenged
Which of the following sentence would immediately precede the above sentence ?
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