That was mainly because only two per cent of the total farmers could actually comprehend the lengthy procedures to obtain the loan and be benefited from it
Which of the following sentence would immediately precede the above sentence ?

Many moneylenders have been making the most out of this situation and providing loans to the rest of the farmers at inflated prices

There is thus an urgent need to make the schemes and policy as simple and farmer friendly as possible

A new loan scheme started by the government a couple of months ago proved to be a huge failure and utterly unpopular among the farmers

This situation can be improved by providing mediators to carry out a follow-up of the lengthy official procedure for the farmers

None of these