IBPS Clerk 27-Nov-2011 NZ 2nd

For the following questions answer them individually

India recently signed an agreement with which of the following countries to end a long pending Border Dispute?

The maximum amount of the total Revenue earned by the government of India comes from

‘Financial Inclusion’ is the latest powerful tool adopted by Reserve Bank of India, to fulfill the basic objective of

Which Bank is the Banker to the Central Government ?

The higher rate of growth of economy certainly reduces the

Which of the following is one of the States in India where unemployed youths are paid Unemployment Allowance ?

RBIs policy stance to manage interest and liquidity are used for

The Prime Minister of India visited which of the following ‘Least Developed Countries’ in Indian sub-continent in May 2011 and agreed to provide US $ 2 billion, as financial aid to it ?

Who among the following is the Union Minister of Agriculture at present ?

In India the interest rale on savings bank accounts in all nationalised commercial banks is fixed by

What is Repo Rate ?

Sri N. Rangaswamy who took over as the Chief Minister of Puducherry after elections in 2011 belongs to which of the following political parties ?

When a customer draws a cheque on a bank

‘Nomination’ for a deposit ae count in the hank rneaw-;

The top military bosses of which of the following nations recently resigned en mass to pave way for a Democratic Government in the nation?

In the following accounts operation by cheques is permitted

Which of the following awards is given for the excellence in field of Cinema ?

Dipika Kumari who won a Gold Medal in an I nternatioi ial C harn, pionship is associated with which of the following games ?

Banks cannot do the following business

Which of the following Awards has been given to ‘Cagan Narang’ in 2011 ?

Real Time Gross Settlement or RIGS enables

Travellers cheque is

Which of the following is a programme launched by the Government of India aimed at providing good ‘Health Services’ in rural areas ?

Mortgage is a security created on

Which of the following is an international Credit Rating Agency and was recently in news?

What is the full form of the name ‘ILO’. an agency of the United Nations ?

For using safe deposit locker facilities, bank customers pay

Who among the following is known as the ‘Father of Green Revolution’ in India ?

If a crossed cheque is presented for payment

Assembly language is -

Which of the following is not one of the syntax rules ?

What happens when we try to delete the files on the floppy ?

In word, you can change Page Margins by—

To reverse the effect of your last action in word,—

The time for the actual data transfer after receiving the request for data from secondary storage is referred to as the disk’s -

Why is the Caps Lock key referred to as a toggle key?

Using Print Preview is useful when you want

When a chart is placed on this, it is much larger and there is no other data on it-

This dialog box specifies or modifies the worksheet cell range ‘containing data to be charted -

The operating system that is self-contained in a device and resident in the ROM is-

To make a copy of the current document to disk—

In the formula, = B1/B2 + B3. which of the following is the correct precedence?

ASCII stands for-

In word, when you indent a paragraph, you —

Read the following passage to answer the given questions based on it. Some words/ phrases are printed in bold to help you locate them while answering some of the questions.
“We have always known that heedless self interest was bad morals. We now know that it is bad economies,” said American President Franklin D. Roosevelt in 1937 in the midst of the Great Depression. And the world has learnt that enlightened self-interest is good economics all over again after the Great Recession of 2009. Americans are entering a period of social change as they are recalibrating their sense of what it means to be a citizen, not just through voting or volunteering but also through commerce. There is a new dimension to civic duty that is growing among Americans – the idea that they can serve not only by spending time in communities and classrooms but by spending more responsibly. In short, Americans are beginning to put their money where their ideals are. In a recent poll most said they had consciously supported local or small neighbourhood businesses and 40 percent said that they had purchased a product because they liked the social or political values of the company that produced it. People were alarmed about ‘blood diamonds’ mined in war zones and used to finance conflict in Africa. They were also willing to pay $2000 more for a car that gets 35 miles per gallon than for one that gives less. though the former is more expensive but environment friendly. Of course consumers have done their own doing-well-by doing-good calculation -a more expensive car that gives. better mileage will save them money in the long run and makes them feel good about protecting the environment. Moreover since 1995, the number of socially responsible investment (SRI) mutual funds, which generally avoid buying shares of companies that profit from tobacco, oil or child labour haA grown from 55 to 260. SRI funds now manage approximately 11 percent of all the money invested in the US financial markets -an estimated S 2.7 trillion. This is evidence of a changing mindset in a nation whose most iconic economist Milton Friedman wrote in 1970 that a corporation’s only moral responsibility was to increase shareholder profits.At first the corporate stance was defensive: companies were punished by consumers for unethical behaviour such as discriminatory labour practices. Thu nexus of activist groups. con – sumers and government regulation could not merely tarnish a company but put it out of business. But corporate America quickly discerned that social responsibility attracts investment capital as well as customer loyalty. creating a virtuous circle. Some companies quickly embraced the new ethos that consumers boycotted prod ucts they considered unethical and others purchase products in part because their manufacturers were responsible. With global warming on t he minds oft many consumers lots of companies are racing to ‘outgreen’ each other. The most progressive companies are talking about a triple bottom line-profit, planet and people – that focuses on how to run a business while Irving io improve environmental anti worker conditions. This is a time when the only that has sunk lower than the Arnett can public’s opinion of Congress is its opinion of business, One burning question is how many of these Corporate Social Responsibility (CSR) initiatives are just shrewd marketing to give companies a halo effect? After all only 8 per cent of the large American corporations go through the trouble of verifying their CSR reports. which many consumers don’t bother to read. And while social responsibility is uric way for companies to get back their reputations consumers too need to make ethical choices.

Which of the following reparesnts the changc/s that has/ have occurred in the American outlook?
(A) The perception that the government needs to invest resources in business rather than in education,
(B) Loss of faith in American corporations as they do not dis burse their profits equitably among shareholders.
(C) Americans have cut down on their expenditure drastically to invest only in socially ro sponsible mutual funds.

Which of the following is/are TRUE in the context of the passage ?
(A) The voter turnout during the 2009 American elections was high.
(B) African diamonds are highly valued by the American public.
(C) American firms have to spend vast amounts on advertising because activists
cast aspersions on their images.

To what does the author attribute the consumers’ willingness to purchase environment friendly vehicles ?

Which of the following is the central idea of the passage ?

Which of the following best describes the widespread view among Americans about big corporations “?

What is the author trying to convey through the phrase ‘companies are racing to outgreen each other’ ?

Which of the following factors has led to corporations adopting more socially responsible practices ?

What can be inferred from the statistics mentioned about SRI mutual funds in the passage ? The percentage of child labourers has fallen since 1995. At present tobacco companies are making huge losses. The government needs to regulate SRI mutual funds as they handle vast amounts of funds.

What is the author’s view about companies. documentation of CSR initiatives ?

Which of the following cannot he said about small businesses ?
(A) During the recession their profits have been higher than those made by big corporates.
(B) They adopt fair labour practices and environment friendly methods of production.
(C) They have managed to ac quire an investment of over 11 per cent of American capital.

Choose the word which is most similar in meaning to the word printed in bold as used in the passage.

Choose the word/phrase which is most opposite in meaning to the word printed in bold as used in the passage.

In each of these questions, two sentences (I) and (II) are given. Each sentence has a blank in it. Five words a:, b:, c:, d: and e: are suggested. Out of these, only one fits at both the places in the context of each sentence. Number of that word is the answer.

I. He has now become a …………..to reckon with.
II. It is better not to use…………. to prove one’s point.

I. The system is working with ………….to getting things done.
II. ………… must be s;erfrmanded and not demanded.

I . There is a complaint against him that he the mistakes of his juniors.
II. A good thing about this house is that it the sea.

I. Out of the total loans by the bank, the largest share was for infrastructure.
II. The trees throughout the area.

Which of the phrases a:, b:, c: and d: given below should replace the phrase given in bold in the following sentence to make the sentence grammatically meaningful and correct. If the sentence is correct as it is and No correction is required’, mark e: as the answer.

To identify potential leaders, look for people who are constantly suggesting new arid better ways of doing things.

No other Communities have played a greater role in building an ‘India of tomorrow” than the teaching community.

Theoretically, positive operating cash flow is considered a indicator of efficiency.

I have realized over times that there is a larger meaning to things happening around us.

In each question below a sentence with tour printed in bold type is given. Th:-se are numbered as a:, b:, c: and 41. One of these four words print,: in bold may be either wrongly spelt or inappropriate in the context or .he sentence. Find out the word. which is wrongly spelt or inappropriate. it The number of that word is you! swer. If all the words printed in bold are correctly spelt caul also appropriate in the context of the SC111.(11C(-. ii ii k e: i.e. All Correct’ as your answer.

Mental(a)/disordors (b)/ have become Europe’s largest health (c)/ challenge (d)/of the 21st century. All correct (e)

By created (a)/the most precise (b)/ lunar gravity(c)/ map. scientists (d)/hope to find out what is beneath the lunar surface. All correct (e)

The book is full (a )/ of updated (b)/ and contemparary (c)/ commentary.(d)/ All correct (e)

Now electronic (a)/ mail is becoming the primary (b)/ oo1 for exchanging(c)/ messages. (d)/All correct (e)

My overall (a)/ financial (b)/goal is to build (c)/ suffecient (d)/ wealth. All correct (e)

Read each sentence to find out whether there is any grammatical mistake/error in it. The error if any, will be in one part of the sentence. Mark the number of the part with error as your answer. II (here is ‘No error, mark e:.

The company plans ( a)/ to hire more workers (b)/ as there is many (c)/ orders during the festival season. (d)/ No error (e)

The State government has ap proved (a)/ the proposal building (b) / a new metro system (c)/in the state capital. (d)/No error (e)

Nearly four latch foreigners (a) visited India in August (b)/ which showt1 that its (c)/ advertising cal le paign is good.(d)/ No error (e)

Reserve Bank of India has (a)/ printed sixteen million bank notes (b)/ this year but this is (c)/ less the total number required,(d)/No error (e)

People had not (a)/ travel by ship because (b)/ it is very expensive (c)/ and the facilities are poor.(d)/No error (e)

Science students can (a)/ attend their classes (b)/ on the weekend and (c)/ working during the week.(d)/ No error (e)

According to the Labour Ministry (a)/ the money earned (b)/ by farmers is usually (c)/ spent on buying newly equipment.(d)/ No error (e)

Every year India spends (a) / large sums of money (b) / from new education schemes (c)/ and foodgrain subsidies. (d)/ No error (e)

You should purchase (a)/ this insurance policy (b)/ as the company (c)/ offers many benefits. (d)/ No error (e)

You should purchase a:/ this insurance policy b:/ as the company c:/ offers
many benefits. d:/ No error e:

In the following passage there are blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words are suggested, one of which fits the blank appropriately. Find out the appropriate word in each case. Mobile phones are changing the world we live in. Kenya was regarded as a poor (1) – lacking hospitals. running water, electricity. education. (2) etc. Mobile phone technology has (3). all this. Today 92 percent of Kenyans (4) the internet using their mobile phones. Farmers can (5) only check the prices of crops but also (6) with customers directly. Banking services are (7) available through mobile phones. A(8) by the World Bank shows that (9) countries where more people use mobile phones (10) by 0.6 percent to 1.2 percent every year. This technology has also helped the world come closer together as it allows people from different countries to interact with each other.

For the following questions answer them individually

$$(6 \times 6 \times 6 \times 6 \times 6 \times 6)^{4} \times (6 \times 6 \times 6 \times 6)^{5} \div (6 \times 6)^{7} = (36)^{?}$$

What approximate value should come in place of the question mark (?) in the following questions ? (Note : You are not expected to calculate the exact value.)

What should come in place of the question mark (?) in the following number series?

For the following questions answer them individually

Out of the fractions $$\frac{1}{2}, \frac{7}{8}, \frac{3}{4}, \frac{5}{6}$$, and $$\frac{6}{7}$$ what is the difference between the largest and smallest fractions ?

The compound interest accrued in 2 years on a principal of ‘ 15,800 is 7716.72. What is the rate of interest p.c.p.a. ?

Kabir got 101 marks in Hindi, 100 marks in Science, 96 marks in Sanskrit, 108 marks in Maths and 78 marks in English. If the maximum marks of each subject are equal and if Kabir scored 84 percent marks in all the subjects together, what are the maximum marks of each subject?

The perimeter of a square is thrice the perimeter of a rectangle. If the perimeter of the square is 84 cms and the length of the rectangle is 8 cms, what is the difference between the breadth of the rectangle and the side of the square ?

The average weight of 21 girls was recorded as 58 kgs. If the teacher’s weight was added, the average increased by one. What was the teacher’s weight ?

Savita sold an item for 6,500 and incurred a loss of 20%. At what price should she have sold the item to have gained a profit of 20%?

A truck covers a distance of 330 kms at the speed of 30 km. /hr. What is the average speed of a car which travels a distance of 110 kms more than the truck in the same time ?

The difference between the coin pound interest and simple interest accrued on an amount at the end of three years at the rate of 12% is 381.888. What is the amount ?

The area of a circle is equal to the area of a rectangle with perimeter equal to 42 metres and breadth equal to 8.5 metre What is the area of the circle ?

In an examination the maximum aggregate marks that a student can get are 1040. It order to pass the exam a student is required to get 676 marks out of the aggregate marks. Shravani got 624 marks. By what percent did Shravani fail the exam ?

4 women and 12 children together take 4 days to complete a piece of work. How many days will 4 children alone take to complete the piece of work if 2 women alone can complete the piece of work in 16 days ?

At present Sofia is 1.5 times Shalu’s age and twice Saloni’s age. After six years Sofia will be 1.4 times Shalu’s age and Satoni will be 0.8 times Shalu’s age then. What is Salonfs present age

Dheeraj, Sonu and Deepak start running around a circular stadium and complete one round in 14 seconds. 8 seconds and 15 seconds respectively. In how much time will they meet again at the starting point ?

The respective ratio between Kuntal’s, Shobha’s and Sunayana’s monthly income is 141 : 172 : 123. If Shobha’s annual income is 3.38,400, what is Sunayana’s annual income ? (In some cases monthly income and in some cases annual income is used.)

A man riding a bicycle. completes one lap of a square field along its perimeter at the speed of 43.2 km/hr in 1 minute 20 seconds. What is the area of the field ?

On teacher’s day 4800 sweets were to be equally distributed amongst a certain number of children. But on that particular day 100 children remained absent; hence each child got 4 sweets extra. How many children were originally supposed to he there ?

How many digits in the number ‘5279143’ will be as far away from the beginning of the number as when the digits are rearranged in ascending order from left to right within the number ?

If it is possible to make only one meaning full English word with the second, the fourth, the fifth and the seventh letters of the word COURTESY, using each letter only once in the word, which of the following will be the third letter of that word ? If no such word can be formed, give ‘N’ as the answer and if more than one such word can be formed, give ‘M’ as the answer.

In a certain code ‘BEAMING’ is written as ‘BFCMHOJ’ and ‘CLEAR’ is written as ‘MDESB’. How is ‘TRAIL’ written in that code?

In a certain code ‘TWICE’ is written as ‘3485§’ and ‘WEARS’ is written as ‘4§29%’. How is ‘SEAT written in that ?

How many such pairs of digits are there in the number ‘5391246’ in both forward and backward directions, each of which has as many digits between them in the number as when the digits are arranged in ascending order within the number ?

Study the following information carefully and answer the questions given below : K, L, C, E, H, T and P are sitting around a circular table facing the centre but not necessarily in the same order. T is third to the right of H. L is fourth to the left of P. P is to the immediate right of H. C is fourth to the right of E. E is not an immediate neighbour of T.

Study the following arrangement of numbers, letters and symbols carefully and answer the questions given below :
B @ K I 9 D © 5 2 T $ M 4 E J # U R I A § K 5 W 6 % F Q 7 H P 8 Z

How many such symbols are there in the above arrangement, each of which is immediately preceded by a letter but not immediately followed by a letter?

Which of the following should come in place of the question mark in the following based on the element in the above arrangement ? K9D 2$M JUR ?

How many such consonants are there in the above arrangement, each of which is immediately preceded by number and immediately followed by a symbol?

How many such numbers are there in the above arrangement, each of which is immediately followed by a symbol but not immediately preceded by a consonant?

In the following questions, the symbols * $ § © and % are used with the following meaning as illustrated below:
‘A § B’ means ‘A is neither greater than nor equal to B’.
‘A % B’ means ‘A is neither smaller than nor greater than B’.
‘A * B’ means ‘A is not greater than B’.
‘A $ B’ means ‘A is greater than B.
‘A © B’ means ‘A is either greater than or equal to B’.
Now in each of the following questions assuming the given statements to be true, find which of the two conclusions ! and II given below them is/ are definitely true ?
Give answer a: if only Conclusion I is true.
Give answer b: if only Conclusion II is true.
Give answer c: if either Conclusion 1 or II is true.
Give answer d: if neither Conclusion I nor II is true.
Give answer e: if both Conclusions I and 11 are true.

Statements : ll
H * K, K § N, N $ W
Conclusions :
I. N $ H
II. W § H

Statements :
H © K, K%R, R § N
Conclusions :
I.N©K.
II. R%H

Statements :
R$T. T©M, M%J
Conclusions :
I.J %T
II. J § T

Statements :
B§A, A * M, W©M
Conclusions :
I. W $ B
II. A* W

Statements :
B % T, T©M, M*D
Conclusions :
D©B M * B

Study the following information carefully and answer the questions given below :

A. B, C. D, F, G and H are seven football players each playing for a different team. viz. Green.- Red and Blue, with at least two of them in each of these teams. Each of them likes a fruit, viz. Apple. Guava. Banana. Orange, Mango. Papaya and Watermelon, not necessarily in the same order. B plays with F in team Blue and he likes Mango. None of those who play for either team Red or team Green likes either Guava or Banana. D plays with only the one who likes Watermelon. G likes Papaya and he plays in team Red. The one who likes Orange does not play in team Red. 1-1 likes Watermelon and he plays for team Green. A likes Apple and he plays for team Red. C does not like Guava.

Each of the questions below consists of a question and two statements numbered I and li given below it. You have to decide whether the data provided in the statements are sufficient to answer the question. Read both the statements and -
Give answer a: if the data in statement I alone are sufficient to answer the question, while the data in statement II alone are not sufficient to answer the question.
Give answer b: if the data in statement II alone are sufficient to answer the question, while the data in statement I alone are not sufficient to answer the question.
Give answer c: if the data either in statement I alone or in statement II alone are sufficient to answer the question.
Give answer d: if the data given in both the statements I and II together are not sufficient to answer the question.
Give answer e: if the data in both the statements I and II together are necessary to answer the question.

On which date in November is definitely Anjan’s father’s birthday ?
I. Anjan correctly remembers that his father’s birthday is before twenty second November but after fourteenth November.
II. Anjan’s brother correctly remembers that their father’s birthday is after nineteenth November but before twenty-eighth November.

How is T related to W ?
I. Ts only sister is married to M.
II. Ws mother is the only daughter of M.

How is ‘home’ written in a code language
I. ‘home for all’ is written as ‘1 9 2’ in that code language.
II. ‘you go home’ is written as ‘7 3 2’ in that code language,

Who among A, B, C, D and E each having a different weight is the heaviest ?
I. C is heavier than only A.
II. D is lighter than E and B.

Towards which direction is Town M from Town B ?
I. Town B is to the West of Town D. Town D is to the North of Town M.
II. Town K is to the South of Town B. Town K is to the West of Town M.

Study tin following information carefully and answer the questions given below: 

Following are the conditions for selecting a Manager Finance in an organization.
The candidate must-
(i) be a graduate in any discipline with at least 50% marks.
(ii) have completed Post Graduate Degree/Diploma in Management with specialization in Finance with at least 65% marks
(iii) have post qualification work experience of at least 4 years in the finance department of all organization.
(iv) be at least 26 years and not more than 36 years as on 01.12.2011.
In the case of a candidate who fulfils all the conditions except-
(a) at (ii) above, but has secured at least 60% marks in post-graduate degree/diploma in management with specialization in Finance and at least 70% marks in Graduation. his/her case is to be referred to DGM - Finance
(b) at (iii) above, but has post qualification work experience of at least two years as Assistant Finance Manager. his/her case is to be referred to GM-Finance.

In each question below. details of one candidate are provided. You have to take one of the following courses of action based on the conditions given above and the information provided in each question and mark the number of that course of action as your answer. You are not to assume anything other than the information provided in each question. All these cases are given to you as on 01.12.2011.
Mark answer (1) if the candidate is to be selected.
Mark answer (2) if the data provided are inadequate to take a decision.
Mark answer (3) if the candidate is not to be selected.
Mark answer (4) if the case is to be referred to DGM-Finance.
Mark answer (5) if the case is to be referred to GM-Finance.
Now read the information provided in each question and mark your answer accordingly.

Raman Sharma was born on 19th March 1981. He has been working in the finance department of an organization for the past six years. He has secured 65% marks in B.Com. and 75% marks In his post graduate degree in management with finance specialization.

Bhuvan Sen was horn on 7th November 1982. He has been working for the past four years as Assistant Finance Manager in an organization after completing his post graduate degree in Finance management with 66% marks. He has secured 52% marks in B.Sc.

Gyatri Devi has been working in the finance department of an organization for the past seven years after completing her post graduate degree in management with specialization in Finance with 62% marks. She has secured 75% marks in B.Sc. She was born on 12th January 1983.

Ranjana Singh was horn on 26th July 1984. She has been working as Assistant Finance Manager for the past three years in an organization after completing her Post Graduate Diploma in Management with finance specialization with 68% marks. She has secured 55% marks in B.A.

Ajay Roy has been working in the Finance department of an organization for the past five years after completing his post graduate degree in management with finance specialization with 60% marks. He has secured 60% marks in B.Com. He was born on 4th November 1985.

In each question below are two statements followed by two conclusions numbered I and II. You have to take the two given statements to be true even if they seem to be at variance from commonly known facts and then decide which of the given conclusions logically follows from the given statements disregarding commonly known facts.
Give answer a: if only conclusion I follows.
Give answer b: if only conclusion II follows.
Give answer c: if either conclusion I or II follows.
Give answer d: if neither conclusion I nor II follows.
Give answer e: if both conclusions I and II follow

Statements :
All graphics are designs.
All patterns are designs.
Conclusions :
I. Atleast some design are graphics.
II. No pattern is a graphic

Statements :
All leaves are roots
Some leaves are, branches.
Conclusions :
I. Some branches are not leaves
II. atleast some roots are branches.

Statements :
All toys are gifts.
No toy is a reward.
Conclusions :
I. Atleast some reward are gifts.
II. All gift are toys.

Statements :
Some kings emperors.
No ruler is a king.
Conclusions :
I. No ruler is an emperor.
II. Atleast some ruler are emperors.

Statements :
No wish is a demand.
all wishes are claims.
Conclusions :
I.No demand is claim.
II. no claim are wishes

For the following questions answer them individually

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