IBPS RRB 2 Sep 2012

For the following questions answer them individually

Which of the following bodies/ agencies is not related to the financial sector of India?

Which of the following statements is/are not correct regarding the Reserve Bank of India?
a. The Reserve Bank of India was established in accordance withthe provisions of Reserve Bank of India Act, 1949.
b. Sir James Taylor was the first Governor of RBI.
c. The Reserve Bank of India issues and exchanges or destroys currency notes and coins that are not fit for circulation. Select the correct answer using the codes given below:

With the establishment of Grameen Bank in which of the following countries in 1983 is micro credit considered to have been originated?

Who was the Comptroller and Auditor General of India till the middle of 2012?

Pound Sterling is the official currency of ___.

We often come across the abbreviated term of NPA in financial magazines. What does it stand for?

With which of the following sports/games is Gagan Narang associated?

Defence Research and Development Organization (DRDO) successfully test-fired BrahMos supersonic cruise missile from the Integrated Test Range (ITR) at Chandipur on 29 July 2012. In which state of India is Chandipur located?

Prime Minister of India Dr. Manmohan Singh is a Rajya Sabha Member of Parliament from

With which country did India sign a Double Taxation avoidance agreement in July 2012?

Which of the following teams won the UEFA (Union of European Football Associations) Euro Cup Football Championship 2012?

The Union Ministry of Commerce brings out a monthly data on the growth of core sectors. Which of the following does not come under ‘core sectors’?

With reference to the insurance and banking sector, which of the following is the most appropriate explanation of ‘PIN’?

In India, which of the following taxes cannot be levied by the union government?

Which of the following companies recently announced to invest 28000 crore from 2012 to 2020 due to increasing youth population?

In which of the following Grand Slam events was Dress Code introduced recently?

Where is the headquarters of the United Nations Environment Programme located, which was in news recently?

Which of the following terms in not used in banking sector?

We often read about the increasing trend of Plastic Money’ in newspapers and financial magazines. In this respect, which of the following is/are not the forms of Plastic Money?

Which of the following statements is/are correct regarding NABARD?
a. It has its headquarters in New Delhi.
b. It was established in 1982.
c. It is active in developing financial inclusion policy.
Select the correct answer using the codes given below:

Which of the following names is/are not associated with the banking sector?

What is the term for the rate at which the RBI borrows money from commercial banks in India?

‘ISOT’ was in the recent news. With which of the following is the “T” in ISOT related?

Which of the following comes under Direct Tax in India?

Pranab Mukherjee recently took oath of office and secrecy as the 14th President of India. Which schedule in the Constitution of India deals with forms of oath?

Sally Ride who died recently was a

Which of the following terms is used in economics to describe a situation where an inflation rate is high, the economic growth rate slows down, and unemployment remains steadily high?

In India, the Wholesale Price Index is brought out on a basis.

The Seventh G20 Summit recently took place in Los Cabos. In which country is Los Cabos situated?

Nestle Health Science recently acquired a stake in U.S based company Accera. Which of the following is/are manufactured by Nestle?

Eminent Freedom Fighter and social activist Captain Lakshmi Sehgal passed away recently. She was associated with

Which of the following is correct regarding SIDBI?
a. It aids the growth and development of micro, small and medium-scale enterprises in India.
b. It was set up in 1996 through an executive decision of the Government of India.
c. Sushil Muhnot :a the chairman of SIDBI.
Select the correct answer using the codes given below:

The EXIM Bank of India is associated with

Maruti Suzuki India Limited recently announced to close down its Factory at Manesar. In which state of India is Manesar situated?

Who, among the following renowned authors, released his book, titled ‘Joseph Anton’ recently?

Which Indian Environmental philosopher was recently honoured by the Government of Japan with the Fukuoka Prize?

With which two other countries did India recently sign the Shared Awareness and De-confliction (SHADE) initiative?

In the field of banking, which of the following activities can be performed through mobile banking?

A cell in a different sheet can be referred using

Which statement is not true about format painter

_________ allows you to insert mathematical symbols and formulae in the document

To convert a symbol or several lines of text into an Auto-Correct entry

How can you send a document to another person so that the fancy font should display properly irrespective of the font is installed in that computer or not

A key or combination of keys which is_____ should be assigned as shortcut symbol

Slide transition is

“Apply Design Template” tool

In__________ processes, the changes made in the linked object do not reflect and save in the original document

An IP address of a computer is also known as ______

DHCP is

Bandwidth of a network is

Universal Resource Identifier

The feature of Word that automatically adjusts the amount of space between certain combination of characters so that an entire word looks more evenly spaced is termed as

While recording a macro, the third step will be

______ is not available on the Ruler of MS Word screen

Which cannot be used to close the Word application

To see first row and first column in an excel sheet at all times even if you scroll till the end of sheet

_______is a type of memory organization or image file format used to store digital images

In second generation, _____ language were introduced after binary language

Read the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you locate them while answering some of the questions.

Delays of several months in National Rural Employment Guarantee Scheme (NREGS) wage payments and work sites where laborers have lost all hope of being paid at all have become the norm in many states. How are workers who exist on the margins of subsistence supposed to feed their families? Under the scheme, workers must be paid writhing 15 days, failing which they are entitled to compensation under the Payment of Wages Act-upto Rs. 3,000 per aggrieved worker. In reality, compensation is received in only a few isolated instances.

It is often argued by officials that the main reason for the delay is the inability of banks and post offices to handle mass payments of NREGS wages. Though there is a grain of truth in this, as a diagnosis it is misleading. The ‘jam’ in the banking system has been the result of the hasty switch to bank payments imposed by the Central Government against the recommendation of the Central Employment Guarantee Council which advocated a gradual transition starting with villages relatively close to the nearest bank.

However delays are not confined solely to the banking system. Operational hurdles include implementing agencies taking more than fifteen days to issue payment orders, viewing of work measurement as a cumbersome process resulting in procrastination by the engineering staff and non-maintenance of muster rolls and job cards etc. But behind these delays lies a deeper and deliberate ‘backlash’ against the NREGS. With bank payments making it much harder to embezzle NREGS funds, the programme is seen as a headache by many government functionaries-the workload has remained without the “inducements”. Slowing down wage payments is a convenient way of sabotaging the scheme because, workers will desert NREGS work-sites.

The common sense solution advocated by the government is to adopt the business correspondent model wherein bank agents will go to villages to make cash payments and duly record them on handheld electronic devices. This solution is based on the wrong diagnosis that distance separating villages from banks is the main issue. In order to accelerate payment, clear timeliness for every step of the payment process should be incorporated into the system as Programme Officers often have no data on delays and cannot exert due pressure to remedy the situation. Workers are both clueless and powerless with no provision for them to air their grievances and seek redress. In drought affected areas the system of piece rate work can be dispensed with, where work measurement is not completed within a week and wages may be paid on the basis of attendance. Buffer funds can be provided to gram panchayats and post offices to avoid bottlenecks in the flow of funds. Partial advances could also be considered provided wage payments are meticulously tracked. But failure to recognize problems and unwillingness to remedy them will remain major threats to the NREGS.

Which of the following factors has not been responsible for untimely payment of NREGS wages?

What impact have late wage payments had on NREGS. workers?

Which of the following can be said about the National Rural Employment Guarantee Scheme?
(A) Skilled engineers are not compensated under this scheme.
(B) The scheme should be implemented only in famine prone areas.
(C) Employees have not complied with all the requirements of the scheme.

What has the outcome of disbursing NREGS wages through banks been?

Which of the following is NOT true in the context of the passage?
(A) Workers are reluctant to open bank accounts as branches are not conveniently located.
(B) Local officials often delay wage payments in drought prone areas to benefit workers.
(C) The Government has not implemented every recommendation of the Central Employment Guarantee Council.

Which of the following can be considered a deficiency in the NAEGSf?

What solution has the author suggested to expedite NREGS wage payments?

What is the author’s view about the government’s solution to the problem of delayed wage payments?

According to the passage, which of the following has/ have been the consequence(s) of delayed wage payments ?
(A) Compensation to victimised workers has amounted to crores
(B) Banks will no longer be entrusted with remitting wages.
(C) Regulations to ensure punctual wage payments have come into force.

To which of the following has the author attributed the delay in wage payments ?

Choose the word which is most similar in meaning to the word printed in bold as used in the passage.

Choose the word which is most opposite in meaning to the word printed in bold as used in, the passage.

Which of the phrases a:, b:, c: and d: given below should replace the phrase given in bold in the following sentence to make the sentence meaningful and grammatically correct. If the sentence is correct as it is and ‘No correction is required’, mark e: as the answer.

The designs finally ready and we shall submit them for approval tomorrow, well before the specified deadline.

Unless the government monitored the loan waiver scheme well, it is likely to be a success.

Many Indian companies import components from China as they are cheap compared to those manufactured locally.

The main objective of hiring this consultant is in assessing that this data can be computerized.

Most irrigation projects have delayed due to lack of adequate government funding.

Rearrange the following six sentences (A), (B), (C), (D), (E) and (F) in the proper sequence to form a meaningful paragraph; then answer the questions given below them.
(A) Voluntary measures such as codes of conduct have failed to address these issues and deliver change.
(B) However they can also cause serious problems with their irresponsible behaviour.
(C) Companies are a powerful force for good.
(D) There are several instances of companies undermining worker’s rights and damaging the environment.
(E) The Companies Bill 2009 is thus a means to address issues of corporate governance and ensure companies are accountable for their financial performance and social impact.
(F) They provide jobs, boost economies and aid social and environmental development.

Read each sentence to find out whether there is any grammatical error or idiomatic error in it. The error, if any, will be in one part of the sentence. The number of that part is the answer. If there is no error, the answer is e:. (Ignore errors of punctuation, if any.)

We have recently began (a)/ the process of recruiting (b)/ insurance agents for (c)/ our North-Eastern branches.
(d)/ No error (e)

Despite that organisations are aware (a)/ of the importance of IT (b)/ they often do not know (c)/ how to deploy it effectively. (d)/ No error (e)

Although interlinking of rivers can (a)/ help tackle drought, the government (b)/ has not paid much (c)/ attention to this project. (d)/ No error (e)

Keeping in mind that India (a)/ is one of the world’s fastest (b)/ growing economies many international (c)/ companies are invested in India. (d)/ No error (e)

Despite the merger, (a)/ the airline has reported (b)/ sizeable losses and is unable (c)/ to pay their employees.
(d)/ No error (e)

In the following passage there are blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words are suggested, one of which fits the blank appropriately. Find out the appropriate word in each case.
The (1) of India as an economic superpower is not reflected in the (2) of life enjoyed by its 1.2 billion citizens according to the Human Development Index which (3) India very low among 182 countries. In our performance oriented world, measurement issues have taken on (4) importance as what we measure affects what we do. In fact the French President has established an international corn mission on the, Measurement of Economic Performance and Social Progress-owing to his (5) and that of others with the current state of statistical information about the economy and society.
The big question concerns (6) Gross Domestic Product (GDP) provides a good measure of living standards. In many cases GDP statistics seem to (7) that the economy is doing far better than most citizens feel it is. Moreover the focus on GDP creates conflicts-while political leaders are told to maximise it, citizens also demand that (8) be paid to enhancing security, reducing air, water and noise pollution all of which actually (9) GDP growth. Statistics are (10) to summarise what is going on in our complex society, it is therefore obvious that we can’t reduce everything to a single number – GDP.

What should come in place of the question mark (?) in the following questions?

In the following number series only one number is wrong. Find out the wrong number.

Study the following information carefully to answer the questions that follow :
A box contains 2 blue caps, 4 red caps, 5 green caps and 1 yellow cap.

If four caps are picked at random, what is the probability that none is green ?

If two caps are picked at random, what is the probability that both are blue ?

If one cap is picked at random, what is the probability that it is either blue or yellow ?

If two caps are picked at random, what is the probability that at least one is red ?

If three caps are picked at random, what is the probability that two are red and one is green ?

For the following questions answer them individually

What would be the cost of building a fence around a square plot with area equal to 361 sq. ft. if the price per foot of building the fence is Rs. 62 ?

What would be the compound interest accrued on an amount of Rs. 8000 at the rate of 15 p.c.p.a. in three years ?

The ages of Shirish and Kunder are in the ratio of 5 : 6 respectively. After 8 years the ratio of their ages will be 7 : 8. What is the difference in their ages

The difference between a two digit number and the number obtained by interchanging the two digits of the number is 9. If the sum of the two digits of the number is 15, then what is the original number?

Study the following graph carefully to answer the questions:


If the amount of profit earned by Company B in the year 2007 was Rs. 7.56 lakhs, what was the profit earned by it in the year 2005?

What is the respective ratio of per cent increase in profit of Company A in the year 2008 to the per cent increase in profit of Company B in the same year?

In which year did Company A earn the maximum amount of profit?

What is the approximate average per cent increase in profit of Company A over all the years together?

What is the average per cent increase in profit of Company B in the year 2007 and 2009 together ?

In each of these questions two equations numbered I and II are given. You have to solve both the equations and –
Give answer a: if x < y
Give answer b: if x ≤ y
Give answer c: if x > y
Give answer d: if x ≥ y
Give answer e: if x = y or the relationship cannot be established.

I.  $$x^{2}+13x+42=0$$
II. $$y^{2} +19y+90=0$$

I.   $$x^{2}-15x+56=0$$
II. $$y^{2} -23y+132=0$$

I. $$x^{2}+7x+12=0$$
II. $$y^{2} +6y+8=0$$

I. $$x^{2}-22x+120=0$$
II. $$y^{2} -26y+168=0$$

I.$$x^{2}+12x+32=0$$
II. $$y^{2} +17y+72=0$$

Study the following table carefully to answer the questions that follow.


What is the per cent increase in the number of students in College T in the year 2007 from the previous years ? (rounded off to two digits after decimal)

What is the total number of students from all the Colleges together in the year 2005 ?

What is the average number of students in all the Colleges together in the year 2004 ? (rounded off to the nearest integer)

Number of students in College P in the year 2008 forms approximately what per cent of the total number of students in that College from all the years together?

What is the respective ratio of total number of students in College S in the years 2006 and 2009 together to the total number of students in College U from the same years ?

Study the table carefully to answer the questions that follow :

What is the respective ratio of the number of females in Production department to the number of females in the Marketing department?

What is the respective ratio of the number of females in the HR and Accounts departments together to the number of males in the same departments together?

The total number of employees in the HR department forms approximately what per cent of the total number of employees in the Accounts department?

What is the total number of males in the IT and Customer Service departments together ?

For the following questions answer them individually

In a certain code PARTICLE is written as USBQFMDJ, how is DOCUMENT written in that code?

R is sister of M who is brother of H. D is mother of K who is brother of M. How is R related to D?

Four of the following five are alike in a certain way and so form a group. Which is the one that does not belong to the group?

Four of the following five are alike in a certain way and so form a group. Which is the one that does not belong to the group?

If in the word ISOLATE, all the consonants are replaced by the previous letter in the alphabet and all the vowels are replaced by the next letter and then all the letters are arranged alphabetically, which letters will be third from the right end ?

How many meaningful English words can be made from the letters AERT, using each letter only once in each word ?

Four of the following five are alike in a certain way and so form a group. Which is the one that does not belong to the group?

If in the word EQUALITY, the positions of first and the fifth letters are interchanged, similarly the positions of the second and the sixth letters are interchanged and so on, which letters will be third from the right end ?

How many such pairs of letters are there in the word REFRESHING each of which has as many letters between them in the word as they have in the English alphabet ?

If in the number 38564927 first all the even digits are arranged in ascending order and then all the odd digits are arranged in ascending order, which digit will be fourth from the right end ?

In each question below are three statements followed by two conclusions numbered I and II. You have to take the three given statements to be true even if they seem to be at variance from commonly known facts and then decide which of the given conclusions logically follows from the three statements disregarding commonly known facts. Then decide which of the answers a, b, c, d and e. is the correct answer.
Give answer a: if only conclusion I follows.
Give answer b: if only con elusion II follows.
Give answer c: if either I or II follows.
Give answer d: if neither I nor II follows.
Give answer e: if both I and II follow.

Statements :
Some books are stories.
All stories are fictions.
All fictions are poems.
Conclusions :
I. Some poems are books.
II. All stories are poems.

Statements :
All plants are trees.
Some trees are leaves.
Some leaves are flowers.
Conclusions :
I. Some plants are leaves.
II. Some plants are flowers.

Statements :
Some computers are calculators.
All calculators are keyboards.
Some keyboards are printers.
Conclusions :
I. Some computers are keyboards.
II. Some computers are printers.

Statements :
Some chairs are tables.
Some tables are desks.
No desk is sofaset.
Conclusions:
I. Some chairs are sofasets.
II. No chair is sofaset.

Statements :
All bags are boxes.
All boxes are untesils.
Some utensils are bowls.
Conclusions :
I. Some boxes are bowls.
II. All bags are utensils.

In these questions the symbols @, %, *, # and $ are used with different meanings as follows :
‘A @ B’ means ‘A is smaller than B’.
‘A % B’ means ‘A is not smaller than ‘B’.
‘A * B’ means ‘A is neither smaller than nor greater than B’.
‘A # B’ means ‘A is greater than B’.
‘A $ B’ means ‘A is not greater than ‘B’.In each of the following question assuming the given statements true, find out which of the following conclusions I and II given below them is/are definitely true.
Give answer a: if only conclusion I is true.
Give answer b: if only conclusion II is true.
Give answer c: if either conclusion I or conclusion II is true.
Give answer d: if neither conclusion I nor conclusion II is true.
Give answer e: if both conclusions I and II are true.

Statements :
P * V, V % U, U # N
Conclusions :
I. P % N
II. V # N

Statements :
M @ T, T # W, W # R
Conclusions :
I. M @ R
II. M % R

Statements :
H % K, K # M, M $ W
Conclusions :
I. H # M
II. K * W

Statements :
V@L, L%J, J$T
Conclusions :
I. V @ J
II. L * T

Statements :
F % Q, Q # D, D * N
Conclusions :
I. F # N
II. N @ Q

In each question below is given a group of letters followed by four combinations of digits/symbols numbered a:, b:, c: and d:. You have to find out which of the combinations correctly represents the group of letters based on the following coding system and the conditions and mark the numbers of that combination as your answer. If none of the four combinations correctly represents the group of letters, give e: i.e. ‘None of these’ as your answer.

Letters K E T J H I F A L U B M O R P
Digits/Symbol 3 7 % $ 4 * 1 9 8 6 # @ 2 5 ©

Conditions:
(i) If the first as well as the last letter is a vowel their codes are to be swapped.
(ii) If the first as well as the last letter is a consonant both are to be coded by £.
(iii) If the first letter is a vowel and the last letter is a consonant, the vowel is to be coded by ∆ and the consonant is to be coded by ↑.

Study the following information carefully to answer these questions.
Seven friends F, H, J, K, L, M and P are working in different cities viz. Chennai, Mumbai, Bangalore, Jaipur, Indore, Ahmedabad, Hyderabad not necessarily in the same order. Each one of them has a different profession viz. C.A., Doctor, Professor, Engineer, Banker, Lawyer and Architect not necessarily in the same order. H is a Lawyer and he works in Jaipur. K is a Doctor and he does not work in Chennai. The C.A. works in Mumbai. M works in Indore. Architect works in Hyderabad. L is a Banker and he works in Bangalore. F is an Engineer. J does not work in Mumbai.

Which of the following combinations of person, profession and city is definitely correct?

In each of the questions given below which one of the five answer figures on the right should come after the problem figures on the left, if the sequence were continued?

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