SBI Associate PO 2010

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Read the following passage carefully and answer the question given below it. Certain words/phrases have been printed in bold to help you locate them while answering some of the questions.

Despite the economic crunch worldwide that saw pulverization of some of the largest banking and finance giants, Indian banking houses have managed to show positive growth this quarter. Some of India’s leading national banks have posted a net profit rise of more than 40% over the last quarter amid global turmoil. This would come as a big shot in the arm for the investors and consumers of these banks even though apprehension is mounting on other banking and broking firms worldwide .One of the main reasons behind the success of India .People take solace in their investment in public sector watching the bailout packages being cashed out by government all over the world to save big business house.

Other private banks in India have also reported a substantial net profit over the least queer given the international and domestic scenario one cannot put this down as a mundane achievement. While other are on coat cutting spree and firing employees, Indian companies are actually working on boosting staffing in banking and broking sectors. This can be seen as a big boon in the days to come when the economy gradually comes back on to the fast track. The finance ministry has assured Indian public about the sound health of India banks. This could also be evident from the fact that there have been no mergers and takeovers in Indian banking sector in a contrast to would scenario where finance houses are looking mergers to cut costs on operations. We definitely are not looking to thrive; rather we are not looking for growth. It is just that the pace of growth is a little slow now as compared to a year or two before. These are hard times to test the hard. The weak in business and career will be weeded out and it is sometimes very beneficial for business on the long run.

SBI Associate PO 2010 - Question 1

What according to the author is the reason for the success of Indian national banks in the quarter ?

SBI Associate PO 2010 - Question 2

What does the phrase “shot in the arm” as used in the passage mean ?

SBI Associate PO 2010 - Question 3

How according to the author is the current recession beneficial ?

SBI Associate PO 2010 - Question 4

What according to the author will be a big boon in the days to come ?

SBI Associate PO 2010 - Question 5

Which of the following statements is definitely true in the context of the passage ?
(A)India has not been affected by the economic slowdown
(B)Indian Banks are showing growth in the quarter despite the recession
(C)While banking industry in the West was severely affected by recession in the past it is now gradually recovering and showing positive growth

SBI Associate PO 2010 - Question 6

Which of the following strengthens the finance minister's statement about the sound health of Indian Banks with respect to the passage ?
(A) There have been no acquisitions and mergers of Indian Banks
(B)The Indian Banks are recording positive growth
(C)Layoffs have been observed worldwide

SBI Associate PO 2010 - Question 7

Choose the word/group of words which is most similar in meaning to the word/group of words printed in bold as used in the passage

TURMOIL

SBI Associate PO 2010 - Question 8

Choose the word/group of words which is most similar in meaning to the word/group of words printed in bold as used in the passage

PULVERIZATION

SBI Associate PO 2010 - Question 9

Choose the word/group of words which is most opposite in meaning to the word /group of words printed in bold as used in the passage

THRIVE

SBI Associate PO 2010 - Question 10

Choose the word/group of words which is most opposite in meaning to the word /group of words printed in bold as used in the passage

MUNDANE

Modern biotechnology especially the creation of genetically modified crops is often presented as a magic solution or universal panacea for the problems of poverty inadequate nutrition across the world. Conversely there are people who present the picture of tech generated monsters and major human health hazards being created by science. Many of the technological changes currently in the process of being utilised in agriculture can have unforeseen consequences and their safety and future viability are far from secure.
The reality as always is far more complex than either of these two extremes. Even today the total food production in the world is adequate to feed the hungry of the world the problem is rather one of unequal distribution which deprives a large part of the population of even their minimal nutritional requirements. Similarly farmers especially in developing countries face many problems such as lack of infrastructure, poor or unstable market access volatile input and output prices etc that biotechnology does not address much less solve
It is true that transgenic plants can offer a range of benefits which area above and beyond those which emerged from more traditional innovations in cultivation. It is suggested that such new technology offers more effective pest resistance of seeds and crops through genetic control mechanisms which also reduces the need for pesticide use and leads to improved yield. A basic question of course is whether the new Gm technology is safe and whether this is absolutely crucial since the effects may only be known much later. The jury is still very much out on this matter and the controversy does not appear to be resolved quickly.
The trouble is that most governments in developing countries have relatively low food and beverage regulatory standards and public system for monitoring and surveillance of such item are poor or non-existent. This leaves them open for entry and even dumping of a range of agricultural products of the new technology. Which may into pass regulatory standards in the more developed countries.

SBI Associate PO 2010 - Question 11

Which of the following is true in the context of the passage ?

SBI Associate PO 2010 - Question 12

Choose the word/group of words which is most similar in meaning to OPEN printed in bold as used in the passage

SBI Associate PO 2010 - Question 13

Choose the word/group of words which is most opposite in meaning to VOLATILE printed in the bold as used in the passage

SBI Associate PO 2010 - Question 14

The author of the given passage seems to be definitely_______

SBI Associate PO 2010 - Question 15

Why according to the author is genetic modification of crops not an answer to the problem of hunger in the world ?
(A)People being highly doubtful of the long term effects of genetically modified crops do not buy the products grown by such methods
(B)The problem of hunger in the world is not due to inadequate production of food but due to unequal distribution of it
(C)Many developing countries have banned genetically modified products as developed country have been using these countries as dumping grounds for new genetically modified products

Each question below has two blanks each blank indicating that something has been omitted Choose the set of words for each blank that best fits the meaning of the sentence as a whole.

SBI Associate PO 2010 - Question 16

A controversial plan to build an immense dam in Brazil’s rainforest was stalled when it _______a formidable bloc of________in ecologists and indigenous tribes alike

SBI Associate PO 2010 - Question 17

According to a recent survey sales figures of high end cars have seen an _______ growth in the past year which shows that Indian consumers have______the impact of recession.

SBI Associate PO 2010 - Question 18

The National Knowledge Commission has said that India will have to bring _____in education if it has to emerge as the most ______workforce of the world.

SBI Associate PO 2010 - Question 19

Norway has stolen a march over other developed countries by ________that it would reduce 40% of its greenhouse gas emissions by 2020 and ______carbon neutral by 2030.

SBI Associate PO 2010 - Question 20

According to the language experts children should begin talking in their mother tongue rather than foreign language which can _____affect their comprehension abilities leading to serious language based_____later in their lives.

In each of the following question four words are given of which two words are most nearly the same or opposite in the meaning Find the two words which are most nearly the same or opposite in meaning and indicate the number of the correct letter combination

Rearrange the following sentence (A),(B),(C),(D),(E) and (F) to make a meaningful paragraph and then answer the question which follow:
(A)According to it organized retail stores are not wolves at the doors of friendly neighbourhood grocery stores as there is room for expansion of both
(B)Many have been crying foul over the entry of organized retail stores expressing concern over their impact on small store owners
(C)The final winner in the competition however is the common man who gets to choose between the most suitable options and in turn fights with the essential commodities
(D In spite of this potential for expansion it is doubtless that the small store owners face a decline in profit in initial years if organized retailers set up stores in the vicinity
(E)But a study conducted over a period of two years goes a long way towards allaying these fears
(F)This impact however wears off once they learn to take on the competition which in turn enhances efficiency all around

In the following passage there are blanks each of which has been numbered These numbers are printed below the passage and against each five words/phrases are suggested one of which best fits the blanks appropriately Find out the appropriate word/phrase in each case.
Economic growth figures for the first quarter of the financial year seem to support the claim that the worst may be over for the Indian economy The gradual revival is also an indication that the government economic stimulus package is (181)What could however upset the positive outlooks is the drought which (182) large parts of the country and its impact on overall growth Even and its impact on overall growth Even through the monsoon had picked up (183) the rains received were grossly (184)There are clear (185)that farm output particularly cereals will fall drastically Insufficient rain is bound to shoot up the (186)of agriculture commodities and that would impact the economy as a whole The drought would also (187)a drastic reduction in rural employment and consumption besides inflation in the prices of food articles
Food prices have been (188) since the past few months and lower agricultural production is likely to (189) the situation The government has said that food grains from the buffer stocks will be used to keep prices (190) in these times but its effectiveness will depend a lot on the distribution system.

Which of the phrases (a) (b) (c) (d) given below each statement should be placed in the blank space provided so as to make a meaningful and grammatically correct sentence ? If none of the sentence is appropriate mark (e) as the answer

SBI Associate PO 2010 - Question 41

Although information technology has entered the homes offices and hearts of many citizens of India……….

SBI Associate PO 2010 - Question 42

While the environment friendly Nuclear energy could make a large addition to the energy resources……..

SBI Associate PO 2010 - Question 43

............... experts proposed the idea of a common school system

SBI Associate PO 2010 - Question 44

.......the soil today is nowhere as rich in native minerals as it used to be centuries ago

SBI Associate PO 2010 - Question 45

As allegation of crores of rupees changing hands to permit illegal mining began to fly thick arid fast …….

In each of the given sentence select the sentence which would either follow or precede the given sentence in grammatically and conceptually appropriate manner the instruction is given at the end of every statement

SBI Associate PO 2010 - Question 46

Unfortunately however these slums dwellers are looked upon by the society as an appendix causing ills in the urban society.
Which of the following sentence would immediately precede the above sentence?

SBI Associate PO 2010 - Question 47

However since the beginning of the nineties free markets forces have been allowed to play for ensuring all round development in India markets as well.
Which of the following sentence would immediately precede the above sentence ?

SBI Associate PO 2010 - Question 48

That was mainly because only two percent of the total farmers could actually comprehend the lengthy procedures to obtain the loan and be benefited from it.
Which of the following sentence would immediately precede the above sentence ?

SBI Associate PO 2010 - Question 49

The foreign embassy has put forward a demand to the government that prosecution may be carried out on a foreign land and not in the country to which the terrorists belong.
Which of the following sentence would immediately follow the above sentence ?

SBI Associate PO 2010 - Question 50

This is because most of the institutes for higher learning lack the basic infrastructure trained staff and equipment necessary for the physically challenged.
Which of the following sentence would immediately precede the above sentence ?

For the following questions answer them individually
SBI Associate PO 2010 - Question 51

What is the full form of the term ‘NPA’ as used in banking environment ?

SBI Associate PO 2010 - Question 52

As per cent reports many countries are planning to introduce Tobin Tax the idea of which was given by a Nobel prize winner economist James Tobin in 1978 Tobin Tax if implemented will be levied on which of the following ?

SBI Associate PO 2010 - Question 53

As per news reports the Indian Economy is poised to hit high growth once again It is estimated that the Gross Domestic Product many be somewhere in the range of 6.25%-7.75% in the current fiscal But at the same time the economy has to face certain challenges also What could could these challenges be ?
(A)Maintaining balance between price stability and exchange rate
(B)Capital flow may not be adequate as many FIIs are still not comfortable with Indian markets
(C)Industrial sector is still under pressure and not showing much improvement

SBI Associate PO 2010 - Question 54

Which of the following countries has decided that from October 2018 no cheques should be issued or honoured there and all the payments should be made and accepted in electronic form only

SBI Associate PO 2010 - Question 55

In commodity exchanges in India Index Futures are not permitted as some of the provisions of the FCRA do not allow the same What is the full form of FCRA ?

SBI Associate PO 2010 - Question 56

As per the findings of the expert group headed by Dr.Suresh Tendulkar a substantial number of people in India still live Below Poverty Line What is the number in terms of percentages ?

SBI Associate PO 2010 - Question 57

As per the findings of the World Bank which of the following recent development in rural areas has doubled the income of rural households raised literacy rate by 10% and appreciated land prices by upto 80%

SBI Associate PO 2010 - Question 58

As decided by the Reserve Bank of India all the villages with a population of 2000 will have access to financial services by the end of__

SBI Associate PO 2010 - Question 59

As reported in various newspapers the Reserve Bank of India is planning to allow more and more banks to function as Local Area Banks This will help RBI in the implementation of which of the following of its plans/drives?
(A)Financial Inclusion
(B)Rural Banking
(C)Mobile and e-Banking

SBI Associate PO 2010 - Question 60

During his visit to Trinidad in November 2009 the Indian Prime Minister signed a Nuclear deal between India and ______

SBI Associate PO 2010 - Question 61

Which of the following is/are the objective (s) of the new industrial policy of the Government of India ?
(A)To transform India into a major partner and player in the global trade
(B)To maintain a sustained growth in productivity
(C)To become the biggest exporter of horticulture products in South East Asia

SBI Associate PO 2010 - Question 62

The Chief Executive Officers (CEOs) of the APEC held an important summit in Singapore in November 2009 What is the full form of APEC ?

SBI Associate PO 2010 - Question 63

Which of the following Gulf countries has decided recently that despite the objections raised by certain countries it will construct 10 more Uranium enrichment plants to strengthen its position in the world ?

SBI Associate PO 2010 - Question 64

Which of the following countries was the winner of Asia Cup Hockey Tournament for women held in November 2009 ?

SBI Associate PO 2010 - Question 65

The leaders of the European Union (EU) named Mr Herman Van Rompuy as the First President of the E.U Mr. Rompuy is the present ____

SBI Associate PO 2010 - Question 66

Which of the following is not one of the Monitorable Targets of the 11th Five Year Plan (2007-12) ?

SBI Associate PO 2010 - Question 67

Cryogenic Engines are used in which of the following areas of technology ?

SBI Associate PO 2010 - Question 68

The National Rural Employment Guarantee Act is now known by which of the following names ?

SBI Associate PO 2010 - Question 69

Which of the following initiative is/are taken by the Government of India to boost the development of agriculture ?
(A)Accelerated Irrigation Benefit Programme
(B)Fertiliser Subsidy Scheme
(C)Public Distribution system

SBI Associate PO 2010 - Question 70

Which of the following is/are true about the Indo-US Economic and Financial partnership deal made in November 2009 ?
(A)The objective of the deal is to strengthen bilateral engagements and understanding
(B)Work jointly on some financial and infrastructure related projects
(C)The deal was signed during the visit of the Foreign Minister of both the countries to South Africa for Global Economic Summit 2009

SBI Associate PO 2010 - Question 71

Which of the following countries has signed a deal to supply a fleet of 150 j-10 Fighter Jets to Pakistan ?

SBI Associate PO 2010 - Question 72

Which of the following terms names is not associated with banking/financial trade in India ?

SBI Associate PO 2010 - Question 74

Digital photos and scanned images are typically stored as ______graphics with extension such as .bmp, .png, .jpg, .tif, or .gif.

SBI Associate PO 2010 - Question 75

A___is a computer attached to the Internet that runs a special Web server software and can send Web pages out to other computers over the Internet

SBI Associate PO 2010 - Question 76

After a user has saved and deleted many files many scattered areas of stored data remain that are too small to be used efficiency causing________

SBI Associate PO 2010 - Question 77

Which of the following books is written by V.S.Naipual ?

SBI Associate PO 2010 - Question 78

Which of the following is the communication protocol that sets the standard used by every computer that accesses Web based information ?

SBI Associate PO 2010 - Question 79

Which of the following converts all the statement in a program in a single batch and the resulting collection of instructions is placed in a new file ?

SBI Associate PO 2010 - Question 80

A program that generally has more user friendly interface than a DBMS is called a _____

SBI Associate PO 2010 - Question 81

When you install a new program on your computer it is typically added to the _____mwnu

SBI Associate PO 2010 - Question 82

Which of the following contains information about a single entity in the database like a person place event or thing ?

SBI Associate PO 2010 - Question 84

______are a type of inexpensive digital camera that remain tethered to a computer and used for video conferencing video chatting and live Web broadcast

SBI Associate PO 2010 - Question 85

Who amongst the following is the author of the book The Rediscovery of India ?

SBI Associate PO 2010 - Question 86

Some banks which were not able to meet their priority sector lending targets are now allowed to do so by purchasing Priority Sector Lending Certificates
Which of the following agencies /organisation is/are authorized to issue these certificates ?
(A)Micro Finance Institutions
(B)Non Banking Finance Companies
(C)NABARD

SBI Associate PO 2010 - Question 87

Market Research is useful for _____

SBI Associate PO 2010 - Question 88

A call means________

SBI Associate PO 2010 - Question 89

Conversion means________

SBI Associate PO 2010 - Question 90

Customisation means______

SBI Associate PO 2010 - Question 91

Modern styles of marketing include_____

SBI Associate PO 2010 - Question 92

The acronym HTML stand for ____

SBI Associate PO 2010 - Question 94

Value added services means_____

SBI Associate PO 2010 - Question 95

Aggressive Marketing is necessitated due to_____

SBI Associate PO 2010 - Question 96

Computers connected to a LAN can_____

SBI Associate PO 2010 - Question 97

Efficient marketing style requires

SBI Associate PO 2010 - Question 98

The performance of a sales person depends on______

SBI Associate PO 2010 - Question 99

The sole aim of marketing is to______

SBI Associate PO 2010 - Question 100

Lead generation means_____

Study the following table carefully to answer the question that follow:
Number (N) of Six type of Electronic Products Sold by Six different stores in a month and the price per Product (p) (price in Rs. ‘000) charged by each store.

SBI Associate PO 2010 - Question 101

Number of L type products sold by Store F is what per cent of the number of the same type of products sold by Store E ?

SBI Associate PO 2010 - Question 102

What is the respective ratio of total number of N and L type products together sold by Store D and the same products sold by Store A ?

SBI Associate PO 2010 - Question 103

What is the average price per product charged by all the Stores together for Product Q ?

SBI Associate PO 2010 - Question 104

What is the difference in the amount earned by Store A through the sale of P type products and that earned by Store B through the sale of Q type products ?

SBI Associate PO 2010 - Question 105

What is the total amount earned by Store C through the sale of M and O type products together ?

Study the following information carefully and answer the questions that follow:
An Organisation consists of 2400 employees working in different departments viz HR Marketing, IT, Production and Accounts. The ratio of male to female employees in the Organisation is 5:3 respectively Twelve percent of the males work in the HR department Twenty four per cent of the females work in the Accounts departments The ratio of males to females working in the HR department is 6:11 respectively One ninth of the females work in the IT department Forty two percent of the males work in the Production department. Number of females is working in the Production department is ten percent of the males working in the same.The remaining females working in the marketing department The total number of employees working in the IT department is 285. Twenty two percent of the males work in the Marketing department and the remaining work in the Account department.

SBI Associate PO 2010 - Question 106

The number of males working in the IT department forms approximately what per cent of the total number of males in the Organisation ?

SBI Associate PO 2010 - Question 108

The total number of employees working in the Account department forms what per cent of the total number of employees in the Organisation ?(rounded off to two digits after decimal )

SBI Associate PO 2010 - Question 109

The number of females working in the Productions department forms what per cent of the total number of females in the Organisation ?

Study the graphs carefully to answer the question that follow:
Total number of children in 6 different schools and the percentage of girls in them

                                              Percentage of Girls

SBI Associate PO 2010 - Question 111

What is the total percentage of boys in schools R and U together (rounded off to two digits after decimal)

SBI Associate PO 2010 - Question 113

The total number of students in school R is approximately what per cent of the total number of students in school S ?

SBI Associate PO 2010 - Question 115

What is the respective ratio of the number of girls in school P to the number of girls in school Q ?

Study the given information carefully and answer the question that follow:
A basket contains 4 red, 5 blue and 3 green marbles

SBI Associate PO 2010 - Question 116

If three marbles are picked at random what is the probability that either all are green or all are red ?

SBI Associate PO 2010 - Question 117

If two marbles are picked at random what is the probability that both are red ?

SBI Associate PO 2010 - Question 118

If three marbles are picked at random what is the probability that at least one is blue ?

Study the given information carefully and answer the question that follow:
A committee of five members is to be formed out of 3 trainees 4 professors and 6 research associates In how many different ways can this be done if:

SBI Associate PO 2010 - Question 119

The committee should have all 4 professors and and 1 research associate or all 3 trainees and 2 professors ?

Study the tables carefully to answer the questions that follow:
Number of candidates (in lakhs) appearing in an entrance exmination from six different cities

Ratio of Candidates passing and failing within the city

SBI Associate PO 2010 - Question 121

What is the respective ratio of the number of candidates failing in the exam from City D to those failing in the exam from City A ?

SBI Associate PO 2010 - Question 122

The number of candidates appearing for the exam from City C is what per cent of the total number of candidates appearing for the exam from City B ? (rounded off to the nearest integer)

SBI Associate PO 2010 - Question 123

Number of candidates passing in the exam from City F is what per cent of the total number of candidates appearing from all the cities together ? (rounded off the two digits after the decimal)

Study the following graph carefully to answer the question that follow:
Percent profit made by two companies over the years
$$Per cent Profit =\frac{Income-Expenditure}{Expenditure}\times100$$

SBI Associate PO 2010 - Question 126

If in the year 2004 the expenditure incurred by Company A and B was the same What was the respective ratio of the income of Company A and B in that year ?

SBI Associate PO 2010 - Question 127

If the amount of profit earned by Company A in the year 2007 was Rs 1.5 lakhs what was its expenditure in that year ?

SBI Associate PO 2010 - Question 128

What is the average percent profit earned by Company B over all the years together ?

SBI Associate PO 2010 - Question 129

If the year 2008 the income of both the companies A and B was the same what was the respective ratio of expenditure of Company A to the expenditure of Company B in that year ?

SBI Associate PO 2010 - Question 130

What is the respective ratio of the amount of profit earned by Company A and B in the year 2009?

Study the given table carefully to answer the question that follow:
Percentage of marks obtained by
five students in five different subjects in a school

*Figures in brackets indicate maximum marks for a particular subject.
Eng---English
Sci----Science
Math----Mathematics
SST----Social Studies

SBI Associate PO 2010 - Question 133

What is the respective ratio of total marks obtained by Veena and Shreya together in Mathematics to the marks obtained by Rahul in the same subject ?

SBI Associate PO 2010 - Question 134

If in order to pass the exam a minimum of 95 marks are needed in Science how many students pass in the exam ?

Study the given graph carefully to answer the question that follow:
Number of people (in thousands) using three different types of mobile services over the years

SBI Associate PO 2010 - Question 136

What is the average number of people using mobile service M for all the years together?

SBI Associate PO 2010 - Question 137

The total number of people using all the three mobiles services in the year 2007 is what percent of the total number of people using all the three mobile devices in the year 2008 ?

SBI Associate PO 2010 - Question 138

Number of people using mobile service N in the year 2006 forms approximately what per cent of total number of people using all the three mobile services in that year ?

SBI Associate PO 2010 - Question 139

What is the respective ratio of number of people using mobile service L in the year 2005 to those using the same service in the year 2004 ?

SBI Associate PO 2010 - Question 140

What is the total number of people using mobile service M in the year 2008 and 2009 together ?

Study the table carefully to answer the question that follow:
Distance (in kms) travelled by six trucks on six different days of the week

SBI Associate PO 2010 - Question 141

What is the average distance travelled by truck S in all the days together?

SBI Associate PO 2010 - Question 142

If the speed of truck P on Monday was 19.2 kmph, what was the time taken by it to cover the given distance?

SBI Associate PO 2010 - Question 143

If to travel the given distance the time taken by truck Q on Friday was 8 hours what was its speed on that day?

SBI Associate PO 2010 - Question 144

What is the total distance travelled by all the trucks together on Saturday?

SBI Associate PO 2010 - Question 145

If on Tuesday truck R and truck T travelled at the same speed what was the respective ratio of time taken by truck R and time taken by truck T to cover their respective distances?

Study the following pie-chart carefully and answer the question given below:
Discipline wise Break up of Numbers of candidates appeared in Interview and Discipline Break up of Number of Candidates selected by an organisation
Discipline Wise Break up of Number of candidates appeared in Interview by the organisation
Total Number of candidates Appeared
In the Interview=25780 percentage

Discipline Wise Break up of Number of candidates selected after Interview by organisation
Total Number of Candidates selected After
Interview=7390 percentage

SBI Associate PO 2010 - Question 146

What was the ratio between the number of candidates appeared in interview from other disciplines and number of candidates selected from Engineering discipline respectively

SBI Associate PO 2010 - Question 147

The total number of candidates appeared in Interview from Management and other disciplines was what percent of number of candidates appeared from Engineering discipline ?

SBI Associate PO 2010 - Question 148

Approximately what was the difference between the number of candidates selected from Agriculture discipline and number of candidates selected from Engineering discipline ?

SBI Associate PO 2010 - Question 149

For which discipline was the difference in number of candidates selected to number of candidates appeared in interview the maximum ?

SBI Associate PO 2010 - Question 150

Approximately what was the total number of candidates selected from Commerce and Agriculture discipline together ?

For the following questions answer them individually
SBI Associate PO 2010 - Question 151

If ‘R’ denotes ‘-’; ‘Q’ denotes ‘X’; ‘W’ denotes ‘$$\div$$’ and ‘A’ denotes ‘+’ then _
42 W 7 R 8 A 6 Q 4 = ?

SBI Associate PO 2010 - Question 152

Mohan walked 30 metres towards South took a left turn and walked 15 meters.He then took a right turn and walked 20 meters He again took a right turn and walked 15 meters How far is he from the starting point ?

SBI Associate PO 2010 - Question 153

What should come next in the following letter series based on English alphabet ?
CEA IKG OQM ?

SBI Associate PO 2010 - Question 154

The positions of how many digits in the number 59 164823 will remain unchanged after the digits are rearranged in descending order within the number ?

SBI Associate PO 2010 - Question 155

What should come next in the following letter series ?
P Q R S T A B C D E P Q R S
A B C D E P Q R S A B C D P Q

SBI Associate PO 2010 - Question 156

In a certain code language how can you go is written as ‘ja da ka pa’ ‘can you come here is written as ‘na ka sa ja’ and ‘come and go’ is written as ‘ra pa sa’ How is ‘here written in that code language ?

SBI Associate PO 2010 - Question 157

How many such pairs of letters are there in the word TRIBUNAL each of which has as many letters between them in the word as in the English alphabet ?

SBI Associate PO 2010 - Question 158

In a certain code DOWN is written as ‘5@9#’ and NAME is written as ‘#6%3’ How is MODE written that code ?

SBI Associate PO 2010 - Question 159

How many meaningful English words can be formed with the letter LGEU using each letter only once in each word ?

SBI Associate PO 2010 - Question 160

In a certain code THRIVES is written as SIUHRDU. How is SOULFUL written in that code ?

In each of the question below are given four statements followed by four conclusions numbered I, II III and IV You have to take the given statements to be true even if they seem to be at variance from commonly known facts Read all the conclusions and then decide which of the given conclusions logically follows from the given statement disregarding commonly known facts.

SBI Associate PO 2010 - Question 161

Statements:
Some trains are cars.
All cars are branches
All branches are nets
Some nets are dresses
Conclusions:
I.Some dresses are cars.
II.Some nets are trains.
III.Some branches are trains.
IV.Some dresses are trains.

SBI Associate PO 2010 - Question 162

Statements:
Some pencils are kites
Some kites are desks
All desks are jungles
All jungles are mountains
Conclusions:
I.Some mountains are pencils
II.Some jungles are pencils
III.Some mountains are desks
IV.Some jungles are kites

SBI Associate PO 2010 - Question 163

Statements:      All papers are clips.             Some clips are boards

                        Some boards are lanes.         All lanes are roads
Conclusions:

I.Some roads are board          II.Some lanes are clip

III.Some boards are papers     IV.Some roads are clips.

SBI Associate PO 2010 - Question 164

Statements:
All pens are clocks
Some clocks are tyres
Some tyres are wheels
Some wheels are buses
Conclusions:
I.Some buses are tyres.
II.Some wheels are clocks
III.Some wheel are pens
IV.Some buses are clocks

SBI Associate PO 2010 - Question 165

Statements:
All stones are hammers
No hammer is ring
Some rings are doors
All doors are windows
Conclusions:
I.Some windows are stones
II.Some windows are rings
III.No windows is stone
IV.Some rings are stones

Study the following information carefully and answer the question given below:
A, B, C, D, E, F, G, H and K are sitting around a circle facing the centre F is fourth to the right of A who is third to the right of B K is fourth to the left of B and third to the right of D C is third to the right of H E is second to the left of G.

SBI Associate PO 2010 - Question 167

What is E’s position with respect to B ?

SBI Associate PO 2010 - Question 170

In which of the following combinations is the third person sitting between the first and the second persons ?

In the following questions the symbols $$\delta,$$ @, © , % and $$\bigstar$$ are used with the following meaning as illustrated below:
‘P © Q’ means ‘P is not smaller than Q’.
‘P % Q’ means ‘P is neither smaller than nor equal to Q’
‘P$$\bigstar$$ Q’ means ‘P is neither greater than nor equal to Q’.
‘P$$\delta$$ Q’ means ‘P is not greater than Q’
‘P @ Q means ‘P is neither greater than nor smaller than Q’.
Now in each of the following questions assuming the given statements to be true find which of the four conclusions I, II III and IV given below them is/are definitely true and give your answer accordingly

SBI Associate PO 2010 - Question 171

Statements:
$$R \bigstar K$$, K % D, D @ V, $$V \delta M$$
Conclusions:
I.$$ R \bigstar D$$
II.$$V \bigstar R$$
III.D @ M
IV.M % D

SBI Associate PO 2010 - Question 172

Statements:
F % N, N © W, W$$ \delta$$ Y, Y$$ \bigstar T$$
Conclusions:
I.F % W
II.T % N
III.N % Y
IV.T %W

SBI Associate PO 2010 - Question 173

Statements:
B © T, T$$\bigstar$$R, R % F, F @ K
Conclusions:
I. B % R
II. F $$\bigstar$$ T
III. R % K
IV. K$$\bigstar$$ T

SBI Associate PO 2010 - Question 174

Statements:
J @ F, F $$\delta$$ N, N % H, H © G
Conclusions:
I.G $$\bigstar$$N
II.N © J
III.F $$\bigstar$$ J
IV.J $$\delta$$ G

SBI Associate PO 2010 - Question 175

Statements:
D $$\delta$$ T, T @ R, R © M, M % K
Conclusions:
I.R @ D
II.R% D
III.K $$\bigstar$$ T
IV.M $$\delta$$ T

In making decisions about important questions it is desirable to be able to distinguish between ‘strong’ arguments and ‘weak’ arguments ‘Weak’ arguments are those which are of minor importance and also may not be directly related to the question or may be related to a trivial aspect of the question
Each question below is followed by three arguments numbered (A) (B) and (C) You have to decide which of the arguments is a ‘strong’ argument and which is a ‘weak’ argument

SBI Associate PO 2010 - Question 176

Statement:should there be a cap on drawing groundwater for irrigation purposes in India ?
Arguments:
(A)No irrigation is of prime importance for food production in India and it is heavily dependent on groundwater in many parts of the country
(B)Yes water tables have gone down to alarmingly low levels in some parts of the country where irrigation is primarily dependent on groundwater which may lead to serious environmental consequences
(C)Yes India just cannot afford to draw groundwater any further as the international agencies have cautioned India against it

SBI Associate PO 2010 - Question 177

Statement: Should there be complete ban on setting up of thermal power plants in India ?
Arguments:
(A)Yes this is the only way to arrest further addition to environmental pollution
(B)No there is a huge shortage of electricity in most parts of the country and hence generation of electricity needs to be augmented
(C)No many developed countries continue to set up thermal power plants in their countries

SBI Associate PO 2010 - Question 178

Statement:Should there be a restriction on the construction of high rise buildings in big cities in India.
Arguments:
(A)No big cities in India do not have adequate open land plots to accommodate the growing population
(B)Yes only the builders and developers benefit from the construction of high rise buildings
(C)Yes only the Government should first provide adequate infrastructure facilities to existing buildings before allowing the construction of new high rise buildings

SBI Associate PO 2010 - Question 179

Statement:Should road repair work in big cities be carried out only late at night ?
Arguments:
(A)No this way the work will never get completed
(B)No there will be unnecessary use of electricity
(C)Yes the commuters will face lot of problems due to repair work during the day

SBI Associate PO 2010 - Question 180

Statement:Should all the deemed universities be derecognised and attached to any of the central or state universities in India ?
Arguments:
(A)Yes many of these deemed universities do not conform to the required standards of a full fledged university and hence the level of education is compromised
(B)No these deemed universities have been able to introduce innovative courses suitable to the requirement of various industries as they are free from strict Government controls
(C)Yes many such universities are basically money spinning activities and education takes a backseat in these institutions

In each question below is given a statement followed by three assumption (A), (B) and (C) An assumption is something supposed or taken for granted You have to consider the statement and the following assumptions and decide which of the assumptions is implicit in the statement.

SBI Associate PO 2010 - Question 181

Statement:Police authority cordoned off the entire locality for the entire day and stopped vehicular movement for the visit of a top functionary of the government in view the threat perception and advised all the residents in the area to limit their movement outside their dwellings
Which of the following assumption (s) is/are implicit in the above statement ?
(A)Police personnel may not be able to control the vehicular movement in the locality and may seek help from the armed forces
(B)People living in the locality may move out of their houses for the day to avoid inconvenient
(C)The Government functionary may request the police authority to lift the ban on movement of residents of the locality outside their dwellings

SBI Associate PO 2010 - Question 182

Statement:The apex body controlling universities in the country has decided to revise the syllabus of all the technical courses to make them focused towards the present needs of the industry thereby making the technical graduates more employable than they are at present
Which of the following assumption(s) is/are implicit in the above statement ?
(A)Technical colleges affiliated to different universities may not welcome the apex body’s decision and may continue with the same syllabus as at present
(B)The industry may welcome the decision for the apex body and scale up their hiring from these colleges
(C)The Government may not allow the apex body to implement its decision in all the colleges as it may lead to chaos

SBI Associate PO 2010 - Question 183

Statement:Government has urged all the citizens to use electronic media for carrying out their daily activities whenever possible instead of using paper as the cutting down of a large number of trees causing severe damage to the ecosystem
Which of the following assumption(s) is/are implicit in the above statement ?
(A)Most people may be capable of using electronic media to carry out various routines
(B)Most people may have access to electronic media for carrying out their daily routine activities
(C)People at large may reject the Government’s appeal and continue using paper as before

SBI Associate PO 2010 - Question 184

Statement:The Government has decided to auction construction of highways to private entities in several blocks across the country on build operate transfer basis
Which of the following assumption(s) is/are implicit in the above statement ?
(A)An adequate number of private entities may not respond to the Government auction notification
(B)Many private entities in the country are capable of constructing highways within reasonable time
(C)The Government’s proposal of build-operate-transfer may financially benefit the private entities

SBI Associate PO 2010 - Question 185

Statement:The airlines have requested all their bona fide passengers to check the status of flight operations before leaving their homes as heavy fog is causing immense problems to normal flight operations
Which of the following assumption(s) is/are implicit in the above statement ?
(A)The majority of the air passengers may check the flight status after starting their journey to the airport
(B)The Government may take serious objection to the notice issued by the airline company
(C)Majority of the passengers may cancel their tickets and postpone their journey till the situation becomes normal

Below is given a passage followed by several possible inferences which can be drawn from the facts stated in the passage You have to examine each inference separately in the context of the passage and decide upon its degree of truth or falsity.
Mark answer (a)if the inference is ‘definitely true’ i,e it properly follows from the statement of facts given
Mark answer (b)if the inference is ‘probably true’ though not ‘definitely true’ in the light of the facts given
Mark answer (c)if the ‘data are inadequate i.e from the facts given you cannot say whether the inference is likely to be true or false
Mark answer (d)if the inference is ‘probably false’ though not ‘definitely false’ in the light of the facts given
Mark answer (e)if the inference is ‘probably false’ i.e it cannot possibly be drawn from the facts given or it contradicts the given facts.

The deterioration in the overall asset quality of banks gross Non-performing Assets (NPAs) are reportedly 27% higher at the end of December 2009 than at the end of December 2008-is not surprising Any slowdown in growth is bound to trigger a rise in NPAs as more and more companies default on loan repayments The effect would be pronounced when the slowdown coincides with a severe global recession But for the restructuring of loans permitted by the Central Bank on fairly generous terms NPAs would have been still higher Prudent banks that took care while sanctioning loans and then monitored the post sanction disbursement diligently should be able to weather the crisis But it is one thing to have NPAs rise because of a cyclical downturn it is quite another to have NPAs rise because of policy errors that are entirely within the realm of policy makers And this is what we need to guard against Excessively low interest rates skew the risk reward equation by making projects that are actually not viable appear viable till interest rates reverse and the same projects cease to be viable It is now well established that long periods of unduly low interest rates encourage banks to take more risks A low interest rate regime driven by an easy money policy rather than macroeconomic fundamentals leads to excessive expansion of credit It incentivizes banks to take on more risk in search of higher returns and to misprice risk.

SBI Associate PO 2010 - Question 186

Higher NPAs indicate shortcomings in disbursement and follow up of credit given by banks.

SBI Associate PO 2010 - Question 187

The Central Bank always allows banks to restructure their loans in the event of rise in NPAs

SBI Associate PO 2010 - Question 188

Lower interest rate on credit reduces the capacity to absorb various unaccounted risk factors.

SBI Associate PO 2010 - Question 189

Low interest rate on credit reduces the capacity to absorb various unaccounted risk factors.

SBI Associate PO 2010 - Question 190

Banks NPAs occur only due to economic factors.

Study the following information carefully and answer the question given below:
Following are the conditions for selecting Senior Manager General Banking in a bank:
(i) have secured at least 60 percent marks in Std XII.
(ii) have secured at least 55 percent marks in Graduation in any discipline
(iii) have secured at least 60 percent marks in Post-graduate degree/diploma in Management/Economics/Statistics.
(iv) be at least 25 years and not be more than 35 years as on 01.03.2010.
(v) have post qualification work experience of at least 2 years as General Banking Officer in a bank.
(vi) have secured at least 50 percent marks in written examination.
(vii) have secured at least 40 percent marks in Personal Interview.
In the case of a candidate who satisfies all the above conditions
Except-----
(a) at (iii) above but has secured at least 60 percent marks in CA or ICWA the case is to be referred to VP-Recruitment.
(b) at (vii) above but have secured at least 65 percent marks in the written examination and at least 35 percent marks in the personal interview the case is to be referred to President Recruitment.
In each question below are given details of one candidate You have to take one of the following courses of actions based on the information provided and the conditions and sub-conditions given above and mark the number of that course of action as your answer You are not to assume anything other than the information provided in each question All these cases are given to you as on 01.03.2010.
Mark answer (a) if the data provided are inadequate to take a decision
Mark answer (b) if the case is to be referred to VP- Recruitment
Mark answer (c) if the case is to be referred to President Recruitment
Mark answer (d) if the candidate is to be selected
Mark answer (e) if the candidate is not to be selected.

SBI Associate PO 2010 - Question 191

Kesav vora was born on 8th November 1978 He has secured 65 per cent marks in Std. XII and 60 per cent marks in Graduation He has secured 58 percent marks in M.A. Economics and 60 per cent marks in ICWA He has been working in a bank as generalist officer for the past two years after completing his education He has also secured 50 per cent marks in the written examination and 45 percent marks in personal interview.

SBI Associate PO 2010 - Question 192

Arindam Ghosh has been working in a bank as generalist officer for the past four years after completing his post-graduate diploma in management with 60 per cent marks He has secured 50 per cent marks in written examination and 40 per cent marks in personal interview.
He has also secured 70 per cent marks in Std. XII. He was born on 25th February 1977.

SBI Associate PO 2010 - Question 193

Sohan Majhi has secured 65 per cent marks in B.Sc and 70 per cent marks in M.Sc Statistics He has been working in a bank as generalist officer for the past three years after completing his post graduation He has secured 55 per cent marks in the written examination and 50 per cent marks in the personal interview. He was born on 8th July 1982.

SBI Associate PO 2010 - Question 194

Neha Salve has been working in a bank as generalist officer for the past four years after completing her postgraduate degree in Economics with 60 per cent marks. She has secured 60 per cent marks in both graduation and Std XII She was born on 24th August 1979. She has secured 70 percent marks in the written examination and 38 percent marks in the personal interview.

SBI Associate PO 2010 - Question 195

Neeta Jaiswal was born on 2nd June 1980 She has been working in a bank as generalist officer for the past three years after completing her post graduate degree in Economic with 60 percent marks She has secured 68 per cent marks in HSC and 58 per cent marks in B.Com. She has also secured 50 per cent marks in both the written examination and personal interview.

In each of these questions there are two steps of figures.The figures on the left are problem figures (four figures and one question marked space) and those on the right are Answer Figures indicated by numbers 1,2,3,4 and 5. A series is established if one of the five Answer Figures is placed at the "question-marked space". Question Figures from a series if they change from left to right according to some rule . The number of the Answer Figure which should be placed in the question-marked space in the answer . All the five figures i.e. four problem Figures and one Answer Figure placed in the question-marked space should be considered as forming the series.

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