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In each question below is given a statement followed by two courses of action numbered I and II. A course of action is a step or administrative decision to be taken for improvement, follow-up or further action in regard to the problem, policy, etc. On the basis of the information given in the statement, you have to assume everything in the statement. to be true, then decide which of the suggested courses of action logically follow (s) for pursuing.
Give answer a: if only I follows.
Give answer b: if only II follows.
Give answer c: if either I or II follows.
Give answer d: if neither I nor II follows.
Give answer e: if both I and II follow.
Statement : It is necessary to adopt suitable measure to prevent repetition of bad debts by learning from the past experiences of mounting non-performing assets of banks.
Courses of action :
I. Before granting loan to customers their eligibility for loan should be evaluated strictly.
II. To ensure the payment of installments of loan, the work. for which loan was granted. should be supervised minutely on regular basis.
To ensure that debts taken are repaid promptly, the customers' requirements and future prospects ought to be studied and their work constantly checked. Also, it will reduce the number of defaulters.
Thus, both I and II follow.
=> Ans - (E)
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