In this question, the sets of numbers given in the alternatives are represented. The columns and rows of Matrix I are numbered from 0 to 4 and that of Matrix II are numbered from 5 to 9. A letter from these matrices can be represented first by its row and next by its column, e.g., D can be represented by 02, 10, etc., and 'R' can be represented by 55, 67, etc. Similarly you have to identify the set for the word 'BEAR'