IBPS PO 03-Oct-2015

Each sentence below has two blanks, each blank indicating, that something has been omitted. Choose the words that best fit the meaning of the sentence as a whole.

The proposal has been…………. and will be sent to the cabinet for final……………

The fake diesel factory was being……….. under the……….. of a dairy.

The moment the staff opened the office, unidentified………. weapons entered and
asked the cashier to rand over the keys to the vault.

The singer, who has been very …………about his faith in the party, also……….. at
the grand event.

Over the years, the town has……….. popularity as the best………….. for paragliding
and pilots from across the world visit it.

In the following questions, read each sentence to find out whether there is any grammatical error in it. The error, if any, will he in one part of the sentence. Select the part with the error as your answer. If there is no error, select No error’ as your answer. Ignore the error of punctuation, if any.

Many citizens are gravitating (a)/ towards the nation’s (b)/ second-largest State because it offer (c)/ ample job opportunities. (d)/ No error (e)

Most African nations were largely ( a)/ shielded from the 2008 financial crisis (b)/ by China’s insatiable demand (c)/ for natural resources. (d)/ No error (e)

Skeptics worries that the devaluation (a)/ of the country’s currency is (b)/ a desperate move to (c) / bail out struggling exporters. (d)/ No error (e)

Consumers are constantly been (a)/ encouraged to take (b)/ advantage of the (c)/ lowered interest rates. (d)/ No error (e)

Emerging economies are (a)/ dominating the news (b)/ but for (c)/ all the wrong reasons. (d)/ No error (e)

In the following questions, read the following passage carefully and answer the questions given below it. Certain words/phrases are given in bold to help you locate them while answering some of the questions. Over the past few days alone. the China’s central bank has pumped extra cash into the financial system and cut interest rates. The aim is to free more cash for banks to lend and provide a boost for banks seeking to improve the return on their
assets. The official data though, suggested that bad loans make up only 1.4% of their balance sheets. How to explain the discrepancy? One possible answer is that bad loans are a tagging indicator i.e. it is only after the economy has struggled for while that borrowers began to suffer. Looked at this way, China is trying to
anticipate problems keeping its banks in good health by susteining economic growth of nearly 7% year on year. Another more worrying possibility is that bad loans are worse than official data indicate. This does not look to be the cause for China’s biggest banks, which are managed conservatively and largely focus on the county’s biggest value and quality borrowers. But there is mounting evidence that when it comes to smaller banks, especially those yet to list on the stock market, bad loans piling up. That is important because unlisted lenders account for
just over a third of the Chinese banking sector, making them as big as Japan’s entire banking industry.
Although, non-performing loans have edged up slowly, the increase in specialmention loans (a category that includes those overdue but not yet classified as impaired loans.) has been much bigger. Special-mention loans are about 2% at most of China’s big listed banks, suggesting that such loans must be much higher at
their smaller, unlisted peers. Many of these loans are simple bad debts which banks have not yet admitted to. Another troubling fact is that fifteen years ago, the government created asset-management companies (often referred to as badbanks) to take on the non-performing loans of the lenders. After the initial transfer
these companies had little to pay. But, last year, Cinda, the biggest of the bad banks, bought nearly 150 billion Yuan ($24 billion) of distressed assets last year, two-thirds more than in 2013. These assets would have raised the banks badloans ratio by a few tenths of a percentage point. Although such numbers do not seem very alarming, experts who reviewed last year’s results for 158 banks, of which only 20 are listed found that “shadow loans”, loans recorded as investments which may be a disguise for bad loans have grown to as much as 5.7 billion Yuan, or 5 of the industry’s assets. These are heavily concentrated on the balance sheets of smaller-unlisted banks, and at the very least, all this points to a need for recapitalisation of small banks.

Choose the word which is most nearly the same in meaning to the word
‘TAGGING’ given in bold as used in the passage.

Choose the word which is opposite in meaning to the word FREE given in bold as
used in the passage.

According to the passage, which of the following can be said about China’s large banks?
(A) These are cautiously run.
(B) Their clients are mainly high value.
(C) 2 percent of their loans have been classified as overdue but not impaired.

Which of the following is the central idea of the passage?

Choose the word which is most nearly the same in meaning to the word ‘POINTS’
given in bold as used in the passage.

Which of the following is true in the context of the passage?

What does the example of the Cinda convey?

Choose the word which is opposite in meaning to the word MOUNTING given in
bold as used in the passage.

Which of the following best describes experts’ findings regarding shadow loans?

What is the author’s view regarding small banks?

Rearrange the given six sentences/group of sentences (A), (B), (C), (D), (E) and (F) in a proper sequence as to form a meaningful paragraph and then answer the given question.

(A) Global investors are quaking over the prospect of a devastating stump in the world’s second biggest economy.
(B) A possible answer could be that the country’s troubles raise doubts about whether its policy-makers have the tools to keep their economy growing at a healthy place something that has been a constant reassurance for more than two decades
(C) And they are fast losing confidence that the country’s policy-makers, seemingly so sure-footed in the past know how to solve the problem.
(D) However, such a domino effect is significant but hardly catastrophic so why the hysteria?
(E) China is exporting something new to the world economy Fear?
(F) Apart from the shrinking confidence, the biggest fear is that a collapsing Chinese economy would derail others around the world — from emerging markets in Chile and Indonesia to industrial powers such as the United States.

In the following passage, there are blanks, each of which
has been numbered. Against each, five words are suggested, one of which fits the blank appropriately. Find out the appropriate word in each case. Primary school enrolment in India has been a success story. (26) due to various programmes and drives to increase enrolment even in remote areas. With enrolment reaching at least 96 percent since 2009, and girls (27) up 56 percent of new students between 2007 and 2013, it is clear that many (28) of access to schooling have been 1291. Improvement in infrastructure has been the (30) behind achieving this and now in India 98 percent habitations have a primary school within one kilometre and 92 percent have an upper primary school within a three kilometre walking distance.

Study the table carefully and answer the given questions.
Data related to number of candidates appeared and qualified in a competitive exam from 2 states during 5 years :

NOTE :Few values are missing in the table (indicated by —). A candidate is expected to calculate the missing value, if it is required to answer the given question on the basis of given data and information.


Out of the number of qualified candidates from State P in 2008, the respective
ratio of male and female candidates is 11 : 7. If the number of female qualified candidates from State P in 2008 is 126, what is the number of appeared candidates (both male and female) from State Pin 2008 ?

The number of appeared candidates from State Q increased by 100% from 2006 to 2007. If the total number of qualified candidates from State Q in 2006 and 2007 together is 408, what is the number of appeared candidates from State Q in 2006 ?

What is the difference between the number of qualified candidates from State P in 2006 and that in 2007 ?

If the average number of qualified candidates from State Q in 2008, 2009 and 2010 is 210, what is the number of qualified candidates from State in 2010?

If the respective ratio between the number of qualified candidates from State P in 2009 and 2010 is 14 : 9, what is the number of qualified candidates from State P in 2010

What approximate value will come in place of the question mark (?) in the following questions ? (You are not expected to calculate the exact value).

Refer to the graph carefully and answer the given questions. Number of people who travelled from Dehradun to Almora by Trains A and B on 6 different days :



The number of people who travelled by Train B on Friday is 20% more than the people who travelled by the same train on Thursday. What is the respective ratio between the number of people who travelled on Friday and those who travelled on Saturday by the same train ?

What is the difference between the total number of people who travelled by Train B on Monday and Tuesday together and the total number of people who travelled by Train A on Saturday and Sunday together ?

What is the average number of people travelling by Train A on Monday, Tuesday,
Wednesday and Thursday ?

The number of people who travelled by Train A decreased by what percent from
Saturday to Tuesday ?

The total number of people who travelled by both the given trains together on Sunday is approximately what percent more then the total number of people who travelled by both the given trains together on Wednesday?

For the following questions answer them individually

Rs. 6100 was partly invested in Scheme A at 10% p.a. compound interest (compounded annually) for 2 years and partly in Scheme B at 10% p.a. Simple interest for 4 years. Both the schemes give equal interests. How much was invested in Scheme A ?

‘A’ bought a certain quantity of oranges at total cost of Rs. 1200. He sold 1/3rd of those oranges at 20% loss. If A earns an overall profit of 10%, at what percent profit did A sell the rest of the oranges ?

The present age of Bob is equal to Abby’s age 8 years ago. Four years hence, the respective ratio between Bob’s age and Abby’s age will be 4 : 5 at that time. What is Bob’s present age?

In these questions, two equations numbered I and II are given. You have to solve both the equations and select the appropriate option.

I. $$2x^{2}+19x+45=0$$
II. $$2y^{2}+11y+12=0$$

I. $$3x^{2}-13x+12=0$$
II. $$2y^{2}-15y+28=0$$

I. $$x^{2}=16$$
II. $$2y^{2}-17y+36=0$$

I. $$2x^{2}-11x+15=0$$
II. $$2y^{2}-11y+14=0$$

For the following questions answer them individually

A started y business. After 4 months from the start of the business, B and C joined. The respective ratio between the investments of A, B and C was 4 : 6 : 5. If A’s share in annual profit was Rs. 250 more than C’s share, what was the total annual profit earned ?

A person has to travel from point B in certain time. Travelling at a speed of 5 kmph he reaches 48 minutes late and while travelling at a speed of 8 kmph he reaches 15 minutes early. What is the distance from point A to point B?

28 men can complete a piece of work in 15 days and 15 women can complete the same piece of work in 24 days. What is the respective ratio between the amount of work done by 30 men in 1 day and the amount of work done by 18 women in 1 day?

18 litres of pure water was added to a vessel containing 80 litres of pure milk. 49 litres of the resultant mixture was then sold and some more quantity of pure milk and pure water was added to the vessel in the respective ratio of 2:1. If the resultant respective ratio of milk and water in the vessel was 4:1, what was the quantity of pure milk added in the vessel ? (in litres)

A certain sum is divided among A, B and C in such a way that A gets Rs. 40 more than the 1/2 of the sum. B gets Rs. 120 less than 3/8th of the sum and C gets Rs. 200. What is the total sum?

What will come in place of the question mark (?) in the given number series ?

For the following questions answer them individually

The respective ratio of curved surface area and total surface area of a cylinder is 4:5. If the curved surface area of the cylinder is 1232 cm2, what is the height ? (in cm)

A bag contains 3 red balls, 5 yellow balls and 7 pink balls. If one ball is drawn at random from the bag, what is the probability that it is either pink or red ?

Study the following information carefully and answer the questions
given below :

R is married to U. U is the mother of L. L is the sister of D. U has only one daughter. D is married to J. K is the son of J. F is the mother of J.

Study the following information carefully and answer the questions given below :
Each of the six buildings P. Q, R, S, T and U houses different number of offices. S has more offices than only T and R. Q has more number of offices than P but lessthan U. R does not house the least number of offices. The building which houses the least number of offices has 5 offices. The building which has second highest number of offices has 23 offices. S has 11 less number ‘of offices than Q.

The number of offices in P is an even number which is divisible by 2 as well as 3. How many offices does P have ?

Study the following information carefully and answer the questions given below:
Seven persons, P, Q, R, S, T, U and V have a seminar but not necessarily in the same order, on seven different months ,(of the same year) namely Januay,February, March, June, August, October and December. Each of them also likes a different fruit namely Banana, Grapes, Papaya, Orange, Mango, Litchi and Apple but not necessarily in the same order. R has a seminar in a month which has less than 31 days. Only two persons have a seminar between R and S. The one who likes Banana has a seminar immediately before T. Only one person has a seminar before the one who likes Papaya. Q has a seminar immediately after the one who likes Papaya. Only three persons have a seminar between Q and the one who likes Mango. T likes neither Mango norPapaya. P has a seminar immediately before T. V likes Apple. The one who likes Grapes has a seminar in the month, which has less than 31 days. The one who has a seminar in March does not like Orange.

Which of the following represents the month in which S has a seminar ?

Which of the following represents the people who have a seminar in January and June respectively ?

How many persons have a seminar between the months in which V and R have a seminar ?

As per the given arrangement, R is related to Banana and P is related to Orange following a certain pattern, with which of the following is U related to following the same pattern ?

Study the following information carefully and answer the questions given below:

Ten persons are sitting in two parallel rows containing five persons each, in such a way that there is equal distance between adjacent persons. In row-1, J, K, L, Mand N are seated (not necessarily in the same order) and all of them are facing south. In row-2, V, W, X, Y and Z are seated (not necessarily in the same order) and all of them are facing north. Therefore in the given seating arrangement each member seated in row faces another member of the other row. Z sits third to the right of W. V sits second to the left of Z. The person facing V sits to the immediate right of K. Only one person sits between K and M. J is not an immediate neighbour of K. Only two persons sit between J and L. Neither K nor J faces Y.

Which of the following statements is true regarding M ?

What is the position of Z with respect to Y ?

Four of the following five are alike in a certain way based on the given arrangement and hence form a group. Which of them does not belong to that group ?

In each of the questions given below two/three statements followed by two Conclusions numbered I and II have been given. You have to take the two/ three given statements to be true even if they seem to be at variance from commonly known facts and then decide which of the given Conelusions logically follows from the given statements disregarding commonly known facts.

a: if only Conclusion II follows
b: if only Conclusion I follows
c: if both the Conclusion I and Conclusion II follow
d: if either Conclusion I or Conclusion II follows
e: if neither Conclusion I nor Conclusion II follows

Statements :
All races are sprints.
Some races are contests.
Conclusions :
I. Some contests are sprints.
II. All contests are sprints.

Statements :
No bank is a locker.
All banks are stores.
No store is panel.
Conclusions :
I. No store is a locker.
II. No panel is a bank.

Statements:
Some strikes are hits.
No strike is a raid.
All attacks are raids.

Conclusions :
I. Some hits are definitely not raids.
II. All hits being strikes is a possibility.

Conclusions :
I. No attack is a strike.
II. All attacks being hits is a possibility.

Statements :
Some equations are formulae.
All equations are terms.
All terms are symbols.
Conclusions :
1. All equations are symbols.
II. No symbol is a formula.

Study the following information carefully and answer the questions given below:
In a certain code language, ‘festival for women only’ is written as ‘pa ge bo xu’ ‘provide peace to women’ is written as `wr dl nj ge’ ‘women like to celebrate’ is written as ‘ge ct fx wr’ ‘celebrate peace in festival’ is written as ‘dl bo sv ct’ (All codes are two letter codes only)

What may be the possible code for ‘provide idea’ in the given code language ?

In the given code language what does the code ‘pa’ stand for ?

If ‘peace to mind’ is coded as ‘zg wr dl’ in the given code language, then what is the code for ‘mind in festival’ ?

In each of the following questions relationship between
different elements is shown in the statements. The statements are followed by two
Conclusions numbered I and II. Study the Conclusions based on the given
statements and select the appropriate answer.
a: if only Conclusion II is true
b: if only Conclusion I is true
c: if both the Conclusion I and Conclusion II are true
d: if either Conclusion I or Conclusion II is true
e: if neither Conclusion I nor Conclusion II is true

Statements :

$$S \leq L \leq I = P \geq E \geq R$$
L>Q
Conclusions :
I. P > S
II. I > R

Statements :
S<L<I=P>E>R
L>Q
Conclusions :
I. L < R
II. E > Q

Statements :
G>R>E=A<T<S
D < A < J
Conclusions :
I. T > D
II. R > S

Statements :
G>R>E=A<T<S
D < A < J
Conclusions :
I. J > E
II. J = E

Statements :
A>B>C$$\leq{D}\leq{E}$$<F

Conclusions :
I. A> E
H. C < F

Study the following information carefully and answer the questions given below :

Ten persons — J, K, L, M. N, O, P, Q, R and S — are sitting around a circular table facing the centre with equal distances between each other (but not necessarily in the same order). Each one of them is also related to M in some way or the other. Only two persons sit between Q and L. M sits second to the left of Q. Only three persons sit between L and M’s sister. M’s son sits second to the right of M’s sister. Only one person sits between M’s son and S. J sits to the immediate right of R. R is neither the son nor the mother of M.

S is an immediate neighbour of M’s mother. Only three persons sit between M’s mother and M’s brother. M’s daughter sits second to the left of M’s brother. M’s father is not an immediate neighbour of M. M’s wife sits third to the right of K. L is to the right of Q. Only four persons sits between M and M’s father.

Which of the following statements is true with respect to the given information

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