In each question below is given a statement followed by three assumptions (A),(B),(C).An assumptions is something supposed or taken for granted. You have to consider the statement and the following assumptions and decide which of the assumptions is implicit in the statement
Statement:The police authority cordoned off the entire locality for the entire day and stopped all vehicular movement for the visit of a top functionary of the government in view of the threat perception and advised all the residents in the area to limit their movement outside their dwellings.
Which of the following assumptions is/are implicit in the above statement ?
(A)The police personnel may not be able to control the vehicular movement in the locality and may seek help from the armed forces
(B)People living in the locality may move out of their houses for the day to avoid inconvenience.
(C)The Govt functionary may request the police authority to lift the ban on the movement of residents of the locality outside their dwellings.
Statement:The apex body controlling universities in the country has decided to revise the syllabus of all the technical courses to make them focused towards the present needs of the industry thereby making the technical graduates more employable than they are at present
Which of the following assumptions is/are implicit in the above statement ?
(A)Technical colleges affiliated to different universities may not welcome the apex body’s decision and may continue with the same syllabus as at present ?
(B)The industry may welcome the decision of the apex body and scale up their hiring from these colleges
(C)The Govt may not allow the apex body to implement its decision in all the colleges as it may lead to chaos.
Statement:Govt has urged all the citizens to use electronic media for carrying out their daily activities whenever possible,instead of using paper as the manufacture of paper requires the cutting down of a large number of trees causing severe damage to the ecosystem
Which of the following assumptions is/are implicit in the above statement ?
(A)Most people may be capable of using electronic media to carry out various routines
(B)Most people may have access to electronic media for carrying out their daily routine activities
(C)People at large may reject the govt’s appeal and continue using paper as before
Statement:The Govt has decided to auction construction of highways to private entities in several blocks across the country on build-operate-transfer basis
Which of the following assumptions is/are implicit in the above statement ?
(A)An adequate number of private entities may not respond to the Government auction notification
(B)Many private entities in the country are capable for constructing highways within a reasonable time
(C)The Govt’s proposal of build operate transfer may financially benefit the private entities
Statement:The airlines have requested all their bonafide passengers to check the status of flight operations before leaving their homes as heavy fog is causing immense problems to normal flight operations
Which of the following assumptions is/are implicit in the above statement
(A)Majority of the air passengers may check the flight status before starting their journey to the airport
(B)The Govt may may take serious objection to the notice issued by the airline company
(C)Majority of the passengers may cancel their tickets and postpone their journey till the situation becomes normal.
Below is given a passage followed by several possible inferences which can be drawn from the facts stated in the passage. You have to examine each inference separately in the context of the passage and decide upon its degree of truth or falsity.
The deterioration in the overall asset quality of banks gross Non-performing Assets (NPAs) are reportedly 27% higher at the end of December 2009 than at the end of December 2008 is not surprising Any slowdown in growth is bound to trigger a rise in NPAs as more and more companies default on loan repayments. The effect would be pronounced when the slowdown coincides with a severe global recession.But for the restructuring of loans permitted by the Central Bank on fairly generous terms NPAs would have been still higher prudent banks that took care while sanctioning loans and then monitored the post sanction disbursement diligently should be able to weather the crisis.But it is one thing to have NPAs rise because of a policy makers And this is what we need to guard against Excessively low interest rates skew the risk-reward equation by making projects it is actually not viable appear viable till interest rates reverse and the same projects cease to be viable it now well established that long periods of unduly low interest rates encourage banks to take more risks.A low interest rate regime driven by an easy money policy rather than macroeconomic fundamentals leads to excessive expansion of credit.It incentivises banks to take on more risk in search of higher returens and to misprice risk
Higher NPAs indicate shortcomings in disbursement and follow-up of credit given by banks
The Central Bank always allows banks to restructure their loans in the event of rise in NPAs
Lower interest rate on credit reduces the capacity to absorb various unaccounted risk factors.
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