RBI Grade B 11 Oct 2009

For the following questions answer them individually

Which of the following statements about the BRIC countries is not correct ?

The cheap imports from which of the following countries is giving a tough competition to Small and Medium Enterprises in India, specially when the global economic slow down and weak domestic demand have already affected companies across sectors ?

Which of the following statements about the Growth of Indian Economy in 2009-10 or the part of it, is correct ?

Which of the following is/are the reasons owing to which about 105 million new people are added in the list
of hungry people and the total number of the same has reached to about 1 billion ?
(A) Unprecedented increase in food prices, particularly in poor nations.
(B) Cut in the supply of food grains to poor nations by many European countries.
(C) Sudden increase in population of the countries like Uganda, Ethiopia, Sudan and Namibia etc. as many
refugees have taken shelter there.

Which of the following statements about the Reforms introduced in Pension sector is/ are correct ?
(A) Govt. has allowed 26% Foreign Direct Investment (FDI) in the pension sector.
(B) A new regulatory and development authority to monitor pension sector is set up.
(C) Only three banks HDFC Bank, Vysya Bank and Axis Bank are appointed as fund managers of the pension
funds.

As per the projections made by the Reserve Bank of India (RBI), the credit flow expansion during the current
nancial year should be of the tune of

As we all know Govt. of India is giving much emphasis these days on the development of Small and Medium Enterprises (SMEs). Which of the following statements reects the importance of SME sector in Indian economy ?
(A) The Govt. is following a policy of keeping some items reserved for SMEs only. Hence a good number of items for local consumption come from these alone.
(B)The main advantages of SME are reduction of regional imbalances, low investment, greater operational exibility and low production cost. This helps in good control over prices of such items in local markets.
(C)A very large number of people are employed in this sector and this sector is the second largest employer in India, after agriculture.

After the latest global slowdown and financial crisis, a debate is going on, on "Dollar Hegemony". 'What does it really mean ? In simple terms
(A)it is the trade practice prevalent all over the world in which USA provides dollars and the rest of the world manufactures the commodities which dollars can purchase.
(B) it is the situation in which all the nations are forcefully required to evaluate their local currencies against the value of the dollars. Hence countries are forced to keep as many dollars as they can to operate safely in global markets.
(C) now economists all over the world are trying to nd out a solution to come out of this dollar trap as this hegemony prevents exporting nations from spending domestically the dollars they have earned from USA.

As reported in some major financial newspapers/magazines, the Private Equity (PE) investments into India for the quarter ending March 2009 have dropped by a whopping 87%. What is Private Equity (PE) and why is it so important for our economy ?
(A) The PE is the purchase of a majority or total ownership in an operating company.
(B) The purchase is done normally through institutional investors, like banks or insurance-companies. They are avoiding such investments these days.
(C) Private Equity stake gives a chance to the stake holders to have a better control over its management and crucial functions.

Which of the following is/are the Non- Tax Revenue components of the Union Budget of India ?
(A) Custom Duties
(B) Interest Receipts
(C) Dividends and Pro ts

The investments done by "Those Financial entities which were launched or incorporated in a foreign country but are investing in an Indian venture in India" are generally known as

Which of the following projections is/are made by the RBI in its Monetary and Credit policy of the RBI for 2009-10 ?
(A) It has projected that the Wholesale Price Index (WPI) based in ation would be around 4% by. March 2010
(B)The RBI has decided that it would continue to use the completion of monetary arid debt management tools to ensure successful completion of Govt. borrowing plans.
(C) As per RBI projections deposits of scheduled commercial. banks would grow to about 18%.

As we all know, a Committee on Financial Sector Assessment (CFSA) was set up in 2006 under the Chairmanship of Dr. Rakesh Mohan. What were its major observations ?
(A) The banks in India are in a good position to absorb shocks due to credit, liquidity and market risks.
(B) It is found that the financial sector is generally sound, and fairly liquid. However, cooperative sector needs some strengthening.
(C) Committee recommended that the foreign investments in infrastructure and banking sector should not be more than 22% as the free ow of the same is adversely. affecting the growth of domestic deposit and savings. Domestic investors do not get attractive investment options.

Which of the following is/are the major recommendations of Prof. Joseph Stiglitz Committee set up recently by a major international forum ?
(A)The Committee recommended that a Global Economic Council should be set up urgently to address global financial issues.
(B)All developed countries should take strong coordinated and effective actions to stimulate their economies. Industrial nations should dedicate 10% of their stimulus package for this cause.
(C) Developed countries should suspend all their investments they are making in developing and poor countries at least for a period of 5 years. The only aid which should continue should be to UN sponsored Food Assistance and Emergency programmes. This will help developed nations to consolidate their domestic positions.

As we all know managing inflation has been a very important aspect of the economy in India. Which of the following is/are true about the inflation and its effect on economy ?
(A) Lack of inflation (deflation) is not necessarily a thing which is always good.
(B) Inflation is an Increase In the general level of prices for goods and services.
(C) When inflation goes up, the purchasing power of the money also goes up.

Which of the following is the correct definition of the term National Income ?
(A) National Income means the total amount of money Govt. earns only through direct tax collections every year.
(B) It is the total value of all sorts of stocks held by a country at a particular point of time.
(C) This is the measure of the volume of commodities and services turned out during a given period counted without duplication.

As we know irrigation is a very crucial problem of the Indian Agriculture. At present how much area (in terms of percentage) out of the total cropped area is irrigated ?

As we all know, the cooperative Banks in India are passing through a difficult phase and their performance is NOT as glamorous as that of the commercial banks today. What went wrong with cooperative Banks ?
(A) The cooperative banks disbursed credit on the loans on demand mostly without proper guarantees and documents. Hence repayments were always at the mercy of the borrowers and upto some extent on good crops.
(B) The cooperative banks are mostly under the supervisory control of the Panchayats, which are not professionally qualified to control such institutions.
(C) Cooperative Banks do not get any relief package from the Govt. Hence they have to manage their affairs on their own resources only.

As we have noticed many banks are now entering into Insurance business. Why are Banks entering into this sector particularly when many insurance companies are already there in India ?
(A) By providing insurance products banks are earning additional revenue in terms of fee/commission.
(B) Banks with their huge customer base are leveraging on their existing relationship to convert customers into policyholders.
(C) With increase of health related problems, everybody wants an insurance cover no matter how big or small it is. Banks are coming up with many attractive offers, which are also affordable.

As we know sometimes the Exim Bank of India extend the line of credit at the behest of and with the support of the Govt. of India to developing countries as part of bilateral economic cooperation pro-grammes named as IDEAS, What is the full form of IDEAS ?

One of the key factors that provide impetus 10 strong growth is Interest Rates. How do interest rates contribute to the growth of economy particularly when these are lowered down ?
(A) It gives corporations the opportunity to prepay high cost debts and replace them with fresh funds raised at lower rates.
(B) Banks use this opportunity to maximize pro ts on their treasury operations and these excess pro ts are used to clean their Balance Sheets by making higher provisions for NPAs or sticky loans.
(C)The Govt. also gets benefited as it can borrow funds from open market at low interest rates and bridge its fiscal deficit.

The concept of - "Meeting the needs of present without compromising the ability of future generation to meet their needs", is generally known as the concept of______ .

Which of the following is NOT the component of India's Securities Market ?

Which of the following was/ were the objectives of the Competition Act 2002 ?
(A) To keep a check on unfair trade practices.
(B) To promote Govt. supported products/services in competition to those launched by private parties-
(C)To control the activities of the stock markets in India which are considered highly volatile.

Which of the following is/was NOT included in the agenda set for the Banking Reforms in India ?

Which of the following is the full form of the 'BRA' as used in banking field ?

As we all know Govt. of India pays special emphasis on management of Fiscal Deficit. What is Fiscal Deficit ?

An argument amongst the economists all over the world is going on, on the issue of imposing special taxes on goods and services whose prices do not reflect the true social cost of their consumption, for example, tax on polluting environment. Which of the following are the other examples of such taxes ?
(A) Duties on cigarettes
(B) Duties on alcohol
(C) Tax on gambling and lotteries
(D) Airport Tax

The presidential election of Iran held in June 2009 was contested between Mohd. Ahmedincjad and ______

The presidential and Provincial Council elections took place in which of the following countries in August
2009 ?

Which of the following Statements truly reflects India's position in the report title as "Agriculture Outlook 2009-18" released by the United Nation Food and Agriculture Organisation (FAO) and Organization for Economic Croperation and Development (OECD) ?
(A) India is required to develop its infrastructure and also to take care of growing water shortage.
(B) India is self suf cient in its food production. Hence it should help countries like Myanmar, Nepal, Pakistan and Sri Lanka etc. who are badly in need of support. At least 100 million tonnes food grain should be provided by India to all these countries immediately.
(C) India should find out some other methods of calculating inflation as the present index of the price does not give the correct picture of the same.

Which of the following is/are correct statements as per the "World Bank's Report on Global Economy" ?
(A) The report says that India' growth rate will swing back to 8 percent in 2010 and move to 8.5 percent in 2011
(B) Global growth will be even worse than what we saw earlier. There may be 2.9 percent contraction in 2009
(C) Report says that Brazil and China will emerge as two fastest developing economies of the world in 2011 and 2012. India may be lagging behind as its infrastructure development is very slow and inappropriate.

Which of the following countries is NOT the member of the Shanghai Cooperation Organisation (SCO) which
was in news recently ?

The Govt. of India has authorized which of the following organizations to raise Rs. 10.000 crores to refinance those banks who are lending money for infrastructural projects ?

Which of the following is/are true about the Loan Waiver scheme for the farmers launched by the Govt. of India recently ?
(A) The Govt. has taken over the debt of the farmers and has made reimbursement to the banks
(B) The Govt. has identified 237 low productivity districts where farmers would be eligible for a minimum loan relief of Rs.20,000 even if their land holdings were above two hectares
(C) Andhra Pradesh has the highest number of beneficiaries of the scheme.

As we all know India's one of the major Imports is oil and petroleum. Out of the total consumption of the oil and petroleum, how much is consumed by the transport sector ? About

Specially Developed Economic Zones (SEZs) in India where some of the economic laws and restrictions of the land are relaxed with the purpose of giving incentives to investors are commonly known as

Stock market indexes traditionally served as a benchmark to measure the performance of which of the following types of. portfolios of the investors/promoters ?

Which of the following is the name of the organisation, created to provide full employment and self - reliance to the women folk in India ?

An agreement which in fact is a contract between the RBI and Banks for the sale and repurchase of Govt. securities and short term treasury bills at a future date and for which the RBI indicates the interest rate, is generally known as

'Focus Africa' programme launched by the Govt. of India in 2002 was to promote

Usain Bolt who won the "Laurens World Sportsman of the Year Award", for his record breaking performance in Beijing Olympics is basically a/an

Which of the following States has launched an Insurance scheme named as "Aam Aadami Insurance Scheme" which will provide Rs.75,000 insurance cover to all the bene ciaries ?

UN Security Council recently imposed sanctions on which of the following nations for its recent missile tests and an underground test of a nuclear device ?

In which of the following countries, India recently started its First Poverty Alleviation Project by sponsoring a farmers' training and information centre ?

Who amongst the following is the author of the book "The Grass is Singing" ?

Read the given paragraphs carefully and answer the questions which follow each of these.We are living in the midst of a great chemical experiment, and some serious consequences are becoming apparent to scientists. More than two billion pounds of chemicals are spewed into the air each year which are brewing a disastrous stew. The greatest consequences of the atmosphere crisis may be global warming and the ozone depletion. The Earth appears to be warming due to the greenhouse effect. Scientists estimate that average temperature could climb about 2 degree Celsius in 20 years. Global warming is the predicted result of the greenhouse effect, created by the greenhouse gases, such as carbon dioxide and methane, in the atmosphere. This change in the global climate would have disastrous results, including drought, coastal ooding and increased species extinction. Also, the scientists have discovered a hole in the ozone layer. The ozone layer is the only protection for life on Earth against deadly ultraviolet radiation from the Sun. Once the ozone layer is completely destroyed, all life on Earth will cease to exist, killed by the deadly radiation. The planet will become a barren rock devoid of all life. And when this happens the process of industrialisation would have to take the blame which has resulted in increased use of fossil fuels such as coal, petroleum and diesel.

The government cannot afford to compartmentalize education. It has to be emphasized that any country which does not have a good university education will never be listed as an independent country and will never be able to progress. Only countries prepared to tolerate a second rate and subjugate status in the world would neglect higher education. If India has had any position in the comity of nations in past, it was only because it had a better higher education than many of its Asian counterparts. This, clear emphasis on the higher education, however, does not imply that it should be supported and developed at the cost of primary and secondary education.

Questions (7 - 8)
Although an eco-friendly process and one of the main ways to save the environment, recycling is not gaining pace in the industry. The process of recycling undergoes many processes. First is collecting and sorting of garbage. This requires a lot of manpower and tools which are expensive. Another disadvantage of recycling which makes it unlivable is that for the manufacturers, economically, the recycled material is not highly demanded since its quality is not as good as the original material. So if the marketing of recycled goods is not worthwhile; then the whole process of recycling can not be economically ef cient. Recycled products face other disadvantages as
well, such as short shelf life, dif culty in de-inking the dyed products and less durability etc.

Questions (9-10)
The human civilisation stands on an edge of destiny. It lies today on the mercy of nuclear weapons which have the power to destroy us completely lest controlled wisely. In such a crisis situation, it is important to develop sensitivity towards basic values of life. It includes an explicit realisation that humans swim in an ocean where they
must swim together and sink together. At this juncture a single rotten sh would damage the ocean as a whole. Man can not afford to tamper with his loyalty to peace and international understanding which is the only way to deal with the situation. Anyone who does so, dooms the entire past, present and the future of the human civilisation.

Which of the following can be inferred from the given passage ?
(A) The use of all chemical products should be immediately stopped.
(b) Scientists will have a hard I 3. time to estimate the rate of change of temperature in the years to come due to enormous changes in the environment.
(C) The environmental disaster in the future will happen as a result of increased usage of fossil fuels.

Which of the following best explains the usage of the phrase `brewing a disastrous stew ?

Which of the following statements nds least support by the argument made by the author in the given paragraph ?

Which of the following can be inferred from the given paragraph ?

Which of the following best explains the main idea of the paragraph ?

Which of the following is the most likely title of the bigger passage (having the same main idea as that of the given paragraph) in which this paragraph might have appeared ?

The author has listed the disadvantages of recycling to

Why is the marketing of recycled products not worthwhile according to the author ?
(A) The original products are being sold at a much lower price as compared to the recycled products.
(B) The overall effect of recycling on the environment is detrimental rather than beneficial.
(C) It does not give appropriate economic returns since recycled products lack demand in the market.

What, according to the author, should be done to avoid the destruction of life by the nuclear weapons ?

Which of the following can be inferred from the given paragraph?
(A) Nuclear war, one day or the other, is poised to end the human civilisation.
(B) It is not possible for the countries to exist in unison regardless of what happens in other countries.
(C) Unless all the nuclear weapons on earth are destroyed, peace can not be restored.

Which of the phrases a:, b:, c: and d: given below each statement should be placed in the blank space provided so as to make a meaningful and grammatically correct sentence ? If none of the sentences is appropriate, mark e: as the answer.

When we reached the crash site, we were delighted____.

Even though the school premises had a lot of space_____.

_______but today, his performance was fairly interesting and riveted everyone to their seats.

In order to help the organisation come out of the huge losses, the employees ____.

_____before being packaged to distribution in the market.

_____to control industrial pollution, the pollution from small scale industries has eluded solutions.

Owing to the scare of the highly contagious disease widespread in the town_____

In each of the following questions, rearrange the given sentences (A), (B), (C) and (D) and indicate the correct sequence in which these sentences must appear so as to make a meaningful paragraph.

(A) By increasing these connections the intelligence is also increased.
(B) Classical music has been proved to be very helpful in child development.
(C) Many doctors now-a-days use it for therapeutic purposes which are based upon the ndings of this research.
(D) The research has demonstrated that listening to classical music increases the rate of nervous connections in brain.

(A) This right however comes along with the responsibility which the press is forced to work with.
(B) It means that the pressmen have every right to expose matters related to public and national interest.
(C) Such responsibilities include not broadcasting matters related to national security and other sensitive issues.
(D) Freedom of press is symbolic of democracy.

(A) A popular example of this damage is the Taj Mahal whose marble has been corroded due to acid rain.
(B) It changes the acidic content of water bodies thus affecting the lives of the living organisms of this habitat.
(C) Acid rain has been a major factor responsible for the degradation of the environment.
(D) Along with affecting the living beings, it is also responsible for the corrosion of several heritage buildings thus causing irreparable damages to them.

(A) Alongwith missing their education these children also face life threatening dangers by working in hazardous chemical factories.
(B) Child labour has been interfering with the education of millions of children across India.
(C) However, there is a dire need to reinforce these laws strictly throughout the country.
(D) Many laws have been framed in order to curb this evil.

(A) Their invention has been proved to be a boon to the society since many diseases caused by the microbes could be cured by these antibiotics.
(B) The scientists therefore face a continuous challenge to keep inventing newer drugs to counter this problem.
(C) A major hurdle in the use of antibiotics, however, is that the microbes develop resistance to the antibiotics thus rendering these ineffective.
(D) Antibiotics are chemical substances produced by microbes which are capable of inhibiting the growth of other microbes.

In each of the following sentences, an idiomatic expression or a proverb is highlighted. Select the alternative which best describes its use in the sentence.

Although Ravi felt lonely in his ght against the wrong, he decided to take the bull by the horns.

As the situation got out of control, the speaker of the parliament tried to put oil over troubled waters.

The researcher tried his best to explain the importance of his new discovery to the panel members but soon realised that he was casting pearls before a swine.

The chairman had to eat a humble pie after the workers decided to go on strike to protest against the biased promotions.

The bankrupt organisation has been handed over to its new owners, lock, stock and barrels.

In each of the given sentences select the sentence which would either follow or precede the given sentence in grammatically and conceptually appropriate manner. The instruction is given at the end of every statement.

Therefore the army was called upon immediately for relief operation and rescue people from in the storm hit town. Which of the following sentences would immediately follow the above sentence ?

The accused was shocked and begged to the judiciary for mercy on grounds of his old age. Which of the following sentences would immediately precede the above sentence ?

Shreya was elated and jumped with joy when the president called out her name on the stage. Which of the following sentences would immediately precede the above sentence ?

In the following passage there are blanks, each of which has been numbered. These numbers are printed below the passage and against each, ve words/phrases are suggested, one of which ts the blank appropriately. Find out the appropriate word/ phrase in each case.

The barter system for getting goods and services (1) back many centuries. In most cultures the barter system was used before money was (2). People who had specific items or services would (3) these with others for the things they needed. Good negotiation was the (4) to making good trades. While the barter system (5) based on basic needs, today the barter system continues to thrive. The barter system transcends the monetary system. The barter system is making a (6) today. What makes the barter system even better today than ever before is that it can now be done globally. In the past bartering was simply done with those that were located nearby. Today the barter system can be used in a much more (7) way than ever before yet it carries with it the same basic motivation - the need for something that you don't have and the excess of something that someone else wants.

The barter system is enjoying (8) interest today. Bartering allows you to get the things you need without having to (9) additional money. Instead you can use the things you no longer need or want to get the things you do need. There are swap markets and on-line auctions that (10) you to sell or trade your items or to purchase items that you want. Negotiation takes place just like it did hundreds of years ago.

In each of these questions a number series is given. Below the series one number is given followed by (a), (b), (c),
(d) and (e). You have to complete this series following the same logic as in the original series and answer the question that follows.

What approximate value will come in place of the question mark (?) in the following questions ? (You are not expected to calculate exact value.)

In these questions, a question is given followed by information in three statements. You have to consider the information in all the three statements and decide the information in which of the Statement(s) is not necessarily required to answer the question and therefore can be dispensed with. Indicate your answer accordingly.

How many students from Institute ‘A’ got placement ?
I. Number of students studying in Institutes A and B are in the ratio of 3:4 respectively,
II. Number of students who got placement from Institute B is 120% of the number of students who got placement from Institute A.
III. 80% of the students studying in Institute B got placement.

What is the monthly income of Mr. X?
I. Mr. X spends 85% of his income on various items and remaining amount is saved.
II. Monthly savings of Mr. X are Rs.4,500
III. Out of the total money spent by Mr. X in a month, one- fth is spent on food and remaining
amount of Rs.20, 400 on other items.

What is Suchitra’s present age ?
I. Suchitra’s present age is double the age of her son.
II. Ratio between present ages of Suchitra and her mother is 2 : 3 respectively.
III. Four years hence the ratio between `Suchitra’s age and her son’s age will be 24 : 13 respectively.

What is Neeta’s share in the profit earned at the end of 2 years in a joint business run by Neeta, Seeta and Geeta ?

I. Neeta invested Rs. 85,000 to start the business.
II. Seeta and Geeta joined Neeta’s business after six months investing amounts in the ratio of 3 : 5 respectively.
III. Totat amount invested by Seeta and Geeta is Rs.2.3 lakhs.

What is the labelled price of the article ?
I. Cost price of the article is Rs.500.
II. Selling price after offering 5% discount on the labelled price is Rs. 608.
III. Profit earned would have been 28% if no discount was offered.

Study the following information carefully to answer these questions : For an examination consisting of three subjects-Maths, Physics and Chemistry, 280 students appeared. When the results were declared, 185 students had passed in Maths, 210 had passed in Physics and 222 had passed in Chemistry.

All those except 5 students who passed in Maths, passed in Physics.
All those except 10 students who passed in Maths, passed in Chemistry.
47 students failed in all the three subjects.
200 students who passed in Physics also passed in Chemistry.

A student has to pass in at least two subjects to get promoted. How many students get promoted?

Study the following table carefully to answer the questions. Rate of Interest per cent per annum Offered by Five Companies on Deposits Different Schemes

Mr. X deposited an amount in Scheme II with Company C for two years. After that he withdrew the amount and reinvested only the principal amount in Scheme IV of Company B for two years. Total amount of simple interest accrued from the two Schemes is Rs.14,800. What was the principal amount?

Company E offers compound interest under Scheme I and Company A offers simple interest under Scheme IV. What will be the difference between the interest earned under the Scheme I of Company E and Scheme IV of Company A respectively in two years on an amount of Rs. 1.2 lakhs ?

Company D offers compound interest under Scheme II and simple interest under Scheme IV. Abhijit invested Rs. 25,000 with this company under Scheme IV and after one year switched over to Scheme II along with the interest for one more year. What is the total amount he will get at the end of two years ?

Abhishek invested an amount of Rs.45,000 for two years with Company B under Scheme III which offers compound interest and Jeevan invested equal amount for two years with Company C under Scheme IV which offers simple interest. Who earned more interest and how much ?

Mr. Lal investesd Rs.30,000 in Company A under Scheme II which offers simple interest and Rs.48,000 in Company D under Scheme II which offers compound interest. What will be the total amount of interest earned by Mr. Lal in two years ?

Study the following pie-charts and table to answer these questions.
STATEWISE DETAILS OF ADULT POPULATION OF A COUNTRY



Male – Female (M : F ) Ratio




What is the difference between Graduate male population and XII Standard male population from State A ?

What is the ratio between Graduate female population of State E and Standard XII female population of State D respectively ?

Graduate female population of State C is what percent of the Standard XII female population of that state ?

Class XII male population of State C is what per cent of the total Standard XII population of all the States together ?

What is the ratio between Graduate male population of State E and Standard XII female population of that State respectively ?

Total graduate population of State F is what percent of the total Standard XII population of State A ?

Standard XII male population of State E is what percent of the Standard XII male population of State F ?

What is the ratio between total Graduate and Standard XII male population of State A and total Graduate and Standard XII female population of that State respectively ?

What is the ratio between total Graduate population of State D and total Standard XII population of that State respectively ?

Graduate female population of State B is what percent of the Graduate female population of State E ? (rounded off to nearest integer)

Study the following graph carefully to answer these questions.
Quantity of Various Items Sold and Price Per kg.


If cumin is sold at a 10% discount, the quantity sold doubles. What will be the cost of total quantity of cumin sold on discount ?

Out of the total quantity of sugar sold, half the quantity is sold at the given rate while half the quantity is sold on a price increased by 20%. What is the total cost of entire quantity of sugar sold ?

If the quantities sold of Groundnut and Cumin are interchanged, what will be the total cost of quantities sold for these two items together ?

If the quantity of corriander sold is increased by 200% and the price per kg. is reduced by 8%, what will be the total cost of corriander sold ?

For the following questions answer them individually

How many meaningful English words can be formed with the letters MASTE using each letter only once in each word ?

Four of the following five are alike in a certain way and so form a group. Which is the one that does not belong to that group ?

In a certain code SAFER is written as 5@3#2 and RIDE is written as 2©%#. How is FEDS written in that code ?

Pointing to a woman Nirmal said, "She is the daughter of my wife's grandfather's only child". How is the woman related to Nirmal ?

Four of the following five are alike in a certain way and so form a group. Which is the one that does not belong to that group ?

In a certain code CONFUSED is written as EMNBEFTV. How is SECLUDED written in that code?

How many such digits are there in the number 9254716 each of which is as far away from the beginning of the number as when the digits are rearranged in ascending order ?

In a certain code language `bring the white board' is written as 'ka na di pa' and 'white and black board' is written as `na di sa ra'. How is 'the' written in that code ?

Among B, F, J, K and W each having a different weight, F is heavier than only J. B is heavier than F and W but not as heavy as K. Who is the third heaviest among them ?

Study the following arrangement carefully and answer the questions given below :
Y 4 8 A @ D F 3 # R N 1 M @ W P S J 2 E 5 Z * 6 Q B 7 $ H U 9 I K

Which of the following is the seventh to the right of the nineteenth from the right end of the above arrangement ? .

Four of the following five are alike in a certain way based on their positions in the above arrangement and so form a group. Which is the one that does not belong to that group ?

How many such consonants are there in the above arrangement each of which is immediately preceded by a symbol and immediately followed by a letter ?

How many such numbers are there in the above arrangement each of which is immediately preceded by a letter and immediately followed by a symbol ?

If all the numbers are dropped from the above arrangement, which of the following will be the fourteenth from the left end ?

In each question below are four statements followed by four conclusions numbered I, H, III and IV. You have to take the four given statements to be true even if they seem to be at variance from commonly known facts and then decide which of the given conclusions logically follows from the four given statements disregarding commonly known facts. Then decide which of the answers (1), (2), (3), (4) and (5) is correct.

Statements :
All belts are rollers.
Some rollers are wheels.
All wheels are mats.
Some mats are cars.
Conclusions :
I. Some mats are rollers.
II. Some mats are belts.
III. Some cars are rollers.
IV. Some rollers are belts.

Statements :
Some tyres are rains.
Some rains are owners.
All owners are jungles.
All jungles are tubes.
Conclusions
I. Some jungles are tyres.
II. Some tubes are rains.
III. Some jungles are rains.
IV. Some tubes are owners.

Statements :
All desks are chairs.
All chairs are tables.
All tables are boxes.
All boxes are trunks.
Conclusions :
I. Some trunks are tables.
II. All chairs are boxes.
III. Some boxes are desks.
IV. All desks are trunks.

Statements :
Some birds are goats.
Some goats are horses.
Some horses are lions.
Some lions are tigers.
Conclusions :
I. Some tigers are goats.
II. No tiger is goat.
III. Some lions are birds.
IV. No lion is bird.

Statements :
All papers are bottles.
All bottles are cups.
Some cups are jugs.
Some jugs are plates.
Conclusions :
I. Some plates are cups.
II. Some plates are bottles.
III Some cups are papers.
IV. Some bottles are papers.

Statements :
All bulbs are wires.
No wire is cable.
Some cables are brushes.
All brushes are paints
Conclusions :
I. Some paints are cables.
II. Some wires are bulbs.
III. Some brushes are wires.
IV. Some cables are bulbs.

In each question below is given a group of letters followed by four combinations of digits/symbols numbered (1), (2), (3) and (4). You have to find out which of the combinations correctly represents the group of letters based on the following coding system and the conditions that follow and mark the number of that combination as your answer. If none of the combinations correctly represents the group of letters, mark e: i.e. 'None of these' as your answer.
Conditions :
(i) If the 1st letter is a consonant and the last letter is a vowel both are to be coded as S.
(ii) If both the 1st and the last letters are consonants both are to be coded as the Code for the last letter.
(iii) If the 1st letter is a vowel and the last letter is a consonant their codes are to be interchanged.

iv) If a vowel is followed by consonant than the code is 7

v) If a consonant followed by vowel that the code is *

vi) If a two consonants are together that the code is #

If these rule is to be followed for any group of letters or words that choose the possible combination for given group of letters

A word and number arrangement machine when given an input line of words and numbers rearranges them following a particular rule in each step. The following is an illustration of input and rearrangement.
Input :
but 32 71 glory fair south 65 84
Step I : south but 32 71 glory fair 65 84
Step II : south 84 but 32 71 glory fair 65
StepIll : south 84 glory but 32 71 fair 65
StepIV : south 84 glory 71 but 32 fair 65
StepV : south 84 glory 71 fair but 32 65
StepVl : south 84 glory 71 fair 65 but 32
and Step VI is the last step of the rearrangement.
As per the rules followed in the above steps, nd out in each of the following questions the appropriate step for the given input.

Step III of an input is : year 92 ultra 15 23 strive house 39 How many more steps will be required to complete the rearrangement ?

Step II of an input is : town 74 pair 15 31 nice job 42 Which of the following is definitely the input ?

Input : play over 49 37 12 match now 81 Which of the following will be step IV ?

Step II of an input is : war 58 box cart 33 49 star 24 Which of the following steps will be the last ?

Input : shower fall water 34 51 67 98 goal How many steps will be required to complete the rearrangement ?

In the following questions, the symbols ©, @, $, % and * are used with following meanings as illustrated below :
P @ Q' means `P is not greater than Q'.
P % Q' means 'P' is not smaller than Q'.
P * Q' means 'P is neither smaller than nor equal to Q'.
'P © Q' means `P is neither greater than nor equal to Q'.
P $ Q' means `P is neither greater than nor smaller than Q'.
In each question four statements showing relationship have been given, which are following by four Conclusions I, II, III and IV. Assuming that the given statements are true, find out which conclusion (s) is/are definitely true ?

Statements :
M © D, D * K, K @ R, R * F
Conclusions :
I. F © K
II. D * F
III. M © R
IV. D * R

Statements :
B % K, K $ T, T * F, H © F
Conclusions :
I. B $ T
II. T © B
III. H © K
IV. F © B

Statements :
W * B, B @ F, F © R, R $ M
Conclusions :
I. W * F
II. M * B
III. R * B
IV. M * W

Statements :
E* K, K $ T, T @ N, B % N
Conclusions :
I. T % E
II. K © N
III. B * T
IV. B * E

Statements :
Z $ B, B % M, M © F, F @ R
Conclusions :
I. Z * M
II. F * B
III. R * M
IV. M @ Z

Statements :
H @ T, T $ N, F @ N, B % F
Conclusions
I. F @ H
II. F © T
III. B * T
IV. B % H

Study the following information carefully and answer the questions given below 

P, Q, R, S, T, V and W are seven students of a school. Each of them studies in different standard from Standard IV to Standard X not necessarily in the same order. Each of them has favourite subject from English, Science, History, Geography, Mathematics, Hindi and Sanskrit not necessarily in the same order. Q studies in VII Standard and does not like either Mathematics or Geography. R likes English and does not study either in V or in IX. T studies in VIII Standard and likes Hindi. The one who likes Science studies in X Standard. S studies in IV Standard. W likes Sanskrit. P does not study in X
Standard. The one who likes Geography studies in V Standard.

Which of the following combinations of student standard subject is correct ?

Study the following information carefully and answer the questions given below : Following are the conditions for selecting Systems Manager in an organisation :
The candidate must -
(i) be a graduate engineer, in IT, Computer Science, Electronics with at least 60 percent marks.
(ii) be at least thirty years and not more than forty years as on 1.9.2009.
(iii) have secured at least 40 per cent marks in the written examination.
(iv) have secured at least 50 per cent marks in the selection interview.
(v) have post quali cation work experience of at least ten years in the systems department of an organisation.

In the case of a candidate who satis es all the conditions Except -
(a) at (i) above, but has secured at least 60 per cent marks in ME IT or Computer Science, the case is to be referred to DGM-Systems.
(b) at (v) above, but has post quali cation experience of at least ve years as Deputy Systems Manager, the case is to be referred to the GM-Systems.
In each question below, details of one candidate are given. You have to take one of the following courses of action based on the information provided and the conditions and sub-conditions given above and mark the number of that course of action as your answer. You are not to assume
anything else other than the information provided for each candidate. All these cases are given to you as on 1.9.2009.

Mark answer a: if the candidate is to be selected.
Mark answer b: if the candidate is not to be selected.
Mark answer c: if the case is to be referred to DGM-Systems.
Mark answer d: if the case is to be referred to GM-Systems.
Mark answer e: it the data provided are not adequate to take a decision.

Samir Ghosh was born on 25th May 1978. He has secured 65 percent marks in BE-IT in the year 1999. Since then he is working in the systems department of an organisation. He has secured 50 percent marks in both written examination and selection interview.

Navin Prakash has secured 62 percent marks in BE-Computer Science. He has been working in the systems department of an organisation since July 1999 after completion of BE. He was born on 4th April 1974. He has secured 55 percent marks in selection interview and 45 percent marks in the written examination.

Neeta Pathak has been working as Deputy Systems Manager in an organisation for the past seven years after completing her BE in IT with 70 percent marks. She has secured 45 percent marks in selection interview and 55 percent marks in the written examination. She was born on 12th November 1978.

Ashok Maihotra was born on 19th March 1977. He has secured 56 percent marks in both selection interview and written examination. He has secured 58 percent marks in BE-IT and 72 percent marks in ME-IT. He has been working in the systems department of an organisation for the past eleven years after completing ME-IT.

Gemma D'Souza was born on 15th December 1972. She has secured 60 percent marks in both written examination and selection interview. She has been working as Deputy Systems Manager for the last six years in an organisation after completing her BE-Electronics with 75 percent marks.

Study the following information carefully and answer the questions given below :
(I) A, B, C, D, E, F, G and H are eight students each having a different height.
(ii) D is shorter than A but taller than G.
(iii) E is taller than H but shorter than C.
(iv) B is shorter than D but taller than F.
(v) C is shorter than G.
(vi) G is shorter than F.

Which of the following is definitely false ?

If another student J who is taller than E but shorter than G is added to the group, which of the following will be definitely true ?

Which of the following will definitely be the third from top when the eight students are arranged in descending order of height ?

Which of the following is redundant to answer all the above questions ?

Below is given a passage followed by several possible inferences which can be drawn from the facts stated in the passage. You have to examine each inference separately in the context of the passage and decide upon its degree of truth or falsity.

Mark answer (1) if the inference is "definitely true" i.e. it properly follows from the statement of facts given.
Mark answer (2) if the inference is "probably true" though not "definitely true" in the light of the facts given.
Mark answer (3) if the "data are inadequate" i.e. from the facts given you cannot say whether the inference is likely to be true or false.
Mark answer (4) if the inference is "probably false" though not "definitely false" in the light of the facts given.
Mark answer (5) if the inference is "definitely false" i.e. it cannot possibly be drawn from the facts given or it contradicts the given facts.

A recent report that satellite data shows groundwater levels in northern India depleting by as much as a foot per year, over the past decade, is a matter of concern. The clear writing on the wall is that India faces a turbulent water future and veritable crisis without proactive policy and sustainable practices. Besides the poor monsoon this season and the resultant drought situation pan-India calls for sustained policy focus on the water economy. A whole series of glaring anomalies do need to be addressed. For one, there's far too much reliance on groundwater. For another our water infrastructure for storage and supply is sorely inadequate. Worse, policy distortions in arti cially under pricing key agri-inputs like power have perversely incentivised cultivation of water intensive crops like paddy in-traditionally wheat growing areas.

India has failed to take measures to recharge groundwater adequately in northern part.

Wheat cultivation in India requires comparatively more water than paddy.

Water level in other parts of India is stable during the last decade.

India has now put in place a system to reduce over dependence on groundwater.

Adequate monsoon helps in drawing less ground water for cultivation and thus preserve balance.

In making decisions about important questions, it is desirable to be able to distinguish between "strong" arguments and "weak" arguments. "Strong" arguments must be both important and directly related to the question. "Weak" arguments may not be directly related to the question and may be of minor importance or may be related to the trivial aspects of the question.
Each question below is followed by three arguments numbered I, II and III. You have to decide which of the argument(s) is/are "strong". I.

Should the Government restrict use of electricity for each household depending upon the requirement ?
Arguments :
I. Yes, this will help government tide over the problem of inadequate generation of electricity.
II. No, every citizen has right to consume electricity as per their requirement as they pay for using electricity.
III. No, the Government does not have the machinery to put such a restriction on use of electricity.

Should the Government order closure of all educational institutions for a month to avoid fast spreading of the contagious viral infection ?
Arguments :
I. No, closure of educational institution alone is not the solution for curbing spread of viral infection.
II. No, students will visit crowded places like malls, markets, playgrounds etc. in more numbers and spread the disease, as they will have lot of spare time at their disposal.
III. Yes, young persons are more prone to get affected by the viral infection and hence they should remain indoors.

Should the Government ban export of all types of food grains for the next one year to tide over the unprotected drought situation in the the country ?
Arguments :
I. Yes, this is the only way to provide food to its citizen during the year.
II. No, the Government does not have its jurisdiction over private exporters for banning exporters.
III. Yes, the Government should not allow the exporters to export food grains and procure all the food grains held by such exporters and make it available for home consumption.

Should there be a common syllabus for all subjects in graduate courses in all the universities across the country ?
Arguments :
I. Yes, this is the only way to spring in uniformity in the education system in the country.
II. Yes, it will help standardise the quality of graduation certificates being given by different universities in the country.
III. No, each university should have the autonomy to decide its syllabus based on the specific requirement of the university.

Should all those students who failed in one or two subjects in HSC be allowed to take admission in degree courses and continue their study subject to their successfully passing in the supplementary examination ?
Arguments :
I. Yes, this will help the students to complete their education without a break of one year.
II. Yes, this is a forward looking strategy to help the students and motivate them for higher studies.
II. No, such students do not choose to continue their studies without having passed in all the subjects in HSC.

For the following questions answer them individually

Effect : At least twenty school children were seriously injured while going for a school picnic during the weekend. Which of the following can be a probable cause of the above effect ?

Cause : Government has recently decided to hike the procurement price of paddy for the rabi crops.
Which of the following will be a possible effect of the above cause?

Statement : Many patients suffering from malaria were administered anti-malarial drug for a week. Some of them did not respond to the traditional drug and their condition deteriorated after four days. Which of the following would weaken the ndings mentioned in the above statement ?

Statement : The cost of manufacturing cars in state A is thirty per cent less than the cost of manufacturing cars in state B. Even after transportation fee for the differential distances of states A and B and the inter-state taxes, it is cheaper to manufacture cars in state B than state A for selling these cars in State C. Which of the following supports the conclusion drawn in the above statement ?

Statement : Many people are of the opinion that use of cell phones in of ces for personal use should totally be banned. It has been found in a research study, that there was signi cant drop in output of employ-ees in the organisation where use of cell phones was liberally allowed vis-a-vis those organisations where use of cell phones are banned for making personal calls. Which of the following contradicts the ndings of stated in the above statement ?

In each question below is given a statement followed by three courses of action numbered I, II and III. A course of action is a step or administrative decision to be taken for improvement, follow-up or further action in regard to the problem, policy, etc. On the basis of the information given in the statement, you have to assume everything in the statement to be true, then decide which of the suggested courses of action logically follow(s) for pursuing.

Statement : The members belonging to two local clubs occasionally ght with each other on the main road and block traf c movement.
Courses of action :
I. The local police station should immediately deploy police personnel round the clock on the main road.
II. Those involved in ghting should be identi ed and put behind bars.
III. The local administration should disband the management of the two clubs with immediate effect.

Statement : Many students of the local school fell ill for the fourth time in a row in the last six months after consuming food prepared by the school canteen.
Courses of action :
I. The school management should immediately terminate the contract of the canteen and ask for compensation.
II. The school management should advise all the students not to eat food articles from the canteen.
III. The owner of the canteen should immediately be arrested for negligence.

Statement : Many school buses have tted CNG Kit without observing the safety guidelines properly. This results into some instances of these buses catching re due to short circuit and endangering the lives of the school children.
Courses of action :
I. The regional transport authority should immediately carry out checks of all the school busestted with CNG Kit.
II. The management of all the schools should stop hiring buses tted with CNG Kit.
III. The Government should issue a noti cation banning school buses for use of CNG Kit.

Statement : A sudden cloud burst over the island city resulted into unpredicted rainfall causin good like situation in entire area. Large number of people were caught unaware and were stranded on the road.
Courses of action :
I. The local administration should immediately put in place an action plan for avoiding such situation in future.
II. The local administration should immediately deploy personnel to help the stranded people to move to safer places.
III. The local administration should advise all the citizens not to venture out on the road till situation improves.

Statement : It is reported that during the last fortnight there has been three cases of near miss situation involving two aircrafts over the busy city airport. In all these cases both the aircrafts came perilously close to each other and could avoid collision as the pilots acted just in time.
Courses of action :
I. The pilots of all the six aircrafts involved in these incidents should immediately be de-rostered.
II. Some ights should be diverted to other airports for the next few months to decongest the sky over the city airport.
III. Air traf c controllers of the city airport should be sent for refresher courses in batches to prepare themselves to handle such pressure situation.

For the following questions answer them individually

A, B, C, D and E are five students in a class. D did not enter along with A or E but entered before C. B did not enter before C but entered along with A. E was not the last to enter. Which of the following is definitely true ?

D is brother of K. M is sister of K. T is father of R who is brother of M. F is mother of K. At least how many sons does T and F have?

Statement : In a move that could provide some respite to ailing airline companies, the government is looking at allowing them to import jet fuel on their own. Which of the following can be de nitely concluded from the above statement ?

Statement : Some of the country's largest food beverage and pharma companies may be forced to import sugar directly as the government plans to improve stock limits on industrial consumers to ease the shortage in grocery shops and cool down prices that are at a 28 month high. Which of the following substantiates the views expressed in the above statement ?

Statement : A recent review reported that India's fashion industry has been severely affected due to a slump in demand for luxury apparel, leather goods; besides gems and jewellery in domestic as well international markets. Which of the following contradicts the views expressed in the above statement ?

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