SBI Clerk 20 July 2014

For the following questions answer them individually

Who among the following is currently the Union Minister of Chemical and Fertilizers?

Name the person who, at present, is heading the SIT established for Black Money?

Which Indian shooter won 3 medals in the ISSF World Cup held in Munich?

Who, among the following players, scored hat trick in the 2014 FIFA World Cup?

Which of the following regions in the Indian Ocean is affected by the El Nino?

Which of the following Indian artists has won the Oscar Award more than once?

Which of the following correctly explains the role of Banking Ombudsman?

With which article of the Indian Constitution is Money Bill related?

Which online fashion store was recently taken over by Indian online megastore
Flipkart?

Is the rate at which the central bank of a country (Reserve Bank of India) lends money to commercial banks in the event of any shortfall of funds.

How does a decrease in SLR affect the market?

Which of the following bodies regulates monetary policy in India?

UIDAI stands for

Which of the following countries has been affected by the rise of ISIS terrorist group?

Where can a person exchange his/her money into foreign currency?

The navaratna status was recently conferred upon

What percentage of total global oil reserves is held by the OPEC countries?

What is the full form of IBSA?

Who, at present, is the External Affairs Minister of India?

Commercial Papers (CP) are issued in India in the multiples of

Who among the following is the richest footballer in the 2014 FIFA World Cup?

Who was recently awarded by the York University of Canada?

CGTMSE stands for

In which of the following industry CASA ratio is used?

Which among the following ratio correctly denotes the Insurance Penetration?

Which of the following bodies insures customer’s deposit in bank?

Which among the following correctly categorizes Collateralized Borrowing and Lending Obligation?

Which Government-run general insurer recently launched ‘Asha Kiran,’ a special health insurance scheme for families with girl children?

A boat goes downstream at the rate of 9 kmph and upstream at the rate of 6 kmph. Find the speed of current.

A person sells half of his goods at 20% profit and remaining half at 30% profit. What is his overall gain per cent in the whole transaction ?

The average age of five persons is 60 years. The average age of first four persons is 40 years. What is the age of the fifth person ?

Five years ago, the ratio between ages of Meena and Sita was 3 : 4. After five years from now the ratio between their ages will be 5 : 6. Find the present age of Meena ?

The average of five positive numbers is 470. The average of first two numbers is 720 and the average of the last two numbers is 150. What is the third number ?

What will come in place of the question mark (?) in the following questions?

$$2\frac{4}{6}+3\frac{6}{7}+4\frac{5}{7}+3\frac{2}{3}=?$$

What will come in place of the question mark (?) in the following number series ?

Study the following table carefully to answer the questions.

What is the average number of boys enrolled in all the courses in the year 2008 ? (in thousands)

What is the average number of girls enrolled in engineering during all the years ? (in thousands)

The difference between the number of boys and girls enrolled in commerce during the years 2008, 2009 and 2010. (in thousands) is

By what per cent is the number of boys enrolled in Psychology in 2012 is more than that of girls in the same course and in the same year ?

In the given years in which course the number of boys enrolled showed a
consistent increase ?

For the following questions answer them individually

Krishna purchased an item for Rs. 16,200 and sold it at the gain of 16%. From that amount he purchased another item and sold it at the loss of 20%. What is his overall gain/ loss ?

If the numerator of a fraction is increased by 125% and the denominator of the fraction is increased by 120%, the resultant fraction is 9/11 . What is the original fraction?

12 men can complete a piece of work in 48 hours. In how many hours will 36 men complete the same piece of work ?

The perimeter of a rectangle is 60 cm and its breadth is 12 cm. What is the area of the rectangle ?

The simple interest on a certain principal is Rs. 1,280 in 2 years at the rate of 8 p.c.p.a. What would be the simple interest accrued on thrice of that principal at the rate of 10.75 p.c.p.a. at the end of two years ?

What approximate value will come in the place of question mark (?) in the following questions ? (You are not expected to find exact value.)

For the following questions answer them individually

A 210 metre long train crosses a platform in 120 seconds. What is the speed of train?

The angles in a triangle are in a ratio of 19 : 10 : 7. What is the sum of thrice the smallest angle and the twice the largest angle ?

Find the compound interest on a sum of Rs. 125000 for- 9 months at the rate of 8 per cent per annum compounded quarterly.

Ramesh had to obtain 36% marks to pass in an examination. He obtained 24% marks and failed by 9 marks. Find the maximum marks of the examination.

From a group of 8 boys, a boy left and a new boy weighing 56 kg was included in the team. Thus the average weight of the group increased by 2.5 What is the weight of new boy’?

In these questions, relationship between different elements is shown in the statements.
The statements are followed by two conclusions.

Give answer a: if only Conclusion I is true.
Give answer b: if only Conclusion II is true.
Give answer c: if either Conclusion I or II is true.
Give answer d: if neither Conclusion I nor II is true.
Give answer e: if both Conclusions I and H are true.

Statements :
A ≥ B = C ≤ D
Conclusions :
I. A ≥ C
II. D > A

Statements :
P< Q = M ≥ H < O
Conclusions :
I Q > 0
II. P < M

Statements :
T > R < S = > U >V; U ≥ M
Conclusions :
I. M ≥ R
II. T ≤ M

Statements :
Q ≤ P ≥ M ≤ N = T ; N ≤ O
Conclusions :
I. O ≥ T
II. O ≤ Q

Statements :
D > E = F ≤ C ≥ P < Q
Conclusions :
I. E < Q
II. F ≥ P

Study the following information carefully and answer the questions given below :

In a certain code language,
‘bank for my conductor’ is written as ‘ya ri vi pa’
‘for conductor is my’ is written as ‘ri vi pa da’
‘my computer is yours’ is written as ‘ da vi pi du’
‘it yours tablet’ is written as ‘yu du ca’

Which of the following may represent ‘ya pi du’ ?

In each question below are two statements followed by two conclusions numbered I and II. You have to take the two given statements to be true even if they seem to be at variance from commonly known facts and then decide which of the given conclusions logically follows from the two statements disregarding commonly known facts.

Give answer a: if only conclusion I follows.
Give answer b: if only conclusion II follows.
Give answer c: if either conclusion I or conclusion II follows.
Give answer d: if neither conclusion I nor conclusion II follows.
Give answer e: if both conclusion I and conclusion II follow.

Statements :
Some apples are oranges.
Some oranges are potatoes.
Conclusions :
I.No orange is apple.
II. At least some potatoes are oranges.

Statements :
No pen is pencil.
No pencil is ink.
Conclusions :
I. Some ink are pens.
II. Some pens being ink is a possibility.

Statements :
No elephant is horse.
All bulls are horses.
Conclusions :
I. No bull is elephant.
II. Some bulls being elephant is a possibility.

Statements :
Some books are papers.
No paper is bottle.
Conclusions :
I. No bottle is book.
II. Some bottles being book is a possibility.

Statements :
Some mobiles are tablets.
No tablet is personal computer.
Conclusions :
I. No personal computer is mobile.
II. Some personal computers are mobiles.

Study the following information carefully and answer the questions given below.

Ten people are sitting in two parallel row containing five people each, in such a way that there is an equal distance between adjacent people. In Row-1, V, W, X, Y and Z are seated and all of them are facing south. In Row-2, H, I, J, K and L are seated and all of them are facing north. Therefore, in the given seating arrangement each member seated in a row faces another member of the other row. Y is sitting to the immediate left of W. H is to the immediate left of person who faces V. L is sitting third to the right of J. Z is at the extreme end of the line. X faces L. W is sitting second to the right of the person who faces K. J is at the extreme end of the line.

Who amongst the following sit at the extreme ends of the two rows ?

Which of the following statements is true regarding K ?

Which of the following statements is true regarding J ?

Study the following information carefully and answer the questions given below :

Seven friends – A, B, C, D, E, F and G – joined different languages courses viz, Marathi, Hindi, Bengali, Odiya, Telugu, Gujarati and Malayalam on the seven
different days of the same week from Monday to Sunday, but not necessarily in the same order. Only three friends joined courses after D. Only two friends joined courses between D and the one who joined Bengali language. Only three friends joined language courses between the persons who joined Bengali and Odiya languages. Only one friend joined between G and who person who joined Telugu language. G joined courses neither on Tuesday nor on Wednesday. Neither G nor E joined Odiya
language. Only three friends joined language courses between G and C. A joined language course on the day immediately before the one who joined Malayalam
language. Neither D nor E joined Malayalam language. B joined Hindi language. A did not join Gujarati language.

Which of the following combinations of Day-Person- Course is not correct ?

Study the following information carefully and answer the questions given below :A and B are husband and wife. C is son of B. D is son of C. C is married to P. P is mother of M. R is daughter of M. M is mother of T.

Study the following information carefully and answer the questions given below :
Among five persons – M. N, 0, P and Q – each having different height. N is taller than 0 but shorter than M. Q is taller than only P. The second tallest person is 165 cm tall while the second shortest is 155 cm tall.

Study the following information carefully and answer the questions given below:M, V, K, D, T, J and R are seven friends studying in
different classes – IIIrd, IVth, Vth, VIth, VIIth, VIIIth, and IXth standards. Each of them has different favourite colours yellow, blue, red, white, black, green and violet. J likes red and studies in class Vth. R likes violet and studies in Class IIIrd. M studies m ellss VIIIth and does not like either green or yellow. k likes white and does not study either in With or in IVth. D studies in VIth and likes black. T does not study in IVth. V does not like green.

For the following questions answer them individually

Statement : The Government is working on a proposal to double the investment threshold that defines micro, small and medium enterprises (MSMEs). Which of the following can not be a possible effect of the above proposal if it is accepted ?

Effect : The Reserve Bank of India has increased the priority sector housing loans to Rs. 40 lakh per unit. Which of the following can be a possible cause of the above statement ?

Statement : The Income Tax authorities carried out raids at three different business houses in the city last week. Which of the following can be a possible effect of the above statement ?

Read the following information carefully and answer the questions given below :

Point B is 4 metres towards the North of point A.
Point E is 8 metres towards the East of point B.
Point C is 5 metres towards the East of point A.
Point D is 9 metres towards the West of point C.

If a person walks 4 metres towards the South from point E and then walks after taking a right turn, which of the following points would he reach first?

For the following questions answer them individually

What does ASCII stand for?

Marketing process that turns marketing strategies into marketing actions in order
to accomplish strategic marketing objectives is

Which of the following correctly explains Monitor?

What is Direct Selling?

Which type of marketing does not exist for longer period?

What is the term for any device which is connected to any computer system from outside?

The marketing activity of dividing markets up into smaller units with similar needs and characteristics is known as

Degree to which a consumer purchases a certain brand without considering alternatives is called

Internal Marketing means

The marketing mix of organizations that market services include product, price, promotion, place and

Which of the following is/are correct regarding the role of Marketing Executive?

In terms of consumer demand and spending behaviour, marketers are most interested in

The functions of distribution channel do not include

Distribution channels carry out the following functions except

Which of the following activities is a reverse-flow channel of marketing?

Sales made through which of the following come under Direct Selling?

An arrangement in which a supplier grants a dealer the right to sell products in exchange for some type of consideration is

Which distribution channel is represented by Producer/manufacturer > agent > wholesaler > retailer > consumer?

Business format franchising is an example of

Breaking down large, homogeneous inventories into small er lots for wholesalers and retailers is

The most advanced supply-distributor arrangements for vertical marketing systems rely on distribution programming.

Any paid form of non-personal presentation and promotion of ideas, goods or services by an indentified sponsor is

In the following questions, each sentence has two blanks; each blank indicating that something has been omitted. Choose the set of words for the blanks which best fits the meaning of the sentence as a whole.

An Analysis of booking data………… by online travel portal has shown 40 per cent
of city residents …………..for hill stations for weekend breaks.

Mobile operators are allowed to………. network infrastructure like cellphone
towers, which has……….. them reduce cost, but not air waves.

I………… a friend named Ankur who…………….. a horse ranch in the city.

Traffic was…………………. on the expressway on Satuday as local residents…………………….. the road.

The incident ………..place when the victim, asked a………………. of youths for money.

Read each sentence to find out whether there is any grammatical error or idiomatic error in it. The error, if any, will be in one part of the sentence. The number of that part is the answer. If there is ‘No error’ the answer is e:. (Ignore errors of punctuation if any)

Earlier this year (a)/ some foreign nationals (b)/ was caught (c)/ bringing in drugs in shoe cavity. (d)/ No Error (e)

Our country looks all set to throw open (a)/ its door to foreign investors in infrasturcture, (b)/ as the nation seeks to help (c)/ improved the creaky transportation facility. (d)/ No Error (e)

The company holds (a)/ the patent of the technology (b)/ which enable them to extract (c)/ precious metals from e-waste. (d)/ No Error (e)

It was strange (a)/ when people started (b)/ congratulate me (c)/ on completion of my dissertation. (d)/ No Error (e)

Business confidence is by the upswing (a)/ as companies are betting (b)/ on a turnaround in the economy (c)/ and improvement in the investment. (d)/ No Error (e)

In the following questions, a sentence/part of the sentence is printed in bold. Below are given alternatives to the bold sentence/part of the sentence at a:, b: c: and d: which may improve the sentence. Choose the correct alternative. In case no improvement is needed, your answer is e:.

Traders and mandi market committees are not threatening by the government’s move to override the APMC laws.

Indian firms are benefit strongly from the surge in mergers and acquisitions and amid heightened activity thanks to the business optimism generated by new government.

Inspite scoring very high in the examination, Suresh failed to secure admission in the college of his choice.

Signs that the Indian Economy is readying to became research basis are everywhere, and come from both the government and the private sector.

Rearrange the following six sentences/ group of
sentences (A), (B), (C), (D). (E) and (F) in the proper sequence to form a
meaningful paragraph; then answer the questions given below them.
(A) All the labourers and the soldiers turned around and saw a but just a fewsteps away from the palace gate.
(B) Then suddenly his eyes fell on something and he shouted, “What is that ? I didnot see that before.”
(C) Before inviting the King to see the palace, the minister decided to take a finallook. “Sptended!” the minister exclaimed, looking at the palace.
(D) Many labourers were put to work and in a few days the palace was ready.
(E) Once, Veer decided to build a palace on a river bank and ordered hisministers to survey the site and start the construction.
(F) King Veer was known for his justice and kindness in whose kingdom,everyone was leading a happy and content life and his people loved him and were proud of him.

In the following passage there are blanks, each of which has been numbered. These numbers are printed below the passage, against each,
five words are suggested, one of which fits the blank appropriately. Find out the appropriate word in each case.
The assessment of humanity’s (1) in the next 100 years, which has taken 21 months to complete, argues strongly that to achieve long and healthy lives for all 9
billion people (2) to be living in 2050, the twin issues of population and (3) must be pushed to the top of political and economic agenda. Both issues have been
largely (4) by politicians and played down by environment and development for 20 years. ‘The number of people living on the planet has never been higher, their levels of consumption are (5) and vast changes are taking place in the environment. We (6) choose to rebalance the use of resources (7) a more egalitarian pattern of consumption…. or we can choose to do nothing and to (8) into a downward spiral of economic and environmental ills (9) to a more unequal and inhospitable future. At today’s rate of population increase developing countries will have to build the equivalent of a city of a million people every five days from now to 2050, says the report. “Global population growth is (10) for the next few decades. By 2050, it is projected that today’s population of 7 billion will have grown by 2.3 billion, the equivalent of new China and an India.”

Read the following passage carefully and answer the questions given below it. Certain words/phrases have been printed in bold tohelp you locate them while answering some of the questions. During the last few years, a lot of hype has been heaped on the BRICS (Brazil, Russia, India, China, and South Africa). With their large populations and rapid growth, these countries, so the argument goes, will soon become some of the largest economies in the world and, in the case of China, the largest of all by as early as 2020. But the BRICS, as well as many other emerging-market economieshave recently experienced a sharp economic slowdown. So, is the honeymoon over? Brazil’s GDP grew by only 1% last year, and may not grow by more than 2% this year, with its potential growth barely above 3%. Russia’s economy may grow by barely 2% this year, with potential growth also at around 3%, despite oil prices being around $100 a barrel. India had a couple of years of strong growth recently (11.2% in 2010 and 7.7% in 2011) but slowed to 4% in 2012. China’s economy grew by 10% a year for the last three decades, but slowed to 7.8% last year and risks a hard landing. And South Africa grew by only 2.5% last year and may not grow faster than 2% this year. Many other previously fast-growing emerging-market economies – for example, Turkey, Argentina, Poland, Hungary, and many in Central and Eastern Europe are experiencing a similar slowdown. So, what is ailing the BRICS and other emerging markets? First, most emerging-market economies were overheating in 2010-2011, with growth above potential and inflation rising and exceeding targets. Many of them thus tightened monetary policy in 2011, with consequences for growth in 2012 that have carried over into this year. Second, the idea that emerging-market economies could fully decouple from economic weakness in advanced economies was farfetched : recession in the eurozone, near-recession in the United Kingdom and Japan in 2011-2012, and slow economic growth in the United States were always likely to affect emerging market performance negatively – via trade, financial links, and investor confidence. For example, the ongoing euro zone downturn has hurt Turkey and emergingmarket economies in Central and Eastern Europe, owing to trade links. Third, most BRICS and a few other emerging markets have moved toward a variant of state capitalism. This implies a slowdown in reforms that increase the private sector’s productivity and economic share, together with a greater economic role for state-owned enterprises (and for state-owned banks in the allocation of credit and savings), as well as resource nationalism, trade protectionism, import substitution industrialization policies, and imposition of capital controls. This approach may have worked at earlier stages of development and when the global financial crisis caused private spending to fall; but it is now distorting economic activity and depressing potential growth. Indeed, China’s slowdown reflects an economic model that is, as former Premier Wen Jiabao put it, “unstable, unbalanced, uncoordinated, and unsustainable,” and that now is adversely affecting growth in emerging Asia and in commodity-exporting emerging markets from Asia to Latin America and Africa. The risk that China will experience a hard landing in the next two years may further hurt many emerging economies. Fourth, the commodity super-cycle that helped Brazil, Russia, South Africa, and many other commodity-exporting emerging markets may be over. Indeed, a boom would be difficult to sustain, given China’s slowdown, higher investment in energysaving technologies, less emphasis on capital-and resource-oriented growth models around the world, and the delayed increase in supply that high prices induced. The fifth, and most recent, factor is the US Federal Reserve’s signals that it might end its policy of quantitative easing earlier than expected, and its hints of an even tual exit from zero interest rates. both of which have caused turbulence in emerging economies’ financial markets. Even before the Fed’s signals, emergingmarket equities and commodities had underperformed this year, owing to China’s slowdown. Since then, emerging-market currencies and fixed-income securities (government and corporate bonds) have taken a hit. The era of cheap or zerointerest money that led to a wall of liquidity chasing high yields and assets equities, bonds, currencies, and commodities – in emerging markets is drawing to a close. Finally, while many emerging-market economies tend to run current-account surpluses, a growing number of them – including Turkey, South Africa, Brazil, and India – are running deficits. And these deficits are now being financed in riskier ways: more debt than equity; more short-term debt than longterm debt; more foreign-currency debt than local-currency debt; and more financing from fickle cross-border interbank flows. These countries share other weaknesses as well: excessive fiscal deficits, abovetarget inflation, and stability risk (reflected not only in the recent political turmoil in Brazil and Turkey, but also in South Africa’s labour strife and India’s political and electoral uncertainties). The need to finance the external deficit and to avoid excessive depreciation (and even higher inflation) calls for raising policy rates or keeping them on hold at high levels. But monetary tightening would weaken already-slow growth. Thus, emerging economies with large twin deficits and other macroeconomic fragilities may experience further downward pressure on their financial markets and growth rates. These factors explain why growth in most BRICS and many other emerging markets has slowed sharply. Some factors are cyclical, but others – state capitalism, the risk of a hard landing in China, the end of the commodity supercycle -are more structural. Thus, many emerging markets’ growth rates in the next decade may be lower than in the last – as may the outsize returns that investors realised from these economies’ financial assets (currencies, equities. bonds, and commodities). Of course, some of the better-managed emerging-market economies will continue to experitnce rapid growth and asset outperformance. But many of the BRICS, along with some other emerging economies, may hit a thick wall, with growth and financial markets taking a serious beating.

Which of the following statement(s) is/are true as per the given information in the passage ?
A. Brazil’s GDP grew by only 1% last year, and is expected to grow by approximately 2% this year.
B. China’s economy grew by 10% a year for the last three decades but slowed to 7.8% last year.
C. BRICS is a group of nations — Barzil, Russia, India China and South Africa.

Which of the following statements is not true in the context of the given
information in the passage ?

What should be the most appropriate title of the passage in your opinion?

Which of the following is not a factor responsible for economic slowdown in BRICS and other emerging-market economies as cited by the writer of the passage ?

The need to finance the external deficit and to avoid excessive depreciation in emerging markets calls for

Choose the word/ group of words which is most similar in meaning to the word/ group of words printed in bold as used in the passage.

Choose the word/ group of words which is most opposite in meaning to the word/ group of words printed in bold as used in the passage.

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