Which step number is the following output?
32 27 14 84 why sit not 51 vain 92 68 feet best ink
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Which step number is the following output?
32 27 14 84 why sit not 51 vain 92 68 feet best ink
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Which word/number would be at 5th position from the right in Step V ?
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How many elements (words or numbers) are there between 'feet' and '32' as they appear in the last step of the output?
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Which of the following represents the position of 'why' in the fourth step?
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What is the position of A with respect to his mother-in-law?
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Who amongst the following is D's daughter?
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What is the position of A with respect to his grandchild?
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How many people sit between G and her uncle?
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Four of the following five are alike in a certain way based on the given information and so form a group. Which is the one that does not belong to that group?
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Which of the following is true with respect to the given seating arrangement?
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Who sits to the immediate left of C?
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Statements:
Some exams are tests.
No exam is a question.
Conclusions:
I. No question is a test.
II. Some tests are definitely not exams.
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Statements:
All forces are energies.
All energies are powers.
No power is heat.
Conclusions:
I. Some forces are definitely not powers.
II. No heat is force.
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Statements:
All forces are energies.
All energies are powers.
No power is heat.
Conclusions:
I. No energy is heat.
II. Some forces being heat is a possibility.
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Statements:
No note is a coin.
Some coins are metals.
All plastics are notes.
Conclusions:
I. No coin is plastic.
II. All plastics being metals is a possibility.
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Statements:
No note is a coin.
Some coins are metals.
All plastics are notes.
Conclusions:
I. No metal is plastic.
II. All notes are plastics.
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Statements:
Some symbols are figures.
All symbols are graphics.
No graphic is a picture.
Conclusions:
I. Some graphics are figures.
II. No symbol is a picture.
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Statements:
All vacancies are jobs.
Some jobs are occupations.
Conclusions:
I. All vacancies are occupations.
II. All occupations being vacancies is a possibility.
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Which of the following could possibly be C's score?
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Which of the following is true with respect to the given information?
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The person who scored the maximum, scored 13 marks more than F's marks. Which of the following can be D's score?
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Which of the following is true regarding A?
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Who is seated between R and the person from PNB?
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Who amongst the following sits at extreme ends of the rows?
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Who amongst the following faces the person from Bank of Maharashtra?
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P is related to Dena Bank in the same way as B is related to PNB based on the given arrangement. To who amongst the following is D related to following the same pattern?
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Four of the following five are alike in a certain way based on the given seating arrangement and thus form a group. Which is the one that does not belong to that group?
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Who amongst the following is from Syndicate Bank?
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C is from which of the following banks?
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Among six people P, Q, R, S, T and V each lives on a different floor of a six-storey building having six floors numbered one to six (the ground floor is numbered 1, the floor above it, number 2 and so on and the topmost floor is numbered 6. Who lives on the topmost floor? I) There is only one floor between the floors on which R and Q live. P lives on an even numbered floor.
II) T does not live on an even numbered floor. Q lives on an even numbered floor. Q does not live on the topmost floor.
III) S lives on an odd numbered floor. There are two floors between the floors on which S and P live. T lives on a floor immediately above R's floor.
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There are six letters W, A, R, S, N and E. Is "ANSWER" the word formed after performing the following operations using these six letters only?
I) E is placed fourth to the right of A. S is not placed immediately next to either A or E.
II) R is placed immediately next (either left or right) to E. W is placed immediately next (either left or right) to S.
III) Both N and W are placed immediately next to S. The word does not begin with R. A is not placed immediately next to W.
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Point D is in which direction with respect to Point B?
I) Point A is to the west of Point B. Point C is to the north of Point B. Point D is to the south of Point C.
II) Point G is to the south of Point D. Point G is 4m. from Point B. Point D is 9m. from point B.
III) Point A is to the west of Point B. Point B is exactly midway between Points A and E. Point F is to the south of Point E. Point D is to the west of Point F.
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How is 'one' coded in the code language?
I) 'one of its kind' is coded as 'zo pi ko fe' and 'in kind and cash' is coded as 'ga to ru ko'
II) 'Its point for origin' is coded as 'ba le fe mi' and 'make a point clear' is coded as 'yu si mi de'
III) 'make money and cash' is coded as 'to mi ru hy' and 'money of various kind' is coded as 'qu ko zo hy'.
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Are all the four friends viz. A, B, C and D who are sitting around a circular table, facing the centre?
I) B sits second to right of D. D faces the centre. C sits to immediate right of both B and D.
II) A sits to immediate left to B. C is not an immediate neighbour of A. C sits to immediate right of D.
III) D is an immediate neighbour of both A and C. B sits to the immediate left of A. C sits to the immediate right of B.
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Read the following information carefully and answer the question which follows: Farmers found using chemical fertilisers in the organic-farming area of their farms would be heavily fined. Which of the following statements is an assumption implicit in the given statement? (An assumption is something supposed or taken for granted.)
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Directions : Read the following information carefully and answer the questions which follow:
Small brands are now looking beyond local grocery stores and are tying up with Supermarkets such as Big Bazaar to pull their business out of troubled waters.
Directions : These questions are based on the information given above and the sentences labelled A, B, C, D, E and F as given below:
A) A smaller brand manufacturing a certain product of quality comparable with that of a bigger brand, makes much more profit from the local grocery stores than from the supermarkets.
B) As the supermarkets have been set up only in bigger cities at present, this step would fail to deliver results in the smaller cities.
C) Supermarkets help the smaller brands to break into newer markets without investing substantially in distribution.
D) Supermarkets charge the smaller brands 10% higher than the amount charged to the bigger brands.
E) Being outnumbered by the bigger brands, visibility of the smaller brands at local grocery stores is much lower as compared to the supermarkets.
F) Smaller brands are currently making substantial losses in their businesses.
Which of the following can be inferred from the given information? (An inference is something that is not directly stated but can be inferred from the given information.)
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Which of the statements numbered A, B, C, D, E and F can be assumed from the facts/ information given in the statement? (An assumption is something supposed or taken for granted.)
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Which of the statements numbered A, B, C, D, E and F represents a advantage of the small grocery stores over the supermarkets from the perspective of a smaller brand?
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Which of the statements numbered A, B, C, D, E mentioned above represents a reason for the shift from local grocery stores to supermarkets by the smaller brands?
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Which of the statements numbered A, B, C, E and F mentioned above would prove that the step taken by the smaller brands (of moving to supermarkets) may not necessarily be correct?
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In each of the question given below which one of the five answer figures on the right should come after the problem figures on the left, if the sequence were continued?





In each of the following question below, the figure follow a series/sequence.One and only one out of the five figure does not fit in the series/sequence.The number of that figure is your answer.





Instructions: What will come in place of question mark (?) in the following questions?
4003×77 - 21015 = ?×116
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[(5$$\sqrt{7}$$ + $$\sqrt{7}$$ ) × (4$$\sqrt{7}$$ + 8$$\sqrt{7}$$ )] - (19)2 = ?
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(4444÷40) + (645÷25) + (3991÷26) = ?
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$$\sqrt{33124}$$×$$\sqrt{2601}$$ - (83)2 = (?)2 + (37)2
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5$$\frac{17}{37}$$ × 4$$\frac{51}{52}$$ × 11$$\frac{1}{7}$$ + 2$$\frac{3}{4}$$ = ?
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8787 ÷ 343 × $$\sqrt{50}$$ = ?
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$$\sqrt[3]{54821}$$×(303÷8) = (?)2
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$$\frac{5}{8}$$ of 4011.33 + $$\frac{7}{10}$$ of 3411.22 = ?
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23% of 6783 + 57% of 8431 = ?
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335.01×244.99 ÷ 55 = ?
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5531 5506 5425 5304 5135 4910 4621
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6 7 9 13 26 37 68
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1 3 10 36 152 760 4632
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4 3 9 34 96 219 435
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157.5 45 15 6 3 2 1
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Which of the following Vehicles travelled at the same speed on both the days?
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What was the difference between the speed of vehicle A on day 1 and the speed of vehicle C on the same day?
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What was the speed of vehicle C on day 2 in terms of metres per second?
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The distance travelled by vehicle F on day 2 was approximately what percent of the distance travelled by it on day 1?
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What is the respective ratio between the speeds of vehicle D and Vehicle E on day 2 ?
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An article was purchased for Rs.78,350. Its price was marked up by 30%. It was sold at a discount of 20% on the marked up price. What was the profit percent on the cost price?
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When X is subtracted from the numbers 9, 15 and 27 the remainders are in continued proportion. What is the value of X?
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What is the difference between the simple and compound interest on Rs.7,300 at the rate of 6 p.c.p.a. in 2 years?
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Sum of three consecutive numbers is 2262. What is 41% of the highest number?
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In how many different ways can the letters of the word 'THERAPY' be arranged so that the vowels never come together?
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Instructions: Study the following pie- chart and table carefully and answer the questions given below.
Percentage wise distribution of number of phones sold in the 6 months by A and B together is given in pie chart.
Total number of mobile phones sold = 45,000

The respective ratio between the number of mobile phones sold of company A and company B during six months

What is the respective ratio between the number of mobile phones sold of company B during July and those sold during December of the same company?
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If 35% of the mobile phones sold by company A during November were sold at a discount, how many mobile phones of company A during that month were sold without a discount?
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If the shopkeeper earned a profit of Rs. 433 on each mobile phone sold of company B during October, what was his total profit earned on the mobile phones of that company during the same month?
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The number of mobile phones sold of company A during July is approximately what percent of the number of mobile phones sold of company A during December?
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What is the total number of mobile phones sold of company B during August and September together?
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What is the respective ratio of the total cost of wooden flooring to the total cost of marble flooring?
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If the four walls and ceiling of the branch manager's room (the height of the room is 12 metres) are to be painted at the cost of Rs. 190 per square metre, how much will be the total cost of renovation of the branch manager's room including the cost of flooring?
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If the remaining area of the bank is to be carpeted at the rate of Rs.110 per square metre, how much will be the increment in the total cost of renovation of bank premises?
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What is the percentage of area of the bank that is not to be renovated?
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What is the total cost of renovation of the hall for customer transaction and the locker area?
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A certain amount was to be distributed among A, B and C in the ratio 2 : 3 : 4 respectively, but was erroneously distributed in the ratio 7 : 2 : 5 respectively. As a result of this, B got Rs.40 Less. What is the amount?
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Rachita enters a shop to buy ice-creams, cookies and pastries. She has to buy at least 9 units of each. She buys more cookies than ice-creams and more pastries than cookies. She picks up a total of 32 items. How many cookies does she buy?
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The fare of a bus is Rs.X for the first five kilometres and Rs.13 per kilometer thereafter. If a passenger pays Rs.2,402 for a journey of 187 kilometres, what is the value of X?
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The product of three consecutive even numbers is 4032. The product of the first and the third number is 252. What is five times the second number?
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The sum of the ages of 4 members of a family 5 years ago was 94 years. Today, when the daughter has been married off and replaced by a daughter-in-law the sum of their ages is 92. Assuming that there has been no other change in the family structure and all the people are alive, what is the different in the age of the daughter and the daughter-in-law?
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A bag contains 13 white and 7 black balls. Two balls are drawn at random. What is the probability that they are of the same colour?
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Akash scored 73 marks in subject A. He scored 56% marks in subject B and X marks in subject C. Maximum marks in each subject were 150. The overall percentage marks obtained by Akash in the three subjects together were 54%. How many marks did he scored in subject C
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The area of a square is 1444 square metres. The breadth of a rectangle is 1/4th the side of the square and the length of the rectangle is thrice the breadth. What is the difference between the area of the square and the area of the rectangle?
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Rs.73,689 are divided between A and B in the ratio of 4 : 7. What is the difference between thrice the share of A and twice of the share of B?
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A and B together can complete a task in 20 days. B and C together can complete the same task in 30 days. A and C together can complete the same task in 40 days. What is the respective ratio of the number of days taken by A when completing the same task along to the number of days taken by B when completing the same task alone?
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What is the approximate percentage increase in the total production (in tonnes) from the year 2009 to the total production of Company in the year 2010?
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Total Production in the year 2009 was approximate what percentage of the total sales of company A in the same year?
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What is the average production of Company B (in tonnes) from the year 2006 to the year 2011?
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What is the respective ratio of the total production (in tonnes) of Company A to the total sales (in tonnes) of Company A.
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What is the respective ratio of production of Company B (in tonnes) in the year 2006 to production of Company B (in tonnes) in the year 2008?
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A money deposited at a bank that cannot be withdrawn for a preset fixed period of time is known as a
A worldwide financial messaging network which exchanges messages between banks and financial institutions is known as
Which of the following Ministries along with Planning Commission of India has decided to set up a Corpus Fund of Rs.500 Crore, so that Tribals in naxal-hit areas can be provided proper means for livelihood?
Which of the following was the issue over which India decided to vote against Sri Lanka in the meeting of one of the UN governed bodies/agencies?
The term 'Smart Money' refers to
Which one of the following is not a 'Money Market Instrument'?
Which one of the following is a retail banking product?
Which of the following statements is true about political situation in Mali, where a military coup burst out recently?
In the summit of which of the following organisations/ group of Nations it was decided that all members should enforce Budget Discipline?
As per newspaper reports, India is planning to use 'SEU' as fuel in its 700 MW nuclear reactors being developed in new plants. What is full form of 'SEU' as used here?
Technological Advancement in the recent times has given a new dimension to banks, mainly to which one of the following aspects?
When there is a difference between all receipts and expenditure of the Govt. of India, both capital and revenue, it is called.
Which of the following is not a function of the Reserve Bank of India?
Which of the following is not required for opening a bank account?
The Golden Jubilee of Afro-Asian Rural Development Organization was organized in which of the following places in March 2012?
What is the maximum deposits amount insured by DICGC?
The present Foreign Trade Policy of India will continue till
With reference to a cheque which of the following is the 'drawee bank'?
In which of the following fund transfer mechanisms, can funds be moved from one bank to another and where the transaction is settled instantly without being bunched with any other transaction?
What was the reason owing to which Enrica Lexie, an Italian ship was detained by the Port Authorities in Kerala and was brought to Cochin Port for inspection and search?
Which of the following agencies/organisations recently gave 'go-ahead' verdict to India's one of the most controversial project of inter-linking rivers? (some of the rivers are international rivers)
Who among the following was the Captain of the Australian Team which played 4 Test matches against India in January 2012 and won all of them?
The committee on review of National Small Saving Fund (NSSF) was headed by
Banking Ombudsman Scheme is applicable to the business of
The 5th Asian Indoor Athletics Championship was organised in February 2012 in
Nationalisation of banks aimed at all of the following except.
Who among the following was the Chief Guest at the three-day Pravasi Bharatiya Divas function held in January 2012?
Which of the following banks is headed by a woman CEO
As per revised RBI Guidelines, provision on secured portion of loan accounts classified as Doubtful Assets for more than one year and upto 3 (three) years is to be made at the rate of
As per the provisions in the Food Security Bill-2011, per month how much food grain should be given to each person of the target group?
Which of the following acts in vogue in India is against the thinking of raising school fee as per demand of the market forces?
Which of the following states has launched "Panch Parmeshwar Yojana'' under which panchayats are allowed to use the fund for developing infrastructure and basic amenities in villages?
Base Rate is the rate below which no Bank can allow their lending to anyone. Who sets up this 'Base Rate' for Banks?
National Table Tennis Championship was organised in January 2012 in
Who among the following is the author of the book 'Nirbasan'?
What is a 'Debit Card'?
Who among the following Indian Lawn Tennis players won a Doubles of Australian Open 2012?
'Akula-11' Class 'K-152 Nerpa' was inducted in Indian Navy recently. These are
Which of the following awards was conferred upon Late Mario De Miranda (Posthumously) in January 2012?
Bad advances of a Bank are called.
Axis Bank is a
By increasing repo rate, the economy may observe the following effects:
Increased interest rates, as is existing in the economy at present will
Which of the following schemes is launched to provide pension to people in unorganised sectors in India?
The 10th Basic Ministerial Meeting on Climate Change was organised in February 2012 in
Finance Ministry has asked the Reserve BanK of India to allow common ATM's that will be owned and managed by non-banking entities hoping to cut transaction costs for banks. Such ATM's are known as
Which of the following schemes of the Government of India has provided electricity to 99,000 villages and total 1.7 crore households uptill now?
Ranbir Kapoor was awarded Best Actor Award at the 57th Filmfare Award Function for his performance in
An ECS transaction gets bounced and you are unable to recover your money from your customer. Under which Act criminal action can be initiated?
Mr. Rajendra had filed a complaint with Banking Ombudsman but is not satisfied with the decision. What is the next option before him for getting his matter resolved?
............ allows users to upload files to an online site so they can be viewed and edited from another location.
What feature adjusts the top and bottom margins so that the text is centered vertically on the printed page?
Which of these is not a means of personal communication on the Internet?
What is the overall term for creating editing, formatting, storing, retrieving, and printing a text document?
Fourth-generation mobile technology provides enhanced capabilities allowing the transfer of both ............... data, including full-motion video, high speed internet access and video conferencing.
........... is a form of denial of service attack in which a hostile client repeatedly sends SYN Packets to every port on the server using fake IP addresses.
Which of these is a point-and-draw device?
The letter and number of the intersecting column and row is the
A set of rules for telling the computer what operations to perform is called a
A detailed written description of the programming cycle and the program, along with the test results and a printout of the program is called
Forms that are used to organise business data into rows and columns are called
In Power Point, the Header & Footer button can be found on the Insert tab in which group?
A(n) ................ is a set of programs designed to manage the resources of a computer, including starting the computer, managing programs, managing memory and coordinating tasks between input and output devices.
A typical slide in a slide presentation would not include
The PC productivity tool that manipulates data organised in rows and columns is called a
In the absence of parentheses, the order of operation is
To find the Paste Special option, you use the Clipboard group on the tab of Power point.
A(n) ............... program is one that is ready to run and does not need to be altered in any way
Usually downloaded into folders that hold temporary Internet files, --- are written to your computer's hard disk by some of the Websites you visit.
What is the easiest way to change the phrase 'revenues, profits, gross margin', to read revenues profits and gross margin?
A program, either talk or music that is made available in digital format for automatic download over the Internet is called a
Which Power Point view displays each side of the presentation as a thumbnail and is useful for rearranging slides?
Different components on the motherboard of a PC unit are linked together by sets of parallel electrical conducting lines. What are these lines called?
What is the name given to those applications that combine text, sound, graphic, motion video, and/or animation?
A USB communication device that supports data encryption for secure wireless communication for notebook users is called a
A(n) .................... language reflects the way people think mathematically.
When entering text within a document, the Enter key is normally pressed at the end of every
When a real-time telephone call between people is made over the Internet using computers, it is called
Which of the following is the first step in sizing a window?
Which of the following software could assist someone who cannot use their hands for computer input?
............... a document means the file is transferred from another computer to your computer.
Which computer memory is used for storing programs and data currently being processed by the CPU?
Computers that control processes accept data in a continuous ---
What refers to a set of characters of a particular design?
............... is used by public and private enterprises to publish and share financial information with each other and industry analysts across all computer platforms and the Internet.
Which part of the computer is used for calculating and comparing
The method of Internet access that requires a phone line, but offers faster access speeds than dial-up is the connection
.................software creates a mirror image of the entire hard disk, including the operating system, applications, files and data.
What is a URL?
What is the significance of a faded or dimmed command in a pull down menu?
Your business has contracted with another company to have them host and run an application for your company over the Internet. The company providing this service to your business is called an -
A (n) ..............zing information systems focuses on making manufacturing processes more efficient and of higher quality?
Which of the following would you find on Linked in?
............is a technique that is used to send more than one call over a single line.
The Search Companion can
Which of the following cannot be part of an email address?
Which of the following must be contained in a URL?
Which of the following information systems focuses on making manufacturing processes more efficient and of higher quality?
A mistake in an algorithm that causes incorrect results is called a
A device for changing the connection on a connector to a different configuration is
Directions: Read the following passage carefully and answer the questions given below it. Certain words/phrases have been printed in bold to help you locate them while answering some of the questions.
When times are hard, doomsayers are aplenty. The problem is that if you listen to them too carefully, you tend to overlook the most obvious signs of change. 2011 was a bad year. Can 2012 be any worse? Doomsday forecasts are the easiest to make these days. So let's try a contrarian's forecast instead. Let's start with the global economy. We have seen a steady flow of good news from the US. The employment situation seems to be improving rapidly and consumer sentiment, reflected in retail expenditures on discretionary items like electronics and clothes, has picked up. If these trends sustain, the US might post better growth numbers for 2012 than the 1.5 - 1.8 percent being forecast currently. Japan is likely to pull out of a recession in 2012 as post-earthquake reconstruction efforts gather momentum and the fiscal stimulus announced in 2011 begin to pay off. The consensus estimate for growth in Japan is a respectable 2 percent for 2012. The "hard landing' scenario for China remains and will remain a myth. Growth might decelerate further from the 9 percent that is expected to clock in 2011 but is unlikely to drop below 8 - 8.5 percent in 2012. Europe is certainly in a spot of trouble. It is perhaps already in recession and for 2012 it is likely to post mildly negative growth. The risk of implosion has dwindled over the last few months- peripheral economies like Greece, Italy and Spain have new governments in place and have made progress towards genuine economic reform. Even with some these positive factors in place, we have to accept the fact that global growth in 2012 will be tepid. But there is a flipside to this. Softer growth means lower demand for commodities, and this is likely to drive a correction in commodity prices. Lower commodity inflation will enable emerging market central banks to reverse their monetary stance. China, for instance, has already reversed its stance and have pared its reserve ratio twice. The RBI also seems poised for a reversal in its rate cycle as headline inflation seems well one its way to its target of 7 percent for March 2012. That said, oil might be an exception to the general trend in commodities. Rising geopolitical tensions, particularly the continuing face-off between Iran and the US, might lead to a spurt in prices. It might make sense for our oil companies to hedge this risk instead of buying oil in the spot market. As inflation fears abate, and emerging market central banks begin to cut rates, two things could happen. Lower commodity inflation would mean lower interest rates and better credit availability. This could set the floor to growth and slowly reverse the business cycle within these economies. Second, as the fear of untamed, runaway inflation in these economies abates, the global investor's comfort levels with their markets will increase. Which of the emerging markets will outperform and who will leave behind? In an environment in which global growth is likely to be weak, economies like India that have a powerful domestic consumption dynamic should lead; those dependent on exports should, prima facie, fall behind. Specifically for India, a fall in the exchange rate could not have come at a better time. It will help Indian exporters gain market share even if global trade remains depressed. More importantly, it could lead to massive import substitution that favours domestic producers.
Let’s now focus on India and start with a caveat. It is important not to confuse a short run cyclical dip with a permanent derating of its long-term structural potential.
The arithmetic is simple. Our growth rate can be in the range of 7-10 percent depending on policy action. Ten percent if we get everything right, 7 percent if we get it all wrong. Which policies and reforms are critical to taking us to our 10 percent potential? In judging this, let’s again be careful. Let’s not go by the laundry list of reforms that FIIs like to wave: The increase in foreign equity limits in foreign shareholding, greater voting rights for institutional shareholders in banks, FDI in retail, etc. These can have an impact only at the margin. We need not bend over backwards to appease the FIIs through these reforms they will invest in our markets when momentum picks up and will be the first to exit when the momentum flags, reforms or not.
The reforms that we need are the ones that can actually raise our sustainable longterm growth rate. These have to come in areas like better targeting of subsidies, making projects in infrastructure viable so that they draw capital, raising the productivity of agriculture, improving healthcare and education, bringing the parallel economy under the tax net, implementing fundamental reforms in taxation like GST and the direct tax code and finally easing the myriad rules and regulations that make doing business in India such a nightmare. A number of these things do not require new legislation and can be done through executive order.
Which of the following is not true according to the passage?
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Which of the following will possibly be a result of softer growth estimated for the year 2012?
A. Prices of oil will not increase.
B. Credit availability would be lesser.
C. Commodity inflation would be lesser.
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Which of the following can be said about the present status of the US economy?
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Which of the following is possibly the most appropriate title for the passage?
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According to the author, which of the following would NOT characterise Indian growth scenario in 2012?
A. Domestic producers will take a hit because of depressed global trade scenario.
B. On account of its high domestic consumption, India will lead.
C. Indian exporters will have a hard time in gaining market share.
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Why does the author not recommended taking up the reforms suggested by FIIs?
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Which of the following is true as per the scenario presented in the passage?
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According to the author, which of the following reform/s is /are needed to ensure long-term growth in India?
A. Improving healthcare and educational facilities.
B. Bringing about reforms in taxation.
C. Improving agricultural productivity.
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When times are hard, doomsayers are aplenty. The problem is that if you listen to them too carefully, you tend to overlook the most obvious signs of change. 2011 was a bad year. Can 2012 be any worse? Doomsday forecasts are the easiest to make these days. So let's try a contrarian's forecast instead. Let's start with the global economy. We have seen a steady flow of good news from the US. The employment situation seems to be improving rapidly and consumer sentiment, reflected in retail expenditures on discretionary items like electronics and clothes, has picked up. If these trends sustain, the US might post better growth numbers for 2012 than the 1.5 - 1.8 percent being forecast currently. Japan is likely to pull out of a recession in 2012 as post-earthquake reconstruction efforts gather momentum and the fiscal stimulus announced in 2011 begin to pay off. The consensus estimate for growth in Japan is a respectable 2 percent for 2012. The "hard landing' scenario for China remains and will remain a myth. Growth might decelerate further from the 9 percent that is expected to clock in 2011 but is unlikely to drop below 8 - 8.5 percent in 2012. Europe is certainly in a spot of trouble. It is perhaps already in recession and for 2012 it is likely to post mildly negative growth. The risk of implosion has dwindled over the last few months- peripheral economies like Greece, Italy and Spain have new governments in place and have made progress towards genuine economic reform. Even with some these positive factors in place, we have to accept the fact that global growth in 2012 will be tepid. But there is a flipside to this. Softer growth means lower demand for commodities, and this is likely to drive a correction in commodity prices. Lower commodity inflation will enable emerging market central banks to reverse their monetary stance. China, for instance, has already reversed its stance and have pared its reserve ratio twice. The RBI also seems poised for a reversal in its rate cycle as headline inflation seems well one its way to its target of 7 percent for March 2012. That said, oil might be an exception to the general trend in commodities. Rising geopolitical tensions, particularly the continuing face-off between Iran and the US, might lead to a spurt in prices. It might make sense for our oil companies to hedge this risk instead of buying oil in the spot market. As inflation fears abate, and emerging market central banks begin to cut rates, two things could happen. Lower commodity inflation would mean lower interest rates and better credit availability. This could set the floor to growth and slowly reverse the business cycle within these economies. Second, as the fear of untamed, runaway inflation in these economies abates, the global investor's comfort levels with their markets will increase. Which of the emerging markets will outperform and who will leave behind? In an environment in which global growth is likely to be weak, economies like India that have a powerful domestic consumption dynamic should lead; those dependent on exports should, prima facie, fall behind. Specifically for India, a fall in the exchange rate could not have come at a better time. It will help Indian exporters gain market share even if global trade remains depressed. More importantly, it could lead to massive import substitution that favours domestic producers.
Let’s now focus on India and start with a caveat. It is important not to confuse a short run cyclical dip with a permanent derating of its long-term structural potential.
The arithmetic is simple. Our growth rate can be in the range of 7-10 percent depending on policy action. Ten percent if we get everything right, 7 percent if we get it all wrong. Which policies and reforms are critical to taking us to our 10 percent potential? In judging this, let’s again be careful. Let’s not go by the laundry list of reforms that FIIs like to wave: The increase in foreign equity limits in foreign shareholding, greater voting rights for institutional shareholders in banks, FDI in retail, etc. These can have an impact only at the margin. We need not bend over backwards to appease the FIIs through these reforms they will invest in our markets when momentum picks up and will be the first to exit when the momentum flags, reforms or not.
The reforms that we need are the ones that can actually raise our sustainable longterm growth rate. These have to come in areas like better targeting of subsidies, making projects in infrastructure viable so that they draw capital, raising the productivity of agriculture, improving healthcare and education, bringing the parallel economy under the tax net, implementing fundamental reforms in taxation like GST and the direct tax code and finally easing the myriad rules and regulations that make doing business in India such a nightmare. A number of these things do not require new legislation and can be done through executive order.
Choose the word/ group of words which is most similar in meaning to, DRAW, printed in bold as used in the passage.
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Choose the word/ group of words which is most similar in meaning to, CLOCK, printed in bold as used in the passage.
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Choose the word/ group of words which is most similar in meaning to, ABATE, printed in bold as used in the passage.
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Choose the word/ group of words which is most similar in meaning to, EMERGING, printed in bold as used in the passage
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Directions : Choose the word/group of words which is most opposite in meaning to the word / group of words printed in bold as used in the passage.
When times are hard, doomsayers are aplenty. The problem is that if you listen to them too carefully, you tend to overlook the most obvious signs of change. 2011 was a bad year. Can 2012 be any worse? Doomsday forecasts are the easiest to make these days. So let's try a contrarian's forecast instead. Let's start with the global economy. We have seen a steady flow of good news from the US. The employment situation seems to be improving rapidly and consumer sentiment, reflected in retail expenditures on discretionary items like electronics and clothes, has picked up. If these trends sustain, the US might post better growth numbers for 2012 than the 1.5 - 1.8 percent being forecast currently. Japan is likely to pull out of a recession in 2012 as post-earthquake reconstruction efforts gather momentum and the fiscal stimulus announced in 2011 begin to pay off. The consensus estimate for growth in Japan is a respectable 2 percent for 2012. The "hard landing' scenario for China remains and will remain a myth. Growth might decelerate further from the 9 percent that is expected to clock in 2011 but is unlikely to drop below 8 - 8.5 percent in 2012. Europe is certainly in a spot of trouble. It is perhaps already in recession and for 2012 it is likely to post mildly negative growth. The risk of implosion has dwindled over the last few months- peripheral economies like Greece, Italy and Spain have new governments in place and have made progress towards genuine economic reform. Even with some these positive factors in place, we have to accept the fact that global growth in 2012 will be tepid. But there is a flipside to this. Softer growth means lower demand for commodities, and this is likely to drive a correction in commodity prices. Lower commodity inflation will enable emerging market central banks to reverse their monetary stance. China, for instance, has already reversed its stance and have pared its reserve ratio twice. The RBI also seems poised for a reversal in its rate cycle as headline inflation seems well one its way to its target of 7 percent for March 2012. That said, oil might be an exception to the general trend in commodities. Rising geopolitical tensions, particularly the continuing face-off between Iran and the US, might lead to a spurt in prices. It might make sense for our oil companies to hedge this risk instead of buying oil in the spot market. As inflation fears abate, and emerging market central banks begin to cut rates, two things could happen. Lower commodity inflation would mean lower interest rates and better credit availability. This could set the floor to growth and slowly reverse the business cycle within these economies. Second, as the fear of untamed, runaway inflation in these economies abates, the global investor's comfort levels with their markets will increase. Which of the emerging markets will outperform and who will leave behind? In an environment in which global growth is likely to be weak, economies like India that have a powerful domestic consumption dynamic should lead; those dependent on exports should, prima facie, fall behind. Specifically for India, a fall in the exchange rate could not have come at a better time. It will help Indian exporters gain market share even if global trade remains depressed. More importantly, it could lead to massive import substitution that favours domestic producers.
Let’s now focus on India and start with a caveat. It is important not to confuse a short run cyclical dip with a permanent derating of its long-term structural potential.
The arithmetic is simple. Our growth rate can be in the range of 7-10 percent depending on policy action. Ten percent if we get everything right, 7 percent if we get it all wrong. Which policies and reforms are critical to taking us to our 10 percent potential? In judging this, let’s again be careful. Let’s not go by the laundry list of reforms that FIIs like to wave: The increase in foreign equity limits in foreign shareholding, greater voting rights for institutional shareholders in banks, FDI in retail, etc. These can have an impact only at the margin. We need not bend over backwards to appease the FIIs through these reforms they will invest in our markets when momentum picks up and will be the first to exit when the momentum flags, reforms or not.
The reforms that we need are the ones that can actually raise our sustainable longterm growth rate. These have to come in areas like better targeting of subsidies, making projects in infrastructure viable so that they draw capital, raising the productivity of agriculture, improving healthcare and education, bringing the parallel economy under the tax net, implementing fundamental reforms in taxation like GST and the direct tax code and finally easing the myriad rules and regulations that make doing business in India such a nightmare. A number of these things do not require new legislation and can be done through executive order.
MYRIAD
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TEPID
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MYTH
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Directions : Rearrange the following six sentences A, B, C, D, E and F in the proper sequence to form a meaningful paragraph; then answer the questions given below them.
A: If China is the world's factory, India has become the world's outsourcing centre keeping in line with this image.
B: But India's future depends crucially on its ability to compete fully in the Creative Economy not just in tech and software, but across design and entrepreneurship; arts, culture and entertainment; and the knowledge-based professions of medicine, finance and law.
C: While its creative assets outstrip those of other emerging competitors, India must address several challenges to increase its international competitiveness as the world is in the midst of a sweeping transformation.
D: This transformation is evident in the fact that the world is moving from an industrial economy to a Creative Economy that generates wealth by harnessing intellectual labour, intangible goods and human creative capabilities.
E: Its software industry is the world's second-largest, its tech outsourcing accounts for more than half of the $300 billion global industry, according to a technology expert.
F: If the meeting of world leaders at Davos is any indication, India is rapidly becoming an economic 'rock star'.
Which of the following should be the SIXTH (LAST) sentence after the rearrangement?
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Which of the following should be the THIRD sentence after the rearrangement?
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Which of the following should be the FIFTH sentence after the rearrangement?
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Which of the following should be the FIRST sentence after the rearrangement?
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Which of the following should be the SECOND sentence after the rearrangement?
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...................... before the clock struck 8 on Saturday night, India Gate was swamped with people wearing black teeshirts and holding candles. (A) Minutes (B) Time (C) Later (D) Quickly (E) Since (F) Seconds
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...................... before the clock struck 8 on Saturday night, India Gate was swamped with people wearing black teeshirts and holding candles. (A) Minutes (B) Time (C) Later (D) Quickly (E) Since (F) Seconds
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A senior citizen's son .................. threatened her every day and physically harmed her, forcing her to transfer her property to him. A) superficially B) mistakenly C) allegedly D) miserably E) doubtfully F) purportedly
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Medical teachers said that the management had continued to remain .................. to their cause leading to the stretching of their strike. (A) unmoved (B) lethargic (C) unconcerned (D) apathetic (D) indifferent (F) boted
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The parents had approached the high court to ................... the government order after their children, who passed UKG, were denied admission by a school. (A) void (B) quash (C) annul (D) stay (E) lift (F) post
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Which part of the sentence has an error?
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Which part of the sentence has an error?
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Which part of the sentence has an error?
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Which part of the sentence has an error?
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Which part of the sentence has an error?
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Which part of the sentence has an error?
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Which part of the sentence has an error?
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Which part of the sentence has an error?
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Which part of the sentence has an error?
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Which part of the sentence has an error?
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US Secretary of State made it clear that time running out for diplomacy over Iran's nuclear programme and said that talks aimed at preventing Tehran from acquiring a nuclear weapon would resume in April.
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While the war of the generals rage on, somewhere in small town India, Wonderful things are happeing, quetly and minus fanfare.
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According to WWF, the small island nation of Samoa was the first in switch off its lights for Earth Hour
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The campaign is significant because not just the youths are directly appealing to the world but because thier efforts challenge the chimera of normalcy in the area.
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The doctor's association has threatened to go on indefinite strike support of their teachers.
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Directions: In the following passage there are blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words/ phrases are suggested, on of which fits the blank appropriately. Find out the appropriate word/ phrase in each case.
Greenhouse gases are only... (241)... of the story when it comes to global warning. Changes to one part of the climate system can.. (242)... Additional changes to the way the planet absorbs or reflects energy. These secondary changes are... (243)... climate feedbacks, and they could more than double the amount of warming caused by carbon dioxide alone. The primary feedbacks are... (244)... to snow and nice, water vapour, clouds, and the carbon cycle. Perhaps the most well... (245)... feedback comes from melting snow and ice in the Northern Hemisphere. Warming temperatures are already... (246)... a growing percentage of Arctic Sea ice, exposing dark ocean water during the ... (247)... sunlight of summer. Snow cover on land is also.. (248)... in many areas. In the... (249)... of snow and ice, these areas go from having bright, sunlight reflecting surfaces that cool the planet to having dark, sunlight absorbing surfaces that... (250)... more energy into the Earth system and cause more warming.
241
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242
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243
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244
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245
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246
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247
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248
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249
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250
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Educational materials for CAT preparation