Derivatives Contract which gives the buyer/holder of the contract the right (but not the obligation) to buy/sell the underlying asset at a predetermined price within or at end of a specified period is known as
IBPS Clerk 14-Dec-2013
For the following questions answer them individually
The first Yash Chopra Memorial Award has been given to
CASA ratio of bank indicate the
The process by which LIC holder can transfer all rights, title and interest under a policy contract to any third person is known as
In order to promote no frills accounts as part of basic banking, the Reserve Bank of India, in August 2012, advised banks to rechristen it as
The UIDAI has set a target of enrolment for how many people for Aadhaar Numbers till end of 2014?
Equity share is also known as
Fixed Deposit is also referred to as
With which sports is Deepak Lathore associated’?
What is the minimum age required to become a member of the Rajya Sabha?
Microcredit concentrates on
Which of the following is a receipt, declaring ownership of shares of a foreign company, which can be listed in India and traded in rupees?
NABARD Is responsible for regulating and supervising
Arrangement of bank selling insurance product acting as agent of respective companies is called
BCSBI aims to plan, evolve, prepare. develop, promote and publish comprehensive Codes and Standards for banks, for providing for fair treatment to their customers. Which of the following codes has been evolved by it?
World Food Day is observed on
The Aclhaar-enabled payment systems (AEPS) is a bank-led model that facilitates banking facilities by allowing transactions at Point of Sale through the business correspondent (BC) using the Aadhaar authentication number. Adhaarenabled basic types of banking transactions ‘do not’ include
Which of the following is Asia’s largest residential university?
Which of the following banks/ ministries/bodies is the Lender of last resort in India?
For expanding access to banking services, the Reserve Bank of India has advised banks to open branches with minimum infrastructure support of 8 to 10 BC units at a reasonable 3-4 km. Such branches are known as
According to the Income Tax Act of 1961, the age of Super Senior Citizens should be
Who has authored the book, titled ‘The Lowland’?
Who, at present, is the Chief Election Commissioner of India?
When Criminals use an innocent person’s details to open or use an account to carry out financial transactions, it is known as
Where is the headquarters of the United Nations Organization located?
As per the announcements made in Union Budget 201314, a person taking a loan for his first home from a bank or a housing finance corporation (HFC) up to Rs 25 lakh from April I. 2013 to March 2014, will be entitled to an additional deduction of interest of ,
Where was the 8″ National Conference on Krishi Vigyan Kendra 2013 held?
The Reserve Bank of India has made it mandatory for banks to lend at least 40per cent of their credit to select sectors such as agriculture, Micro and Small Enterprises, other weaker sections, etc. Which banks have to lend at least 40 per cent of their total net credit to priority sectors?
What is the term for a bank without any branch network that offers its services remotely?
With reference to Indian Banking sector, which of the following is the most appropriate expanded form of EMI?
Which term is used for banking in which banking institutions execute transactions directly with consumers, rather than corporations or other banks?
As per the 2011 Census, which state of India has the lowest density?
With which state of India is the Cheraw Dance associated?
The Direct Benefit Transfer Scheme is targeted at the people
Which, among the following, is not identified as a minority community in India?
Which of the following bodies recently expressed concern over unregistered investment advisors spread across the country and brought out the Investment Advisers Regulations 2013?
EFTPOS (electronic funds transfer at point of sale) is based on
In a circular issued by the Reserve Bank of India on 9 April 2010, Banks were advised to switch over to which system for calculation of their lending rates with effect from July 1, 2010?
Which Bollywood actress, in October 2013, was honoured in the House of Commons for her contribution to the global entertainment?
Part of company’s earning or profit which is paid out to share holders is known as
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The advantage of a LAN is
Of the 5 words listed below, which one is the odd one out ?
What type of device is a computer printer ?
What is the biggest number you can get with 8 bits ?
What type of device is a digital camera ?
Which of the following do mains is used by for-profit businesses?
WAN stands for
What are lists of programs waiting to be run called ?
An example of peripheral equipment is the -
Which of the following commercial software products are examples of operating system software and application software, respectively ?
…………..are attempts by individuals to obtain confidential information from you by falsifying their identity.
Why is it unethical to share copyrighted files with your friends?
Which of the following can be used to select the entire document?
The system unit —
The simultaneous processing of two or more programs by multiple processors is
The device which helps you to communicate with computer is called
In order to avoid memorising e-mail address you should use
The devices which store information and that are used by computer for its functioning are called :
Which among the following is not such an operation which can be carried out on objects in graphic programme?
A hardware device which converts data into meaningful information is called
Which process checks to en sure the components of the computer are operating and connected properly? .
A means of capturing an image (drawing or photo) so that it can be stored on a computer is-
An error in a computer program
Access control based on a person’s fingerprints is an exam, pie of -
The patterns of printed lines on most products are called
Most mail programs automatically complete the following two parts in an e-mail
The computer’s capability of distinguishing spoken words is called
Which of the following is an advantage of mounting an application on the Web ?
The first page of a Web site is called the
ERP is an acronym for
Origin of internet can be tracked from
To connect networks of similar proticols,……….. are used
Decimal equivalent of (1111)2
………… is one reason for problems of data integrity
Dr. E.F. Codd represented rules that a database must obey if it has to be considered truly relational.
“>” symbol in DOS commands is use to
System proposal is prepared in …………….phase of SDLC
A data warehouse
Which of these is considered intelligent CASE tool
Super computer developed by Indian scientists
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In each of these questions, two sentences and (II) are given. Each sentence has a blank in it. Five words a: b: c: d: and e: are suggested. Out of these, only one fits at both the pla. es in the context of each sentence. Number of that word is the answer.
I. Future generations will be left with a……………. of pollution and destruction.
II. They each received a ………….of $ 10000.
I. He was ______ in britiOng about an end to the con
II. Mr. Had Prasad Chaurasia is art exponent of ……………… music.
I. Many …………..men remarry and have second families.
II. When he was depressed. he felt utterly…………………. from reality
I. Most of our employees get ……………..abroad at some stage.
II. The aircraft and its crew were………….. missing.
I. He admired his………….. in the mirror.
II. The article is an accurate……………. of events that day.
In each question below, four words printed in bold type are given. These are numbered a:, b:, c: and d:. One of these words printed in bold may either be wrongly spelt or inappropriate in the context of the sentence, Find out the word that is inappropriate or wrongly spelt, if any. The number of that word is your answer. If all the words printed in bold are correctly spelt and appropriate in the context of the sentence then mark e: i.e. All Correct’ as your answer.
Only the goalkeeper’s (a)/ reflexes (b)7 stopped the ball (c)/ from going in.(d)/All Correct (e)
He has (a)/ refrain (b)/ from criticizing (c)/ the government (d)/ in the public. All Correct (e)
Co save his own skull (a)/ he lied and blamed (b)/the accident (c)/ on his friend. (d)/ All Correct (e)
He was badly (a)/ shaken (b)/ by the news (c)/ of her dead. (d)/ All Correct(e)
We lost (a)/ our way (b)/in the laybarinth (c)/ of streets. (d)/ A!) Correct (e)
Read each sentence to find out whether there is any grammatical error in it. The error if any will be in one part of the sentence, the number of that part will be the answer. If there is no error, the answer is e:. i.e. No error’. (Ignore the errors of punctuation, if any.)
Let’s wait and see (a)/ how the land (b)/ laid before (c)/ we do anything. (d)/ No error (e)
In ancient Greece (a)/ a messenger ran from Marathon (b)/ to Athens with the news of (c)/ a victory of the persians. (d)/ No error (e)
Grammar information enables (a)/ students to map a (b)/ structure of a foreign (c)/ language onto their own. (d)/ No error (e)
Their wedding (a)/ turned out to be (b)/ quite (c)/ an occasion. (d)/ No error (e)
I may be stated (a)/ the obvious but (b)/ without more-money the (c)/ project cannot survive. (d)/ No error (e)
Rearrange the following six sentences/ group of sentences
(A), (B), (C), (D), (E) and (F) in the proper sequence to form a meaningful
paragraph: then answer the questions given below them. The storm-given the name Hercules-closed major roads with snowdrifts.
A fierce winter storm brought dangerous glacial temperature in New York on Friday. Weather experts said the wind chill temperature would plummet to -25′ in New York. With more than 24 inches of snow falling in the city, a state of emergency was declared. More than 4000 international and domestic flights were also cancelled.
Indeed storms are disastrous. Which of the following should be the FIRST sentence after The rearrangement ?
Which of the following should be the FOURTH sentence after the rearrangement?
Which of the following should be the FIFTH sentence after the rearrangement?
Which of the following should be the SIXTH (LAST) sentence after the rearrangement?
Which of the following should be the SECOND sentence after the rearrangement ‘?
Read the following passage carefully and answer the
questions given below it. Certain words have been printed in bold to help you locate them while answering some of the questions.
Internet banking is the teen used for new age banking system. Internet banking is also called as online banking and it is an outgrowth of PC banking. Internet banking uses the internet as the delivery channel by which to conduct banking activity, for example, transferring funds. paying bills. viewing checking and savings account balances, paying mortgages and purchasing financial instruments and certificates of deposits. Internet banking is a result of explored pus sibility to use internet application in one of the various domains of commerce. It is difficult to infer whether the internet tool has been applied for convenience of hankers or for the customers’ convenience. But ultimately it contributes in increasing the efficiency of the banking operation as well providing more convenience to customers. Withotit
even interacting with the hankers, customers transact from one curner of the country to another curner There arc many advantages of online Banking. It is convenient, it isn’t bound by operational timings, there are no geographical barriers and the services can be offered at a minuscule cost. Electronic banking has experienced explosive growth and has transformed traditional practices in banking. Private Banks in India were the first to implement Internet bank ing services in the banking :rictus try. Private Banks, due to late en try into the industry, understood that the establishing network in remote corners of the country is a very difficult task. It was clear to them that the only way to stay connected to the customers at any place and at any time is through Internet applications. They took the inter-net applications as a weapon of cornpetitive advantage to corner the great monoliths like Stale Bank of India, Indian Bank etc. Private Banks are pioneer in India to explore the versatility of internet applications in delivering services to customers. Several studies have attempted to assess the relative importance of B2E1 and B2C business domains.. There is wide difference in estimates of volume of business transacted over Internet and its components under B2C and B2B. However, most studies agree that volume of transactions in B2B domain far exceeds that in B2C. This is expected result. There is also a growing opinion that the future of ebusiness
lies in B2B domain, as compared to B2C. This has several reasons, like low
penetration of PCs to households, low bandwidth availability etc., in a large part of the world. The success of B2C ventures depends to a large extent on the shopping habits of people in different parts of the world. A survey sponsored jointly by Confederation of Indian Industries and Infrastructure Leasing and Financial Services on e-commerce in India in 2010 the following observations. 62% of PC owners and 75% of PC non-owners but who have ac cess to Internet would not buy
through the net, as they were not sure of the product offered. The same study estimated the size of B2B business in India by the year 2011 to be varying, between Rs. 1250 billion to Rs. 1500 billion. In a recent study done by Arthur Anderson, it has been estimated that 84% of total e business revenue is generated from B2B segment and the growth prospects in this segment are substantial. It has estimated the revenues to be anywhere between US $ 8.1 trillion to over US $ 21 trillion within the next three years (2014).
Which bank(s) is/are pioneer in India to explore the versatility of Internet banking in serving customers ?
Which of the following is not an advantage of online banking ?
What percentage of PC non-owners but who have access to Internet would not
prefer to buy through the net. as they are not sure of the product offered ‘?
Which type of activities are performed by internet banking ?
What estimate was made by confederation of Indian industries regarding the size of B2B business in India by the year 2011?
Choose the word which is most similar in meaning to the word printed in bold as used in the passage.
Versatility
Monoliths
TRANSACT
Choose the word which is most opposite in meaning to the word printed in bold as used in the passage.
Substantial
Minuscule
The following passage there are blanck each of which has been numbered. These number are printed below the passage and against each, five word are suggested. one of which fits the blank appropriately. find out the appropriate word in each case.
Trust is a (1) relationship concept that needs clarification because researchers (2) disciplines have defined it in so many different ways . A typology of trust types would make it easier to (3) and communicate results. and would be especially valuable if the types of trust related to one another. The typology should be interdisciplinary (4) many disciplines resarch e-commeree. this paper (5) a parsimoniuous interdisciplinary typoligy and relates trust consrusts to ecommeree consumer action. defining both conceptual -level and operational- level trust constructs. conceptual -level constructs consist (6) disposition to trust (primarily from psychology), institution-based trust (from sociology), and trusting (7) and trusting intentions (primarily from social psychology). Each construct is (8) into measurable subconstn_icts, and the typology shows how trust constructs relate (9) already existing Internet relationship constructs. The effects of Web vendor interventions on consumer behaviours are posited to be (10) mediated by consumer trusting beliefs and trusting intentions in the e-vendor.
(1)
(2)
(3)
(4)
(5)
(6)
(7)
(8)
(9)
(10)
For the following questions answer them individually
The ratio of monthly salaries of two persons, A and B is 8 : 7. If the salary of A is increased by 20% and that of B by 10%, the new ratio becomes 96 : 77. What is A's salary ?
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Simple interest on a certain sum at 7 p.c.p.a for four years is Rs. 3584. What will be the compound interest on the same principal at 4 p.c.p.a. in two years ?
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The cost of pure milk is Rs. 16 per litre. On adding water, the mixture is sold at Rs. 15/litre. In this way the milkman earns 25% profit. What is the ratio of milk and water in the mixture ? Assume the cost of water be Rs 0
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Four persons - M, N, 0 and P-distributed a sum of Rs. 44352 among themselves. M got 3/8 th of total amount. N got 1/6 th part of the remaining amount. Thereafter, the remaining amount was divided between 0 and P in the ratio 3 : 2. The amount received by P is :
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Three persons A, B and C start a business with 12800, 16800 and 9600 respectively. At the end of the year. B received Rs. 13125 as share in total profit. What is the share of Mr. C in the profit ?
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One-third of a diagonal of a square is 3$$\sqrt{2}$$ units. What is the measure of the side of the square ?
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56 men can do a job in 14 days. How many additional men are required to do the same job in 8 days?
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A shopkeeper has goods of worth 6000. He sold half of the goods at a gain of l2%. At what profit percent should he sell the remaining half of the stock so that he gets 18% profit on the whole ?
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A 210 metre long train crosses a man running at 9 kmph in opposite direction in 6 seconds. Find the speed of the train.
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Average score of a cricketer in 13 matches is 42 runs. if the average score in the first five matches be 54 runs, what is the average score in the last eight matches ?
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The perimeter of a rectangle whose length is 6 metre more than its breadth is 84 metre. What is the area of the triangle whose base is equal to the diagonal of the rectangle and height is equal to the length of the rectangle ?
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Due to decrease of 10% in the price of tea per kg, a consumer buys 250gm of tea more than before for Rs. 270. What is the original price of tea ?
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What will come in place of the question mark (?) in the following questions ?
$$(34.5\times14\times42)\div2.8 = ?$$
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-676.76 + 1237.87 + 897.34 - ? = 1294.25
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$$\frac{3}{8}$$ of $$(4624 \div (564-428))=?$$
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$$4\frac{1}{2}+(1\div 2 \frac{8}{9})-3\frac{1}{13}=?$$
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$$(216)^{4} \div (36)^{4} \times6^{5} = (6)^{?}$$
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$$456 \div 24 \times 38 - 958 + 364 = ?$$
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$$3\frac{6}{17}\div 2\frac{7}{34}-1\frac{9}{25}=(?)^2$$
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$$(973 \div 14) \div 5 \times 11 = ?$$
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$$\frac{\sqrt{4356}\times \sqrt{?}}{\sqrt{6084}}=11$$
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$$(43)^{2}+841=(?)^{2}+1465$$
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$$4\frac{1}{2}+(1 \div 2\frac{8}{9})-3\frac{1}{13}=?$$
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$$((441)^{\frac{1}{2}}\times 207 \times (343)^{\frac{1}{3}})\div ((14)^2 \times (529)^{\frac{1}{2}})=?$$
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$$(1097.63 + 2197.36 - 2607.24) \div 3.5 = ?$$
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$$(\sqrt{7744}\times11^{2})\div2^{3}=(?)^{3}$$
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$$3\frac{3}{8}\times 6\frac{5}{12}-2\frac{3}{16}\times 3\frac{1}{2}=?$$
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What will come in place of the question mark (?) in the following number series ?
960, 839, 758, 709, ?, 675
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3, ?, 14, 55, 274, 1643
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36, 38.8, 42.8, ?, 54.4, 62
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37, ?, 103, 169, 257, 367
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4, 6, 12, ?, 90, 315
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In the following table, the number of pages printed by 6 printers in 5 weeks has been given. Read the following table carefully and answer the questions.
What is the average number of pages printed by all printers in the first week ?
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What is the average number of pages printed by printer C taking all the weeks together ?
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In which week was the number of printed pages maximum?
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The difference between the pages printed by printers A and E in the second week is
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The difference between the total pages printed by printers B and C (all weeks taken together) is
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For the following questions answer them individually
Pipe A can fill a tank in 8 hours while another pipe B can fill it in 16 hours. A third pipe C can empity the full tank in 32 hours. All three pipes are opened simutaneously. In what time will an empity tank be filled ?
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A and B are two numbers. Six times square of B is 540 more than square of A. The ratio of A and B is 3 : 2. Find the number B?
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Eight years ago, the age of Vishal was four times that of Shekhar’s. After 8 years, Vishal’s age will be twice of Shekhar’s age. Vishal's present age is
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Study the following information carefully and answer the questions given below :
Seven persons — A, B, C, D, E, F and G – are standing in a straight line facing north at equal distances but not necessarily in the same order. Each of them is a dif: ferent professional viz, Actor, Reporter, Doctor, Engineer, Lawyer, Teacher and Painter but not necessarily in the same order. G is standing at the fifth position to the left of C. Reporter is standing at the third position to the right of G. F is standing at the fifth position to the right of A. E is standing second to the left of B. Engineer is standingt the second position to the left of D. Three persons are sitting between Engineer and Painter. Doctor is to the immediate left of
Engineer. Lawyer is to the immediate right of teacher.
Now many persons are there to the left of Reporter ?
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Which of the following pairs of persons are sitting at the extreme ends ?
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Who among the following is sitting exactly in the middle of the row ?
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Who among the following is sitting second to the right of Teacher ?
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Who among the following are the immediate neighbours of Painter ?
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Study the following information carefully and answer the
questions given below : Point A is 11 metre to the north of point B. Point C is 11 metre to the east of point B. Point D is 5 metre to the north of point C. Point E is 7 metre to the west of the point D. Point F is 9 metre to the north of point E. Point G is 4 metre to the west of point F.
Point. D Is in which direction with respect to point F ?
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Which of the following three points lie in a straight line ?
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Study the following information carefully and answer the
questions given below Among six persons — K. L. M, N, 0 and P— each lives on a different floor of a building having six floors numbered one to six (the ground floor is numbered 1, the floor above it is numbered 2 and so on and the topmost flour is numbered 6). L lives on an even numbered floor. L lives on a floor immediately below K’s floor and immediately above M’s floor. P lives on a floor immediately above N’s floor. P lives on an even numbered floor. 0 does not live on floor number 4.
Who amongst the following live on the floors exactly between K and P?
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On which floor does 0 live ?
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Who amongst the following does live on 5th floor ?
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Each of the questions below consists of a question and two
statements numbered 1 and II given below it. You have to decide whether the data provided in the statements are sufficient to answer the question. Read both the statements and—
a: if the data in statement I alone are sufficient to answer the question, while the data in statement II alone are not sufficient to answer the question.
b: if the data in statement II alone are sufficient to answer the question. while the dam in statement I alone are not sufficient to answer the question.
c: if the data either in statement I alone or in statement II alone are sufficient to answer the question.
d: if the data given in both the statements 1 and 11 together are not sufficient to answer the question, and
e: if the data in both the statements I and II together are necessary to answer the question.
Is D the mother of S ?
I. L is the husband of D. L has only three children.
II.N is the brother of S and P. P is the daughter of L
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How many students are there in the class ?
I. There are more than 20 but less than 27 students in the class.
II. There are more than 24 but less than 31 students in the class. When the students are divided into groups, each group contains five students.
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Among J. K. L, M and N, each has different height. Who amongst them is the second tallest ?
I. N is taller than M and K. K is shorter than M.
II. L is taller than N. J is not the tallest.
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Five persons - A, B, C, D and E- are sitting in a circle facing the centre. Who is sitting to the immediate left of D?
I. C is sitting second to the left of A. B and D are immediate neighbours of each other.
II. D is sitting to the immedi ate left of B. E is not an immediate neighbour of D and B.
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How is ‘cost’ written in a code language ?
I. ‘tell me the cost’ is written as ‘@ 0 # 9’ and ‘cost was very high’ is written as ‘& 6 # 1′ in that code language.
II. some cost was discount’ is written as ‘1 8 7 #’ and some people like discount’ is written as ‘8 7 5 9,6’ in that code language.
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In these questions, relationship between different elements
is shown in the statements. These statements are followed by two conclusions. Mark if answer
a:Only conclusion I follows.
b: Only conclusion II follows.
c: Either conclusion I or II follows.
d: Neither conclusion I nor II follows.
e: Both conclusions and II follow.
Statements
K > I ≥ T ≥ E ;
O < R < K
Conclusions
I. R < E
II. O < T
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Statements
B > A > S < I > C > L < Y
Conclusions
I. B > L
II. A > Y
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Statements
C < L < O = U = D ≥ S > Y
Conclusions
I. O > Y
II. C < D
Solution
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Statements
I. B > R > E > A > K;
II. H > A > S
Conclusions
I. H > K
II. S<R
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Statements
J = A ; C ≥ K ≥ S ≥ A
Conclusions
I. C > J
II. C = J
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In each of the questions/set of questions below are given two statements followed by two conclusions numbered I and II. You have to assume everything in the statements to be true even if they seem to be at variance from commonly known facts and then decide which of the two given conclusions logically follows from the information given in the statement.
a: if only conclusion I follows.
b: if only conclusion II follows.
c: if either conclusion I or conclusion II follows.
d: it neither conclusion I nor conclusion II follows.
e: if both conclusions I and 11 follow.
Statements
All alphabets are numbers.
Some alphabets are digits.
Conclusions
I. At least some digits are numbers.
II. No digit is a number.
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Statements
Some squares are circles.
Some circles are rectangles.
Conclusions
I. At least some rectangles an squares.
II. No rectangle is a square.
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Statements
No office is a palace.
All colleges are palace.
Conclusions
I. All palace are colleges.
II.No college is an office.
Solution
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Statements
All mountains are rivers.
All rivers are lakes.
Conclusions
I. All mountains are lakes.
II. At least some lakes are rivers.
Solution
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Statements
Some wins are losses.
All trophies are losses.
Conclusions
I. All trophies are wins.
II. All losses are trophies.
Solution
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Study If following information carefully an answer the
questions given below
In a certain code language
‘very large risk associated’ written as ‘nu ta ro gi’
‘risk is very low’ is written ‘gi se nu mi’
'is that also associated’ is written as 'ta mi po fu’
Inherent risk also damagin is written as 'fu nu di yu'.
Which of the following is it code of ‘damaging”?
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Which of the following may represent ‘risk is very large’ ?
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Which of the following is the code of ‘associated’ ?
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What would be the code for ‘inherent large risk’ ?
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Which of the following may represent low risk associated industry’ ?
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Study the following information carefully answer the questions given below :
C E B A C D B C D A C E D E D C A B A D A C E D U B A N B D
How many such Ds are there in the above arrangement each of which is immediately preceded by a consonant and also immediately followed by a vowel ?
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How many Ds are there in the above arrangement ?
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If all the Bs are deleted from the above arrangement, which of the following will be eleventh from the left end ?
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How many such As are there in the above arrangement each of which is immediately preceded by B and also immediately followed by a consonant ?
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Which of the following is ninth to the right of the 22nd from the right end of the above arrangement ?
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Study the following information carefully and answer the questions given below
Eight people — S. T, U, V, W. X, Y and Z – are sitting around a circle but not necessarily in the same order. Two of them S and T are facing towards the centre while other people are facing towards the outside. Y sits second to the left of W. S sits second to the left of Y. Only one person sits between S and Z. T sits to the immediate right of S. T is not an immediate neighbour of Y. V is not an immediate neighbour of Y. Both the immediate neighbours of X face towards the outside.
What is the position of X with respect to S ?
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Who sits to the immediate left of Z ?
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Which of the following pairs represents the immediate neighbours of W ?
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What is the position of U with respect to W ?
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How many people sit between U and V ?
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