LIC Apprentice Development Officer (ADO) Exam 2013 Question Paper

For the following questions answer them individually

India’s apex policy making body National Development Coancil recently approved the 12
Five Year Plan. The document proposes to bring down poverty by how many percentage
points by the end of the 12th Plan?

Consider the following statements regarding Paid up Policy:
(a) It is an insurance policy that requires no further premium payments to be made.
(b) In such a policy, the sum assured is reduced in accordance with the paid premiums.
(c) Insurance company does not provide interest on premium Select the correct answer using the codes given below:

Which of the following statements is/are correct regarding the Insurance Regulatory
and Development Authority?
(a) Its aims at the protection of the interests of the policy holders.
(b) As laid down in section 14 of IRDA Act, 1999 it has powers of undertaking inspection of, conducting enquiries and investigations into all the companies of insurance business.
(c) It is an authority of State Government
Select the correct answer using the codes given below:

What does ‘subscription policy’ imply in the field of insurance?
(a) It is a policy shared by two or more insurers.
(b) In a subscription policy, each insurer assumes a portion of the risk.
(c) A maxiumum of three companies can cake part in it Select the correct answer using the codes given below:

Which of the following statements on Cash reserve Ratio (CRR) is/are correct?
(a) It is the amount of funds that the banks have to keep with the Reserve Bank of India.
(b) It is calculated on the basis of demand and term liabilities of banks.
(c) RBI is empowered to fix CRR between 5 and 20 percent
Select the correct answer using the codes given below:

Who among the following discharges the functions of President when vacancies occur in
the offices of the President and of the Vice President simultaneously?

Which of the following is/are the major functions of the Reserve Bank of India?
(a) It formulates; implements; and monitors the monetary policy.
(b) It prescribes broad parameters of banking operations within which the country’s banking and financial system functions. Select the correct answer using the codes given below:

Which of the following statements related to General Insurance Corporation of India is
not correct?

Consider the following statements regarding the Direct Cash Transfer scheme:
(a) The beneficiaries of the scheme will get food, fertilizer, diesel and kerosene oil in cash subsidy.
(b) The scheme will help the government in fighting corruption. Select the correct answer using the codes given below:

Indian pacer Bhubaneswar Kumar, in December 2012, became the 16th bowler of the
world and second of India to claim a wicket on the very first ball. Against which team did
he attain this feat?

Rearrange the following six sentences (A), (B), (C), (D), (E) and (F) in
the proper sequence to form a meaningful paragraph; then answer the questions given
below them.
(A) He immediately acknowledged Mohan’s good work and invited him to his home for dinner.
(B) One day a wealthy mer chant sent his son’s bicycle to the shop for repair.
(C) The next day the merchant came to claim the bicycle and noticed that it was shiny.
(D) After repairing the bicycle, Mohan cleaned a up and made it look new.
(E) Once upon a time, there was a boy named Mohan who worked as an apprentice in a bicycle shop.
(F) Other apprentices in the shop laughed at Mohan for doing unnecessary work.

Which of the phrases a, b, c, and d given below each sentence should replace the phrase printed in bold in the sentence to make it grammatically correct ? If the sentence is correct as it is given and `No correction is required’, mark e: as the answer.

Read the following passage carefully and answer the questions given below it. Before my many years’ service in a restaurant, I attended a top science university. The year was 2003 and I was finishing the project that would win me my professorship. My fortysecond birthday had made a lonely visit the week before, and I was once again by myself in the flat. Like countless other mornings, I ordered a bagel from the toaster.
‘Yes, sir!’ it replied with robotic relish, and I began the day’s work on the project. It was a magnificent machine, the thing I was makingcapable of transferring the minds of any two beings into each other’s bodies. As the toaster began serving my bagel on to a plate, I realised the project was in fact ready for testing. I retrieved the duck and the catwhich I had bought for this purpose from their containers, and set about calibrating the machine in their direction. Once ready, I leant against the table, holding the bagel I was too excited to eat, and initiated the transfer sequence. As expected, the machine whirred and
hummed into action, my nerves tingling at its synthetic sounds. The machine hushed, extraction and injection nozzles poised, scrutinizing its targets. The cat, though, was suddenly gripped by terrible alarm. The brute leapt into the air, flinging itself onto the machine. I watched in horror as the nozzles swung towards me; and, with a terrible, psychedelic whirl of colours, felt my mind wrenched from its sockets.
When I awoke, moments later, I noticed first that I was two feet shorter. Then, I realised the lack of my limbs, and finally it occurred to me that I was a toaster. I saw immediately the solution to the situation – the machine could easily reverse the transfer but was then struck by my utter inability to carry this out. After some consideration, using what I supposed must be the toaster’s onboard computer; I devised a strategy for rescue. I began to familiarise myself with my new body : the grill, the bread bin, the speaker and the spring mechanism. Through the device’s rudimentary eye with which it served its creations – I could see the internal telephone on the wall. Aiming carefully, I began propelling slices of bread at it. The toaster was fed by a large stock of the stuff, yet as more and more bounced lamely off the phone, I began to fear its exhaustion. Toasting the bread before launch proved a wiser tactic. A slice of crusty wheat knocked the receiver off its cradle, and the immovable voice of the reception clerk answered. Resisting the urge to exclaim my unlikely predicament, I called from the table : “I’m having a bit of trouble up here, Room 91. Could you lend a hand ?” “Certainly, sir, there’s a burst water pipe on the floor above, I suppose I’ll kill two birds with one stone and sort you out on the way.” The clerk arrived promptly, and after a detailed and horrifying explanation, finally agreed to press the button on the machine and bring me back to my original state.

Why did the author believe that he would earn professorship ?

Why was the author afraid that the bread would get exhausted ?

What does the phrase ‘kill two birds with one stone’ used in the passage mean ?

Why did the author bring out the cat and the duck ?

Read each sentence to find out whether there is any grammatical error in it. The error, if any, will be in one part of the sentence. The number of that part is the answer. If there is no error, the answer is ‘5’. (Ignore the errors of punctuation, if any).

Each sentence below has a blank(s), each blank indicating that something has been omitted. Choose the word(s) that best fit(s) the meaning of the sentence as a whole.

For the following questions answer them individually

What will come in place of the question mark (?) in the following questions ?

For the following questions answer them individually

In the following table, the number of employees (in hundreds) working in five different departments of five companies has been given. Read this table
carefully and answer the questions given below it.


Study the following information carefully and answer the questions given below :

In a certain code language ‘exam this week’ is written as ‘jo la bi’, ‘week that was’ written as ‘pk
fu la’ and ‘was exam good’ is written as ‘zi bi fu’.

In each question below are two statements followed by two
conclusions numbered I and II. You have to take the given statements to be true even if
they seem to be at variance from commonly known facts and then decide which of the
given conclusions logically follows from the given statements disregarding commonly
known facts.

Give answer a: if only conclusion I follows.
Give answer b: if only conclusion II follows.
Give answer c: if either conclusion I or II follows.
Give answer d: if neither conclusion I nor II follows.
Give answer e: if both conclusions I and II follow.

Statements :
Some trains are stations.
All trains are goods.
Conclusions :
I. All goods are trains.
II. Some stations are definitely not goods.

Statements :
No letter is an alphabet.
Some alphabets are words.
Conclusions :
I. At least some words are alphabets.
II. At least some letters are words.

Statements :
No pen is an eraser.
All erasers are sharpeners.
Conclusions :
I. No pen is sharpeners.
II. At least some sharpeners are erasers.

For the following questions answer them individually

A man starts from a point A and walks 5 metres in the east, then he turns right and walks 3 metres, again he turns right and walks 9 metres and finally he takes a right turn walks
3 metres. Now how far is the man from point A and in which direction ?

Among five weightlifters - P, Q, R, S and T - Q lifts more weight than P but lifts less
weight than T Two of them can lift weight less than P. S does not lift minimum amount
of weight. Who among them lifts the maximum weight ?

In these questions, relationship between different elements is
shown in the statements. The statements are followed by two conclusions.

Give answer a: if only conclusion I is true.
Give answer b: if only conclusion II is true.
Give answer c: if either conclusion I or II is true.
Give answer d: if neither conclusion I nor II is true.
Give answer e: if both the conclusions I and II arc true.

Statement :
C ≥ H ≥ A ≤ R ≤ T
Conslutions :
I. T ≥ H
II.0 ≥R

Statement :
W > H ≥ I > L ≥ E
Conclusions :
I. L < H
II. W > E

Statement :
F < A > L ≥ S ≤ E
Conclusions :
I. A > E
II. F < S

Statement :
B = A ≥ S ≤ E = D
Conclusions :
I. E > B
II. S ≤ D

Statement :
H ≤ E ≥ A ≥ R ≥ D
Conclusions :
I. D ≤ E
II. H ≤ R

For the following questions answer them individually

How many such pairs of letters are there in the word ‘CHARGED’, each of which has as
many letters between them in word (in both forward and backward directions) as in the
English alphabetical series ?

P, Q, R, S and T are sitting around a circular table facing the centre. S is third to the left
of R. S is immediate neighbour of P and T. Q and P are neighbours, but Q is not
neighbour of T. Which of the following statements regarding the position of S is correct ?

Twenty persons are sitting in a line facing the north. Rajiv is sitting at the eighth position
from the left. Five persons are sitting between Rajiv and Priya. Sharat is sitting exactly
between Rajiv and Priya. Tanya is sitting third to the right of Priya. What is the position
of Priya ?

Study the following information carefully and answer the questions given below :

Eight persons – A, B, C, D, E, F, G and H – are sitting in such a way that B is second to
the right of G. C sits third to the left of H. G and D are on the extreme ends. H is not an
immediate neighbour of G or B. Only A is between B and H. F is not an immediate
neighbour of D.

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